Best Jumia Pay Apps

223+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our jumia pay list covers 223+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Jumia Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1JumiaPayJumiaPayFree4.6★ (7.5K)YesNoAug 2026
2Jumia Online ShoppingJumia Online ShoppingFree4.6★ (64K)YesNoAug 2026
3Monica - Pay, Send, BillsMonica - Pay, Send, BillsFree4.6★ (14K)NoNoAug 2026
4P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
5ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9★ (39K)NoNoAug 2026
6Temu: Shop Like a BillionaireTemu: Shop Like a BillionaireFree4.7★ (2.2M)NoNoAug 2026
7AliExpress - Shopping AppAliExpress - Shopping AppFree4.7★ (650K)NoNoAug 2026
8PayactivPayactivFree4.7★ (78K)NoNoAug 2026

Top Picks for Jumia Pay

JumiaPay#1

JumiaPay by Africa Internet Group

Pay Airtime,Electricity, Bills
Editor's Choice
💰 Finance
4.6😞(7.5K ratings)
FreeAds
JumiaPay screenshot 1
JumiaPay screenshot 2
JumiaPay screenshot 3
JumiaPay screenshot 4
JumiaPay screenshot 5

Easily pay for airtime, mobile data, and various bills like electricity and cable TV. Enjoy guaranteed bonuses on recharges and free bill payments, saving money on every transaction. Securely complete payments with bank accounts or credit cards.

What We Love

  • 🚀 Fast and reliable
  • 💡 Convenient all-in-one app
  • 👍 User-friendly interface
  • 🤑 Offers discounts and cashback

Room to Improve

  • 🐛 Buggy and unstable
  • 🤯 Poor customer service
  • 💸 Deceptive promotional offers
Jumia Online Shopping#2

Jumia Online Shopping by Africa Internet Group

The online shop you can trust
Strong Contender
🛍️ Shopping
4.6😞(64K ratings)
FreeAds
Jumia Online Shopping screenshot 1
Jumia Online Shopping screenshot 2
Jumia Online Shopping screenshot 3
Jumia Online Shopping screenshot 4
Jumia Online Shopping screenshot 5
Jumia Online Shopping screenshot 6

Shop a vast selection of genuine products from fashion to electronics from the comfort of your home. Enjoy exclusive app-only deals, fast shipping, and secure payment options across Africa.

What We Love

  • ⭐ Extremely reliable
  • 🚀 Fast delivery
  • 👍 Great shopping experience
  • 💳 Convenient payment options

Room to Improve

  • 🔍 Unreliable search function
  • 📦 Inconsistent delivery times
  • 🤖 Frustrating customer service
Monica - Pay, Send, Bills#3

Monica - Pay, Send, Bills by MONICA TECHNOLOGIES LIMITED

Everything Money and Bills
Worth Considering
💰 Finance
4.6😐(14K ratings)
Free
Monica - Pay, Send, Bills screenshot 1
Monica - Pay, Send, Bills screenshot 2
Monica - Pay, Send, Bills screenshot 3
Monica - Pay, Send, Bills screenshot 4
Monica - Pay, Send, Bills screenshot 5
Monica - Pay, Send, Bills screenshot 6

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

What We Love

  • 🚀 Fast and reliable
  • 💯 Trusted and secure
  • 👍 User-friendly interface
  • 💰 Good exchange rates

Room to Improve

  • 🐛 Withdrawal issues
  • 🤖 Poor customer service
  • 💰 High transaction fees

More Jumia Pay apps to explore

4
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
5
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(39K)
free with in-app purchases
6
Temu: Shop Like a Billionaire
Temu: Shop Like a Billionaire
Temu: Shop Like a Billionaire
Shop incredible deals on Temu!
Free

Discover a vast selection of products across fashion, home decor, beauty, and more. Enjoy daily deals, fast and secure checkout, and free shipping and returns. Shop for a wide variety of items at competitive prices.

Wide product selectionDaily dealsFast and secure checkout
🛍️ Shopping
(2.2M)
free with in-app purchases
7
AliExpress - Shopping App
AliExpress - Shopping App
AliExpress - Shopping App
Shop deals on better choices
Free

Discover millions of products across countless categories, from tech gadgets to fashion and home decor. Find high-quality items at unbeatable prices with a user-friendly interface, secure checkout, and reliable global shipping. Get personalized recommendations and stay updated on flash sales and exclusive discounts.

Millions of products across categoriesUnbeatable pricesUser-friendly interface
🛍️ Shopping
(650K)
free
8
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
9
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
10
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
11
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
12
Mobily Pay
Mobily Pay
Mobily Pay
by Etihad Digital Financial Company
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
💰 Finance
(3.6K)
free with in-app purchases
13
Amazon Shopping
Amazon Shopping
Amazon Shopping
More benefits, fewer steps
Free

Shop millions of products with app-exclusive benefits for a faster, easier experience. Track deliveries in real-time, view products in 360°, get sale alerts, and enjoy secure sign-in. Access 24/7 live chat support and find items by scanning them.

Real-time delivery tracking360° product viewView in your room (AR)
🛍️ Shopping
(8.4M)
free with in-app purchases
14
Glovo: Food Delivery, Takeaway
Glovo: Food Delivery, Takeaway
Glovo: Food Delivery, Takeaway
Just order, eat meals & shop
Free

Order food, groceries, gifts, and more from a vast selection of restaurants and stores. Get deliveries in minutes, track your order in real-time, and enjoy convenience without leaving home.

Order food from 240,000+ restaurantsGrocery delivery from supermarketsShop for gifts and other items
🌟 Lifestyle
(231K)
free with in-app purchases
15
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(55K)
free
16
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
17
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
18
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Payments for UAE. Plus Violet.
Free

This app provides a fast and secure platform for individuals and businesses in the UAE to send, receive, and manage money. It offers features for personal payments, business transactions, and contactless payment acceptance directly on an iPhone.

Send and receive money instantlyAccept contactless payments on iPhoneBusiness payment processing
💰 Finance
(747)
free with in-app purchases
19
noon Shopping, Food, Grocery
noon Shopping, Food, Grocery
noon Shopping, Food, Grocery
Online shopping delivered fast
Free

This app is a comprehensive online marketplace offering a wide variety of products including electronics, fashion, home goods, and groceries. It also provides fast food and grocery delivery services, with options for instant delivery and access to authentic brands.

Wide product selectionFast food deliveryGrocery delivery
🛍️ Shopping
(326K)
free with in-app purchases
20
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases

FAQ about Jumia Pay

What are the best jumia pay apps for iPhone?
JumiaPay tops our jumia pay apps ranking as of July 2026, with a 4.6-star average from 7.5K App Store ratings, and it's free to download.
Yes — 20 of the top jumia pay apps we rank are free to download, including JumiaPay and Jumia Online Shopping.
JumiaPay shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 223+ jumia pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
JumiaPay allows you to easily top up airtime and mobile data for major operators, pay electricity bills, cable TV subscriptions, and internet recharges. You can also make toll gate payments and explore other services like online shopping and booking.
Yes, you can enjoy a guaranteed bonus on each airtime top-up and mobile data recharge. Additionally, bill payments for electricity, cable TV, internet, and toll gates are free, saving you N100 on each transaction.