Best Mobile Payments Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Blackthorn | Mobile Payments is the household name in mobile payments, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mobile Payments Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Blackthorn | Mobile PaymentsBlackthorn | Mobile PaymentsFree4.5★ (15)NoNoJul 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026
3QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoOct 2026
4Paylani Mobile PaymentsPaylani Mobile PaymentsFree5.0★ (4)NoNoMay 2026
5Pay with ME - Mobile PaymentPay with ME - Mobile PaymentFree3.9★ (7)NoNoAug 2026
6ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoOct 2026
7Mobile Cash WalletMobile Cash WalletFree—NoNoMay 2026
8PayBy – Mobile PaymentPayBy – Mobile PaymentFree2.5★ (11)NoNoJul 2026

Top Picks for Mobile Payments

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(606K ratings)
Free
#28in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
QuickBooks GoPayment POS#3
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
  • 💳 Issues with card readers and connectivity

More Mobile Payments apps to explore

FAQ about Mobile Payments

What are the best mobile payments apps for iPhone?
Blackthorn | Mobile Payments tops our mobile payments apps ranking as of October 2026, with a 4.5-star average from 15 App Store ratings, and it's free to download.
Yes — 20 of the top mobile payments apps we rank are free to download, including Blackthorn | Mobile Payments and Square Point of Sale (POS).
Blackthorn | Mobile Payments has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ mobile payments apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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