Best Mobile Payments Apps

235+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Blackthorn | Mobile Payments is the household name in mobile payments, but it's far from the only option. We track 235+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mobile Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Blackthorn | Mobile PaymentsBlackthorn | Mobile PaymentsFree4.5★ (15)NoNoJul 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoAug 2026
3QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
4GoDaddy Commerce: POS PaymentsGoDaddy Commerce: POS PaymentsFree4.7★ (16K)NoYesAug 2026
5Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026
6Capital One MobileCapital One MobileFree4.8★ (11M)NoNoAug 2026
7ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoAug 2026
8Yeel-Mobile Payments PlatformYeel-Mobile Payments PlatformFree4.9★ (110)NoNoMay 2026

Top Picks for Mobile Payments

Blackthorn | Mobile Payments#1
4.5(15 ratings)
Free
Blackthorn | Mobile Payments screenshot 1
Blackthorn | Mobile Payments screenshot 2
Blackthorn | Mobile Payments screenshot 3
Blackthorn | Mobile Payments screenshot 4

Securely accept various payment types like credit cards, checks, and ACH directly from your mobile device. Seamlessly sync transactions with Salesforce for easy reporting and reconciliation. Supports multiple payment methods and integrates with Stripe for enhanced functionality.

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(604K ratings)
Free
#29in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
QuickBooks GoPayment POS#3

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Worth Considering
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs

More Mobile Payments apps to explore

4
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
5
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
6
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
7
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
8
Yeel-Mobile Payments Platform
Yeel-Mobile Payments Platform
Yeel-Mobile Payments Platform
RealTime Payments
Free

Send and receive money instantly across Africa and the Middle East. This platform allows for secure person-to-person payments, bill payments via QR codes, and cash-out services through authorized agents. It aims to foster a cashless economy and empower communities.

Send money to family and friendsDigital terminal for instant payments (PayMe)Person-to-person payments
💰 Finance
(110)
free
9
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
10
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
11
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7.3K)
free
12
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
13
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
14
SumUp Business
SumUp Business
SumUp Business
Get paid and manage your money
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
💼 Business
(699)
free with in-app purchases
15
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
16
Citadel Mobile Banking
Citadel Mobile Banking
Citadel Mobile Banking
Bank any time, from anywhere.
Free

Manage your bank accounts 24/7 from your mobile device. Deposit checks, view balances and transaction history, and access financial planning tools. Securely control your cards and personalize your banking experience.

Manage multiple accountsInstant check depositsView balances and transactions
💰 Finance
(22K)
free
17
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(2.9K)
free with in-app purchases
18
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
19
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.6K)
free
20
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free

FAQ about Mobile Payments

What are the best mobile payments apps for iPhone?
Blackthorn | Mobile Payments tops our mobile payments apps ranking as of July 2026, with a 4.5-star average from 15 App Store ratings, and it's free to download.
Yes — 20 of the top mobile payments apps we rank are free to download, including Blackthorn | Mobile Payments and Square Point of Sale (POS).
Blackthorn | Mobile Payments has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 235+ mobile payments apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Blackthorn accepts credit cards, checks, ACH, cash, and money orders. Specific payment types like checks and money orders require the Check21 extension on iOS.
Blackthorn is a native Salesforce app that seamlessly syncs all payment transactions directly to Salesforce account and contact records, simplifying reporting and reconciliation.

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