Best Online Merchant Account Apps

0+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Whether you're new to online merchant account or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Online Merchant Account Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoSep 2026
2PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
3Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (657)NoNoAug 2026
4Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
5BM OnlineBM OnlineFree4.2★ (2.1K)NoNoSep 2026
6InstaBIZ by ICICI BankInstaBIZ by ICICI BankFree4.7★ (725)NoNoSep 2026
7Akulaku MerchantAkulaku MerchantFreeNoNoAug 2026
8ABA MerchantABA MerchantFree4.0★ (15)NoNoAug 2026

Top Picks for Online Merchant Account

QuickBooks GoPayment POS#1

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Editor's Choice
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
  • 💳 Issues with card readers and connectivity
Payanywhere: Point of Sale POS#3

Payanywhere: Point of Sale POS by North American Bancard

Credit Card Reader & Payment
Worth Considering
💼 Business
3.6😞(657 ratings)
Free
Payanywhere: Point of Sale POS screenshot 1
Payanywhere: Point of Sale POS screenshot 2
Payanywhere: Point of Sale POS screenshot 3
Payanywhere: Point of Sale POS screenshot 4
Payanywhere: Point of Sale POS screenshot 5
Payanywhere: Point of Sale POS screenshot 6

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

What We Love

  • 🚀 Quick payments
  • 💡 Convenient mobile payments
  • 👍 User-friendly app
  • 🚀 Fast payouts
  • 👍 Easy to use
  • 👍 Reliable service

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Unreliable card reader connection
  • 💰 Unexpected fees
  • 🔒 Security concerns
  • 🐛 Buggy updates
  • 🔍 Poor customer service
  • 🐛 Inconsistent performance

More Online Merchant Account apps to explore

FAQ about Online Merchant Account

What are the best online merchant account apps for iPhone?
QuickBooks GoPayment POS tops our online merchant account apps ranking as of July 2026, with a 4.8-star average from 6.4K App Store ratings, and it's free to download.
Yes — 20 of the top online merchant account apps we rank are free to download, including QuickBooks GoPayment POS and PhoneSwipe - Merchant Services.
QuickBooks GoPayment POS shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
QuickBooks GoPayment POS is a mobile application that allows businesses to accept in-person and contactless payments directly on their iPhone. It enables users to process card payments, digital wallets like Apple Pay, and manage sales transactions efficiently.
You can accept payments using the Tap to Pay on iPhone feature, which allows contactless transactions directly on your device. The app also supports processing physical debit and credit cards. You can also add products or services with their prices and have the app calculate totals including sales tax and tips.