Best Mobile Pay Terminal Apps

214+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

The best mobile pay terminal apps on iPhone average 4.6★ across 214+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Mobile Pay Terminal

Payment for Stripe#2

Payment for Stripe by PocketVendor Inc

Card Reader, Tap to Pay & POS
Strong Contender
💼 Business
4.8😞(8.9K ratings)
FreeAds
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Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile payments
  • 💡 Integrates well with Stripe
  • 🚀 Quick and simple transactions

Room to Improve

  • 🐛 Frequent app crashes
  • 🔒 Unreliable security and account verification
  • 💰 Hidden/excessive fees
MyNCU Mobile#3

MyNCU Mobile by Neighborhood Credit Union

Worth Considering
💰 Finance
4.8😐(6.3K ratings)
FreeAds
MyNCU Mobile screenshot 1
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MyNCU Mobile screenshot 6

Manage your finances on the go with this mobile banking app. Send money, deposit checks, pay bills, and control your debit and credit cards. Secure login with biometrics and access financial tools to manage your money.

What We Love

  • 🤩 Excellent service and commitment to members
  • 👍 User-friendly and intuitive app
  • 🚀 Convenient mobile banking features
  • 💰 Competitive rates and products

Room to Improve

  • 🐛 Buggy and glitchy performance
  • 🤔 Confusing UI changes
  • 🔒 Concerns about security and privacy

More Mobile Pay Terminal apps to explore

4
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.

Accept credit card paymentsRecord cash salesAutomatic tax calculation
💼 Business
(5.6K)
free
5
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
6
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
7
Telco Mobile
Telco Mobile
Telco Mobile
by Telco Community Credit Union
Free

Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.

View account balances and activityTransfer fundsExpense graph
💰 Finance
(3.9K)
free
8
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
9
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(8.6K)
free with in-app purchases
10
Intellipay Mobile Terminal
Intellipay Mobile Terminal
Intellipay Mobile Terminal
by Convenient Payments, LLC
Free

Process credit card or ACH payments directly from your mobile device. Review past transactions and manage refunds or voids within the application. Designed for on-the-go financial management.

Accept credit card paymentsAccept ACH paymentsView transaction history
🔧 Utilities
(1)
free
11
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
12
Vectra Mobile Banking
Vectra Mobile Banking
Vectra Mobile Banking
by Zions Bancorporation, N.A.
Free

Manage personal and business finances with ease. View accounts, make payments, deposit checks, and control your cards. Offers enhanced security features and rewards for personal banking.

View account balances and activityMobile check depositSend/receive money with Zelle®
💰 Finance
(4.3K)
free
13
GTE Mobile
GTE Mobile
GTE Mobile
Convenient Mobile Banking
Free

Manage your finances with this banking app. It offers features like adding cards to digital wallets, instant card control, and secure money transfers. You can also deposit checks, pay bills, and manage rewards.

Add cards to Apple PayTurn card on/off instantlySend/receive money with Zelle
💰 Finance
(23K)
free
14
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
15
E-GovPay Terminal
E-GovPay Terminal
E-GovPay Terminal
by Data Processing Center of the Ministry of Communications and High Technologies
Free
💰 Finance
(0)
16
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
17
Porte: Mobile Banking
Porte: Mobile Banking
Porte: Mobile Banking
Get Paid Faster, Save, Earn
Free

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases
💰 Finance
(14K)
free with in-app purchases
18
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
19
AYA PAY Wallet
AYA PAY Wallet
AYA PAY Wallet
AYA PAY
Free

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

Mobile top-up for 5 networksCash in/out at agents and ATMsWallet to Wallet transfers
💰 Finance
(483)
free
20
Credit Card Terminal & Reader
Credit Card Terminal & Reader
Credit Card Terminal & Reader
Swipe Point of Sale (Stripe)
Free

Transform your mobile device into a portable credit card reader. Accept payments anywhere, swipe or key in card details, and manage transactions securely. Send digital receipts with location data and capture tips or sales tax.

Accept credit card paymentsSwipe or key in card detailsCapture tips and sales tax
💼 Business
(14)
free