Best Payment App Zimbabwe

216+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

Whether you're new to payment app Zimbabwe or looking for an upgrade, our curated collection of 216+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Payment App Zimbabwe (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (169K)NoNoAug 2026
2MoMo AppMoMo AppFree3.5★ (1.2K)NoNoAug 2026
3Chipper CashChipper CashFree4.3★ (15K)NoNoAug 2026
4Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
5Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
6upay: Finance and Paymentsupay: Finance and PaymentsFree3.5★ (186)NoNoAug 2026
7Pay for StripePay for StripeFree4.7★ (1.5K)NoNoAug 2026
8Stanbic Blue247 AppStanbic Blue247 AppFree5.0★ (1)NoNoMay 2026

Top Picks for Payment App Zimbabwe

PhonePe UPI, Payment, Recharge#1

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Editor's Choice
💰 Finance
4.7😐(169K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
MoMo App#2

MoMo App by MTN FINTECH(PTY) LTD

Your Ultimate Financial App
Strong Contender
💰 Finance
3.5😞(1.2K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • 🚀 Fast transactions
  • 💡 Innovative features
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Security issues
  • 🔋 Performance problems
Chipper Cash#3

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Worth Considering
💰 Finance
4.3😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues

More Payment App Zimbabwe apps to explore

4
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
6
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(186)
free
7
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
💰 Finance
(1.5K)
free with in-app purchases
8
Stanbic Blue247 App
Stanbic Blue247 App
Stanbic Blue247 App
by The Standard Bank of South Africa Limited
Free

Manage your bank accounts on the go with features like balance inquiries, mini-statements, and real-time bill payments. Easily transfer funds between accounts, pay school fees, and top up mobile airtime. The app supports instant interbank transfers and mobile money transactions.

Balance enquiryMini-statementRTGS transfers
💰 Finance
(1)
free
9
HesabPay
HesabPay
HesabPay
Pay anyone, anywhere, anytime!
Free

This app provides a secure digital wallet for instant financial transactions. It allows for seamless money transfers from various channels, bill payments, mobile top-ups, and worldwide cash withdrawals. It's accessible via a mobile app and USSD for feature phones.

Instant money transfers from 20+ channelsBill payments for utilities and internetMobile top-up services
💰 Finance
(1K)
free
10
Send App (Prev. Send)
Send App (Prev. Send)
Send App (Prev. Send)
Send money to 30+ countries
Free

Send money internationally to bank accounts and mobile wallets in over 30 countries. Enjoy fast, reliable transfers with multiple payment options and multilingual support. Securely send funds with peace of mind, backed by a global support team.

Send money to 30+ countriesTransfers to bank accounts and mobile walletsFast and reliable settlements
💰 Finance
(710)
free with in-app purchases
11
myCricket App
myCricket App
myCricket App
Manage & update your account
Free

Easily manage your wireless account from anywhere, anytime. Track payments, data usage, and plan details. Get support and even switch carriers seamlessly.

Account managementPayment processingData usage tracking
🔧 Utilities
(215K)
free
12
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.5K)
free
13
Cowry - Payments App
Cowry - Payments App
Cowry - Payments App
Payment for micro-transaction
Free

Manage your micro-transaction payments easily. Top up credit via bank transfers or cash, track your payment history, and view your balance. Transfer credit to friends and family, and receive low balance notifications.

Top up credit via bank transfers or cashCheck payment historyView pay as you go balance
💰 Finance
(57)
free
14
paylinkz: share payment links
paylinkz: share payment links
paylinkz: share payment links
Link Paypal,CashApp,venmo,etc.
Free

Consolidate all your payment app profiles into a single, shareable link. Easily send and receive money without asking which app others prefer. Streamline your transactions and eliminate payment friction.

Consolidate multiple payment profilesGenerate a single shareable linkSend and receive payments easily
🔧 Utilities
(196)
free with in-app purchases
15
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(96K)
free
16
mySYSTOPIA
mySYSTOPIA
mySYSTOPIA
Pre-ordering, Payment, Scan&Go
Free

Pre-order food and drinks, pay with your phone, and skip the lines at participating food service facilities. Manage your account, track transactions, and earn loyalty rewards seamlessly from your mobile device.

Flexible pre-orderingFast mobile paymentsScan & Go functionality
🍔 Food & Drink
(403)
free
17
Tendy: The Pay-Anyone App
Tendy: The Pay-Anyone App
Tendy: The Pay-Anyone App
Pay easily. Cash out anywhere.
Free

Easily send money to anyone, regardless of their preferred payment app. Recipients can instantly cash out to Venmo, PayPal, Cash App, or Zelle without needing to download anything. It's a fast, private, and flexible way to pay friends, tip service workers, or settle debts.

Send money to any app userInstant cash out to Venmo, PayPal, Cash App, ZelleNo app download required for recipients
💰 Finance
(52)
free
18
NovaPay: Payment Systems
NovaPay: Payment Systems
NovaPay: Payment Systems
Mobile Finance App
Free

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

Open EUR and PLN accountsSecure virtual cardsIBAN money transfers
💰 Finance
(32)
free
19
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
💰 Finance
(186)
free with in-app purchases
20
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Smartphone Payment
Free

Make fast, secure payments directly from your iPhone without registration. Simply scan a QR code or tap your device to pay for goods and services at thousands of locations using your preferred payment method.

Contactless paymentsQR code scanningNFC tap-to-pay
💰 Finance
(7)
free

FAQ about Payment App Zimbabwe

What is the best payment app Zimbabwe for iPhone?
PhonePe UPI, Payment, Recharge tops our payment app Zimbabwe ranking as of June 2026, with a 4.7-star average from 169K App Store ratings, and it's free to download.
Yes — 20 of the top payment app Zimbabwe we rank are free to download, including PhonePe UPI, Payment, Recharge and MoMo App.
PhonePe UPI, Payment, Recharge has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 216+ payment app Zimbabwe on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.