Best Owe U App

248+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated August 2026

Finding the right owe u app can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Owe U App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OweYou - Money That's YoursOweYou - Money That's YoursFree4.6★ (1.4K)YesYesAug 2026
2PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8★ (35K)NoYesAug 2026
3Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (882K)NoNoAug 2026
4Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (788)NoYesAug 2026
5UOMI appUOMI appFree5.0★ (3)YesNoMay 2026
6HeyMoney AppHeyMoney AppFreeNoNoMay 2026
7Owe.MeOwe.Me$0.99NoAug 2026
8OneMainOneMainFree4.8★ (91K)NoNoAug 2026

Top Picks for Owe U App

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(1.4K ratings)
FreeAdsIn-App Purchases
#84in Finance
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Easily discover and file claims for unclaimed class action settlement money. This app simplifies the process, allowing users to answer a few questions, get matched with eligible settlements, and track their payouts without needing legal expertise.

PayMe - Claim Your Money#2

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Settlements, Bills & Savings
Strong Contender
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
#100in Finance
PayMe - Claim Your Money screenshot 1
PayMe - Claim Your Money screenshot 2
PayMe - Claim Your Money screenshot 3
PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
Dave: Credit, Cash & Money App#3

Dave: Credit, Cash & Money App by Dave, Inc

Get Paid Early, No Hidden Fees
Worth Considering
💰 Finance
4.8😐(882K ratings)
Free
#22in Finance
Dave: Credit, Cash & Money App screenshot 1
Dave: Credit, Cash & Money App screenshot 2
Dave: Credit, Cash & Money App screenshot 3
Dave: Credit, Cash & Money App screenshot 4
Dave: Credit, Cash & Money App screenshot 5
Dave: Credit, Cash & Money App screenshot 6

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

What We Love

  • 🚀 Quick and easy to use
  • 💰 Helpful for financial emergencies
  • 👍 Convenient and user-friendly
  • 🌳 Donates to charity with tips

Room to Improve

  • 🤔 Inconsistent advance limits
  • 🕰️ Slow to update payment information
  • 🤑 Tricky to avoid extra fees

More Owe U App apps to explore

4
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts, split expenses
Free

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUsSplit expensesCloud sync across devices
💰 Finance
(788)
free with in-app purchases
5
UOMI app
UOMI app
UOMI app
by Philippe Tran
Free

Easily track items and money lent to friends and customers. Send customizable reminders and request payments to ensure you know exactly what's owed to you. Never forget who borrowed what or when again.

Track lent itemsTrack lent moneySend customizable reminders
📊 Productivity
(3)
ad-supported
6
HeyMoney App
HeyMoney App
HeyMoney App
Chill reminders, get you paid
Free
🌟 Lifestyle
(0)
7
Owe.Me
Owe.Me
Owe.Me
by Terenc Pepa
$0.99
💰 Finance
(0)
8
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(91K)
free
9
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
10
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
11
American Heritage Mobile App
American Heritage Mobile App
American Heritage Mobile App
by American Heritage FCU
Free

Manage your finances securely from your mobile device. Easily deposit checks, pay bills, transfer funds between accounts, and control your debit and credit cards. Access account statements, monitor your credit score, and connect with advisors.

Mobile check depositBill payment managementAccount transfers
💰 Finance
(24K)
free
12
Log of Owe
Log of Owe
Log of Owe
Personal Owe Tracker
Free
🔧 Utilities
(0)
13
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(83K)
free with in-app purchases
14
You Owe
You Owe
You Owe
Shared Expenses & Bill Split
Free
💰 Finance
(0)
15
OweTracker
OweTracker
OweTracker
Track your debts easily
Free
💰 Finance
(0)
16
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app helps you understand your financial health by checking your credit score, monitoring home equity, and tracking spending. It also provides personalized loan offers and opportunities to win prizes.

Credit score monitoringHome equity trackingSpending analysis
💰 Finance
(3.8K)
free with in-app purchases
17
FCI Lender App
FCI Lender App
FCI Lender App
FCI Lender
Free

This mobile application allows lenders to access crucial loan information, including payment histories, charges, statements, and received payments. Users can also manage notifications and communicate directly with the service provider through the app.

View pay historiesAccess loan chargesReview statements
💰 Finance
(7)
free
18
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.

Manage who owes you moneyTrack what you owe othersOrganize debts with items
💰 Finance
(1)
free
19
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
💰 Finance
(38K)
free with in-app purchases
20
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Bill Organizer & Tracker
Free
💰 Finance
(0)

FAQ about Owe U App

What is the best owe u app for iPhone?
OweYou - Money That's Yours tops our owe u app ranking as of August 2026, with a 4.6-star average from 1.4K App Store ratings, and it's free to download.
Yes — 19 of the top owe u app we rank are free to download, including OweYou - Money That's Yours and PayMe - Claim Your Money.
OweYou - Money That's Yours shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 248+ owe u app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
OweYou helps users find and file claims for unclaimed money from class action settlements. It simplifies the process by asking a few quick questions, matching users with eligible settlements, and allowing them to track their payouts. The app aims to make it easy for everyday people to collect money from companies that have broken rules.
To file a claim, you'll need to answer a few quick questions within the app. Based on your answers, OweYou will match you with eligible settlements. You can then proceed to file your claims directly through the app, and track any payouts you are eligible for.