Best Mobile Pay Terminal Apps

248+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated September 2026

The best mobile pay terminal apps on iPhone average 4.0★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Mobile Pay Terminal Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Blackbaud MobilePay TerminalBlackbaud MobilePay TerminalFreeNoNoJul 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoSep 2026
3rapid! Payrapid! PayFree4.5★ (193K)NoNoSep 2026
4JustPay TerminalJustPay TerminalFreeNoNoJun 2026
5Terminal MagicTerminal MagicFreeYesNoMay 2026
6E-GovPay TerminalE-GovPay TerminalFreeNoNoAug 2026
7SECANDA TerminalSECANDA TerminalFreeNoNoSep 2026
8Lodin POS - QR Pay TerminalLodin POS - QR Pay TerminalFreeNoNoAug 2026

Top Picks for Mobile Pay Terminal

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(604K ratings)
Free
#22in Business
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This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
rapid! Pay#3

rapid! Pay by Green Dot Corporation

rapid! Access PayCard OnDemand
Worth Considering
💰 Finance
4.5😞(193K ratings)
Free
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Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

What We Love

  • 🚀 Instant deposits
  • 💡 Savings account feature
  • 👍 Convenient for getting paid
  • 🔒 Secure with fingerprint login

Room to Improve

  • 🐛 App crashes and login issues
  • ⏱️ Inconsistent and delayed fund availability
  • 🤖 Poor customer service and language barriers
  • 💳 Outdated card with no chip or mobile wallet support

More Mobile Pay Terminal apps to explore

FAQ about Mobile Pay Terminal

Are there free mobile pay terminal apps for iPhone?
Yes — 20 of the top mobile pay terminal apps we rank are free to download, including Blackbaud MobilePay Terminal and Square Point of Sale (POS).
Blackbaud MobilePay Terminal has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ mobile pay terminal apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Blackbaud MobilePay Terminal supports contactless, chip, and swipe payments. It also accepts mobile wallets such as Apple Pay®, Google Pay™, and Samsung Pay®. For U.S. customers, Tap to Pay on iPhone is also available without extra hardware.
Yes, the app uses end-to-end data encryption technology to ensure all transactions are secure. It is also EMV®-certified when used with compatible Bluetooth terminals.