Best Payment Processing Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Out of 250+ payment processing apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Payment Processing Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
2Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026
3Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
4SpotOn PaymentsSpotOn PaymentsFree4.7★ (29)NoNoMay 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
6GoDaddy Conversations - InboxGoDaddy Conversations - InboxFree4.2★ (3.8K)NoYesAug 2026
7GoDaddy Commerce: POS PaymentsGoDaddy Commerce: POS PaymentsFree4.7★ (16K)NoYesAug 2026
8Clover Go - Dashboard & POSClover Go - Dashboard & POSFree4.8★ (64K)NoNoAug 2026

Top Picks for Payment Processing

QuickBooks GoPayment POS#1

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Editor's Choice
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
Stripe Dashboard#2

Stripe Dashboard by Stripe, LLC

Accept and manage payments
Strong Contender
💼 Business
4.7😞(69K ratings)
Free
#60in Business
Stripe Dashboard screenshot 1
Stripe Dashboard screenshot 2
Stripe Dashboard screenshot 3
Stripe Dashboard screenshot 4
Stripe Dashboard screenshot 5
Stripe Dashboard screenshot 6

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

What We Love

  • 🚀 Easy to use
  • 🔒 Secure payments
  • 👍 Convenient for small businesses
  • 🚀 Fast payouts

Room to Improve

  • 🕰️ Slow payout times
  • 💰 High fees
  • 🤖 Poor customer support
Jim: sell & get paid instantly#3

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Worth Considering
💰 Finance
4.7😞(11K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment

More Payment Processing apps to explore

4
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
6
GoDaddy Conversations - Inbox
GoDaddy Conversations - Inbox
GoDaddy Conversations - Inbox
2nd Phone Line + Unified Inbox
Free

This app provides a dedicated business phone number and a unified inbox to manage customer communications. It helps maintain professionalism, protect personal privacy, and streamline interactions across various platforms like social media and email. Features include custom greetings, business hours, and website chat integration.

Dedicated business phone numberUnified inbox for multiple platformsCustom voicemail greeting
💼 Business
(3.8K)
subscription
7
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
8
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
💰 Finance
(64K)
free
9
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
10
VeraDex
VeraDex
VeraDex
by TILARM
Free
🔧 Utilities
(0)
11
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(657)
free with in-app purchases
12
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.6K)
free with in-app purchases
13
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
14
Wing It On
Wing It On
Wing It On
by Mongolian Concepts, LLC
Free

Order delicious wings and sandwiches on the go, earn rewards with every purchase, and unlock special in-store perks. Access exclusive offers and seasonal challenges to maximize your rewards. Skip the line by ordering ahead for quick pickup.

Mobile ordering for pickupRewards program for purchasesUnlock special in-store perks
🍔 Food & Drink
(727)
free
15
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
16
Payment for Stripe
Payment for Stripe
Payment for Stripe
Tap to Pay, POS & credit cards
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
17
Splitit Go
Splitit Go
Splitit Go
Real-Time Installment Control
Free

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

Real-time installment controlMobile-first point-of-saleIntuitive workflow
💰 Finance
(1)
free
18
PayTrace Go
PayTrace Go
PayTrace Go
Mobile Payment Processing
Free

Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.

Credit card processingSignature captureEmail receipts
💼 Business
(744)
free
19
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
Accept payment anywhere
Free

This app offers mobile payment solutions for both online and offline merchants. It aims to simplify transactions for businesses by providing a versatile platform.

Mobile payment solutionsOnline payment acceptanceOffline payment acceptance
🔧 Utilities
(0)
free
20
AirPass Payment
AirPass Payment
AirPass Payment
by AirPay Financial Technologies Pty Ltd
Free

This app offers a cross-border mobile payment solution for Australian merchants. It supports popular payment methods like WeChat Pay, Alipay, and Union Pay, allowing transactions in AUD and RMB. Merchants can manage payments, refunds, and view transaction history.

Cross-border mobile paymentsSupports WeChat Pay, Alipay, Union PayTransactions in AUD and RMB
🔧 Utilities
(1)
free

FAQ about Payment Processing

What are the best payment processing apps for iPhone?
QuickBooks GoPayment POS tops our payment processing apps ranking as of August 2026, with a 4.8-star average from 6.4K App Store ratings, and it's free to download.
Yes — 20 of the top payment processing apps we rank are free to download, including QuickBooks GoPayment POS and Stripe Dashboard.
QuickBooks GoPayment POS shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ payment processing apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
QuickBooks GoPayment POS is a mobile application that allows businesses to accept in-person and contactless payments directly on their iPhone. It enables users to process card payments, digital wallets like Apple Pay, and manage sales transactions efficiently.
You can accept payments using the Tap to Pay on iPhone feature, which allows contactless transactions directly on your device. The app also supports processing physical debit and credit cards. You can also add products or services with their prices and have the app calculate totals including sales tax and tips.

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