Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
2.7(61 ratings)
Free
Top Picks for Loans App In Nigeria
1.0(1 ratings)
Free
This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.
3.0(2 ratings)
Free
This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.
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4
Fast Credit Mobile
by FASTCREDIT LIMITED
Free
Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.
Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
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free5
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free
This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.
Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
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free6
eLendly
Gift, Lend, Borrow and Invest
Free
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
Automate subscriptionsLend and borrow with friendsTrack finances
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(49)
free7
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free
Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.
High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
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free with in-app purchases8
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free
Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.
Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
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(165)
free9
Kuda - Free transfer & payment
Pay, save & invest money
Free
Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.
Free bank account openingFree money transfersAutomated savings
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(132K)
freemium10
EasyLoans: Compare Loans
Compare and Discover Loans
Free
Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.
Compare Home LoansCompare Vehicle LoansCompare Personal Loans
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(398)
free11
Fidelity FastLoan
by Fidelity Bank Plc
Free
This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.
Instant micro loan disbursementLoan repayment optionsNo documentation required
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free12
Upstart: Personal Loans + More
Money for moments that matter
Free
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
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(38K)
free13
Moniepoint Personal Banking
Savings account | Send money
Free
This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
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(30K)
free14
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free
Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.
Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
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Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free
Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.
Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
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Credit Wallet
by Princeps Credit Systems Limited
Free
Access flexible loan products designed for employees through employer partnerships. Manage your finances with repayment options ranging from 2 to 12 months and competitive interest rates. Secure your personal information with robust data protection measures.
Employee loan accessFlexible repayment termsCompetitive interest rates
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(7)
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MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free
Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.
Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
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GlobalTrust Mortgage Bank
Digital banking and mortgages
Free
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19
FUTR Agent
AI-Powered Loan Payment
Free
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20
WhoWhom
Track loans between friends
Free
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(0)