Best Money Saving Apps

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our money saving apps list covers 0+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Compare top Money Saving Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
2Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
4Fetch: Receipts for Gift CardsFetch: Receipts for Gift CardsFree4.9★ (7.5M)NoNoAug 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
6Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8★ (362K)NoNoAug 2026
7Ibotta: Save & Earn Cash BackIbotta: Save & Earn Cash BackFree4.8★ (2M)YesNoAug 2026
8Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (675K)NoNoAug 2026

Top Picks for Money Saving Apps

Oportun: Savings & Loans#1

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Editor's Choice
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
Buddy: Budget Planner App#2

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Strong Contender
💰 Finance
4.7😐(9.4K ratings)
FreeIn-App Purchases
#57in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#47in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Money Saving Apps apps to explore

4
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Shop. Save. Live Rewarded.
Free

Earn points on everyday purchases by submitting receipts or shopping online. Redeem points for gift cards or cash rewards from popular retailers and brands. Discover deals and offers directly within the app.

Submit receipts for pointsShop online for rewardsEarn on hundreds of brands
🛍️ Shopping
(7.5M)
free with in-app purchases
5
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
6
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Earn rewards & find coupons
Free

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

Earn cash back on purchasesStack cash back with couponsAutomatic coupon application
🛍️ Shopping
(362K)
free with in-app purchases
7
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Make Money Shopping Every Day
Free

Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

Earn cash back on everyday purchasesRedeem offers before shoppingUpload receipts for rewards
🛍️ Shopping
(2M)
free with in-app purchases
8
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Shop & save on grocery & fuel
Free

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

Earn cash back on gas, groceries, and diningOver 100,000 participating locationsAverage 8% cash back on groceries and dining
✈️ Travel
(675K)
free with in-app purchases
9
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
10
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

Personalized 3D money jar visualizationAutomated savings plan creationProgress tracking and payment management
💰 Finance
(8.8K)
free with in-app purchases
11
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Gas & Grocery Rewards
Free

This app offers cash back on groceries, gas, and prescriptions by simply uploading photos of your receipts. Discover new deals weekly on everyday items and popular brands, and earn rewards at participating gas stations. It's an easy way to save money on your regular purchases.

Cash back on groceriesGas rewards and savingsPrescription savings card
🛍️ Shopping
(6.5K)
free with in-app purchases
12
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(382K)
free with in-app purchases
13
CouponCabin: Coupon App
CouponCabin: Coupon App
CouponCabin: Coupon App
Promo codes, cashback, coupons
Free

Discover discounts and earn cash back on your purchases. Access a vast collection of online coupons, promo codes, and printable offers for thousands of retailers. Track your earnings and get paid faster for savings made easy.

Online coupons and promo codesPrintable in-store couponsExclusive deals
🛍️ Shopping
(6.8K)
free
14
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

Create custom savings challengesTrack weekly depositsReceive deposit reminders
💰 Finance
(2.7K)
free with in-app purchases
15
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.9K)
free with in-app purchases
16
Saving Money Challenge
Saving Money Challenge
Saving Money Challenge
Daily Envelope Tracker
Free

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

Envelope savings challenge trackerCustomizable savings goalsDaily money saving
💰 Finance
(436)
free with in-app purchases
17
Telda
Telda
Telda
Send, Spend & Save Money
Free

Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.

Instant money transfersZero commission stock and mutual fund investingCustomizable debit card
💰 Finance
(2.6K)
free with in-app purchases
18
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
💰 Finance
(12K)
free
19
Free Stuff Finder - Save Money
Free Stuff Finder - Save Money
Free Stuff Finder - Save Money
Savings. Deals. Coupons. Shop.
Free

Discover daily deals, coupons, and freebies to save significantly on everyday essentials and favorite brands. Learn couponing strategies and find the best savings from major retailers.

Daily deals and freebie offersCouponing guides and tutorialsSavings from major retailers
🛍️ Shopping
(2.8K)
free with in-app purchases
20
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases

FAQ about Money Saving Apps

What are the best money saving apps for iPhone?
Oportun: Savings & Loans tops our money saving apps ranking as of June 2026, with a 4.7-star average from 289K App Store ratings, and it's free to download.
Yes — 20 of the top money saving apps we rank are free to download, including Oportun: Savings & Loans and Buddy: Budget Planner App.
Oportun: Savings & Loans has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.
The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.