Best Money Tracking Apps

250+ iOS apps curated and reviewed

4.6 avg rating
18 free apps
Updated September 2026

Budget app is the household name in money tracking, but it's far from the only option. We track 250+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Money Tracking Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesSep 2026
2Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5โ˜… (391K)YesYesSep 2026
3Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesSep 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7โ˜… (84K)NoYesSep 2026
5Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9โ˜… (110K)NoYesSep 2026
6NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8โ˜… (125K)YesNoSep 2026
7Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7โ˜… (6.6K)YesYesSep 2026
8Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8โ˜… (12K)NoYesSep 2026

Top Picks for Money Tracking

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(16K ratings)
FreeIn-App Purchases
#65in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors
  • ๐Ÿ—“๏ธ Helpful calendar and transaction views
  • ๐Ÿงฎ Detailed budgeting and tracking features
  • ๐Ÿ”’ Secure manual data entry (no bank connections)
  • ๐Ÿ’ป Seamless cross-device sync via iCloud

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
  • ๐Ÿ‡จ๐Ÿ‡ฆ Limited support for Canadian banks/accounts
  • ๐Ÿ”€ Difficulty moving money between budgets
  • ๐Ÿ•ฐ๏ธ Inconsistent date range/rollover behavior
Rocket Money - Bills & Budgets#2

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(391K ratings)
FreeAdsIn-App Purchases
#3in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • ๐Ÿš€ Comprehensive financial tracking
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ฐ Helpful budgeting and savings features
  • ๐Ÿ”’ Secure account integration
  • ๐Ÿค‘ Ability to negotiate and lower bills
  • ๐Ÿ“ˆ Provides credit score and financial insights

Room to Improve

  • ๐Ÿ› Buggy app performance and connectivity issues
  • ๐Ÿ’ธ Misleading or ineffective bill negotiation service
  • ๐Ÿ” Difficulty linking all accounts and transactions
  • ๐Ÿ”‘ Requires access to sensitive financial information
  • ๐Ÿ•ฐ Lengthy setup and onboarding process
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions
  • ๐Ÿ—‚๏ธ Multiple accounts and categories
  • ๐Ÿ”’ Secure with passcode/biometrics
  • ๐ŸŒ Syncs across devices
  • ๐Ÿ—“๏ธ Customizable time periods
  • ๐ŸŽจ Attractive and intuitive interface

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories
  • ๐Ÿ’ฐ Paid upgrade required for some features
  • ๐Ÿ“ˆ Limited budget tracking within categories

More Money Tracking apps to explore

FAQ about Money Tracking

What are the best money tracking apps for iPhone?
Budget app - spending tracker tops our money tracking apps ranking as of September 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes โ€” 18 of the top money tracking apps we rank are free to download, including Budget app - spending tracker and Rocket Money - Bills & Budgets.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ money tracking apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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