Best Payment Processing Apps

157+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Out of 157+ payment processing apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Payment Processing

JIM: Tap to Pay & Payment Link#1

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Editor's Choice
💰 Finance
4.7😞(9.2K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
Stripe Dashboard#2

Stripe Dashboard by Stripe, LLC

Accept and manage payments
Strong Contender
💼 Business
4.7😞(69K ratings)
Free
#48in Business
Stripe Dashboard screenshot 1
Stripe Dashboard screenshot 2
Stripe Dashboard screenshot 3
Stripe Dashboard screenshot 4
Stripe Dashboard screenshot 5
Stripe Dashboard screenshot 6

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

What We Love

  • 🚀 Easy to use
  • 🔒 Secure payments
  • 👍 Convenient for small businesses
  • 🚀 Fast payouts

Room to Improve

  • 🕰️ Slow payout times
  • 💰 High fees
  • 🤖 Poor customer support
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
💼 Business
4.8😐(602K ratings)
FreeAds
#16in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support

More Payment Processing apps to explore

4
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
5
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
💰 Finance
(62K)
free
6
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
7
GoDaddy Investor
GoDaddy Investor
GoDaddy Investor
by GoDaddy Mobile LLC
Free

This app helps users make informed decisions when buying domains by providing real-time auction data and alerts for expiring domains. Track your bids, view auction history, and estimate domain value to never miss an opportunity in the domain investing world.

Expiring domain alertsReal-time auction trackingBid placement and status updates
💼 Business
(608)
free
8
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
9
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
10
三峰智能
三峰智能
三峰智能
by 艾尔百思(深圳)科技有限公司
Free
🌟 Lifestyle
(0)
11
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
12
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
13
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
14
Baca Kakatua
Baca Kakatua
Baca Kakatua
by Gita Kharisma Putra
Free
📚 Books
(0)
15
PayTrace Go
PayTrace Go
PayTrace Go
Mobile Payment Processing
Free

Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.

Credit card processingSignature captureEmail receipts
💼 Business
(744)
free
16
Lynk - Digital Payments
Lynk - Digital Payments
Lynk - Digital Payments
by TFOB 2021 Limited
Free

A digital wallet for fast, safe, and easy cashless payments. Sign up in minutes without a bank account and make instant, fee-free transfers to friends and family or pay at a wide network of businesses. Advanced security ensures peace of mind.

Cashless transactionsInstant, fee-free transfersQuick signup
💰 Finance
(1.7K)
free
17
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
18
GoDaddy Conversations - Inbox
GoDaddy Conversations - Inbox
GoDaddy Conversations - Inbox
2nd Phone Line + Unified Inbox
Free

This app provides a dedicated business phone number and a unified inbox to manage customer communications. It helps maintain professionalism, protect personal privacy, and streamline interactions across various platforms like social media and email. Features include custom greetings, business hours, and website chat integration.

Dedicated business phone numberUnified inbox for multiple platformsCustom voicemail greeting
💼 Business
(3.8K)
subscription
19
iProcess
iProcess
iProcess
Fast, easy payment processing
Free

Process credit card transactions securely and easily from your mobile device. This point of sale app supports swiped, keyed, and chip transactions, and offers features like transaction history, refunds, and automated tax application.

Process swiped, keyed, and chip transactionsView transaction historyRefund and void transactions
💼 Business
(29)
free
20
Stripe Express
Stripe Express
Stripe Express
Track your earnings on the go
Free

Monitor your income from platforms that use Stripe for payouts. View your real-time balance, upcoming payments, and analyze your cash flow. Update your account details and access tax forms directly from your mobile device.

Track earnings on the goView available balance in real-timeSee upcoming payouts
💰 Finance
(29K)
free

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