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Best Money Tracking Software Apps

0+ iOS apps curated and reviewed

4.6 avg rating
16 free apps
Updated June 2026

Whether you're new to money tracking software or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Money Tracking Software Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Money Monitor: Expense TrackerMoney Monitor: Expense TrackerFree4.0★ (357)YesNoAug 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (106K)NoYesAug 2026
4Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.2K)NoYesAug 2026
5Budget App & Money TrackerBudget App & Money TrackerFree5.0★ (7)NoYesAug 2026
6Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesAug 2026
7iXpenseIt Pro: Manage FinanceiXpenseIt Pro: Manage Finance$4.994.7★ (1.7K)NoYesAug 2026
8Money Flow - Expense TrackerMoney Flow - Expense Tracker$0.995.0★ (5)NoNoAug 2026

Top Picks for Money Tracking Software

Money Monitor: Expense Tracker#1

Money Monitor: Expense Tracker by 倩 赵

Account, Budget & Bill Planner
Editor's Choice
💰 Finance
4.0😐(357 ratings)
FreeAds
Money Monitor: Expense Tracker screenshot 1
Money Monitor: Expense Tracker screenshot 2
Money Monitor: Expense Tracker screenshot 3
Money Monitor: Expense Tracker screenshot 4
Money Monitor: Expense Tracker screenshot 5
Money Monitor: Expense Tracker screenshot 6

Manage your personal finances with this comprehensive app. Track transactions, accounts, budgets, and bills with powerful tools and customizable options. Gain a clear overview of your income and expenses to control your money effectively.

What We Love

  • 👍 Easy to use
  • 👍 Excellent app
  • 👍 Great app for tracking finances
  • 👍 Helpful for budgeting and expense management

Room to Improve

  • 🐛 Issues with latest update (incorrect budget calculations, lost transaction details)
  • 🔍 Difficult to navigate after recent UI changes
  • 💰 Forced to pay for subscription after previously paying for the app
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
💰 Finance
4.9😊(106K ratings)
FreeIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost

More Money Tracking Software apps to explore

4
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.2K)
free with in-app purchases
5
Budget App & Money Tracker
Budget App & Money Tracker
Budget App & Money Tracker
Spending & Expense Planner
Free

Effortlessly track expenses, manage budgets, and set savings goals with this intuitive personal finance app. Gain insights into spending patterns with detailed reports and visual charts to achieve financial freedom.

Easy expense trackingSmart budget managementPersonalized savings goals
💰 Finance
(7)
freemium
6
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
7
iXpenseIt Pro: Manage Finance
iXpenseIt Pro: Manage Finance
iXpenseIt Pro: Manage Finance
Track expense, budget,cashflow
$4.99

Effortlessly track expenses, manage budgets, and gain insights into your spending habits. This app offers features like photo receipt capture, bill reminders, and customizable reports to help you achieve your financial goals. Secure your data with Touch ID and sync across multiple devices.

Effortless expense trackingComprehensive budgeting toolsPhoto receipt capture
💰 Finance
(1.7K)
freemium
8
Money Flow - Expense Tracker
Money Flow - Expense Tracker
Money Flow - Expense Tracker
Budgeting designed for saving
$0.99

Easily track your expenses and manage your budget to achieve your savings goals. This app offers a simple, manual approach to financial management, putting you in complete control without requiring external account linking.

Manual expense trackingCustomizable monthly budgetsSavings goal setting
💰 Finance
(5)
paid
9
Money Monitor Pro
Money Monitor Pro
Money Monitor Pro
Account, Budget & Bill Manager
$0.99

This comprehensive personal finance app helps you track and organize all your transactions, accounts, budgets, and bills. Gain a clear overview of your income and expenses to effectively manage your money and pay bills on time.

Track transactions with recurring optionsManage multiple accounts and custom categoriesCreate unlimited budgets with rollover
💰 Finance
(1K)
free with in-app purchases
10
Ledgey: Minimal Money Tracker
Ledgey: Minimal Money Tracker
Ledgey: Minimal Money Tracker
Personal Finance Manager
Free
💰 Finance
(0)
11
MoneyStats - Budget Planner
MoneyStats - Budget Planner
MoneyStats - Budget Planner
Track your expenses & income
Free

Take full control of your personal finances by tracking income and expenses, creating budgets, and managing multiple bank accounts. Analyze your spending with charts and graphs, set savings goals, and generate financial reports. Securely manage your money with features like data synchronization and access locks.

Track income and expensesCreate and manage budgetsCategorize transactions
💰 Finance
(1K)
free with in-app purchases
12
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(255K)
freemium
13
Expense Tracker: Money Gone
Expense Tracker: Money Gone
Expense Tracker: Money Gone
Daily Spending, Budget & Bills
Free

Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.

Fast expense entrySmart receipt scanningRecurring expense automation
💰 Finance
(55)
free with in-app purchases
14
Money Tracker: My Financials
Money Tracker: My Financials
Money Tracker: My Financials
Checkbook & Portfolio Manager
Free
💰 Finance
(0)
15
Spendy: Money Tracker
Spendy: Money Tracker
Spendy: Money Tracker
by Acazia Software Co., Ltd
Free
🔧 Utilities
(0)
16
MoneyStats - Expense Tracker
MoneyStats - Expense Tracker
MoneyStats - Expense Tracker
Personal finances & budget
$4.49

Take full control of your personal finances, budget, and income. Track expenses, manage bank accounts, and discover ways to save money. Analyze your finances with charts, graphs, and forecasts for better financial planning.

Manage transactions and bank accountsCreate budgets and track income/expensesCategorize transactions
💰 Finance
(83)
free with in-app purchases
17
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
💰 Finance
(14K)
subscription
18
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner & Bills Tracker
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
💰 Finance
(3K)
free with in-app purchases
19
Best Budget
Best Budget
Best Budget
Money Saver & Expense Tracker
Free

This personal finance app helps you manage your money by creating unlimited income and expense budgets. Track transactions, monitor spending against your budgets, and gain insights into your financial habits. It offers robust reporting and data management features to help you become your own financial expert.

Create unlimited budgetsTrack income and expensesSet budget details (name, amount, category)
💰 Finance
(68)
free with in-app purchases
20
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Spending manager and tracker
Free

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

Expense & income trackerCalendar overviewInteractive spending charts
💰 Finance
(1.2K)
free with in-app purchases

FAQ about Money Tracking Software

What are the best money tracking software apps for iPhone?
Money Monitor: Expense Tracker tops our money tracking software apps ranking as of June 2026, with a 4.0-star average from 357 App Store ratings, and it's free to download.
Yes — 16 of the top money tracking software apps we rank are free to download, including Money Monitor: Expense Tracker and Spending Tracker.
Money Monitor: Expense Tracker shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
Money Monitor is a personal finance management application that allows you to track and organize all your transactions, accounts, budgets, bills, cash flow, and payees. It provides a clear overview of where your money comes from and where it goes, helping you control your expenses and pay bills on time.
Key features include quick transaction adding (income, expense, transfer) with recurring options, customizable accounts and categories, unlimited budget creation with rollover capabilities, bill tracking with custom reminders and calendar view, and powerful visual reports. It also supports data backup and export.