Best Payment Processing Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Out of 250+ payment processing apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Payment Processing Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9โ˜… (49K)NoNoSep 2026
2Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8โ˜… (13K)YesNoSep 2026
3QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8โ˜… (6.4K)YesNoSep 2026
4Stripe DashboardStripe DashboardFree4.7โ˜… (69K)NoNoSep 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (604K)NoNoSep 2026
6Sobam - SaรบdeSobam - SaรบdeFreeโ€”NoNoSep 2026
7Chiron | Simplify Your PaymentChiron | Simplify Your PaymentFreeโ€”NoNoMay 2026
8ThryvPayThryvPayFree4.4โ˜… (46)NoNoAug 2026

Top Picks for Payment Processing

BILL AP & AR Business Payments#1

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Editor's Choice
๐Ÿ’ผ Business
4.9๐Ÿ˜ž(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • ๐Ÿš€ Efficient bill payment
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Convenient for on-the-go approvals
  • ๐Ÿ‘ Helpful for tracking payments

Room to Improve

  • ๐Ÿ› Login issues, especially for non-US users
  • ๐Ÿ•ฐ๏ธ Slow payment processing times
  • ๐Ÿค– Poor customer service and lack of phone support
  • ๐Ÿ”’ Security concerns with account verification
  • ๐Ÿคทโ€โ™€๏ธ Inconsistent app functionality compared to website
Jim: sell & get paid instantly#2

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(13K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment
  • ๐Ÿ”’ Suspicious and sketchy app
QuickBooks GoPayment POS#3

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Worth Considering
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
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QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • โญ Great app
  • ๐Ÿš€ Convenient for mobile payments
  • ๐Ÿ’ณ Integrates well with QuickBooks

Room to Improve

  • ๐Ÿ”’ Security concerns with withheld payments
  • โŒ Poor customer service
  • ๐Ÿ› Frequent app crashes and bugs
  • ๐Ÿ’ณ Issues with card readers and connectivity

More Payment Processing apps to explore

FAQ about Payment Processing

What are the best payment processing apps for iPhone?
BILL AP & AR Business Payments tops our payment processing apps ranking as of September 2026, with a 4.9-star average from 49K App Store ratings, and it's free to download.
Yes โ€” 20 of the top payment processing apps we rank are free to download, including BILL AP & AR Business Payments and Jim: sell & get paid instantly.
BILL AP & AR Business Payments has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ payment processing apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The BILL AP & AR app is designed to simplify and automate business payments and receivables. It helps companies manage both accounts payable and accounts receivable, streamlining manual processes for paying bills and collecting payments from customers.
Key features include automating accounts payable and receivable, offering a variety of payment options like ACH, international wires, virtual cards, credit cards, and checks. It also provides real-time payment tracking, simplifies approvals, and offers a centralized overview of all payment activities.

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