Best Personal Accounting Apps

216+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated July 2026

Out of 216+ personal accounting apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Personal Accounting

Monefy: Money Tracker#1

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Editor's Choice
πŸ’° Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • πŸ‘ Very easy to use
  • πŸ‘ Helpful for tracking expenses
  • πŸ‘ Customizable categories
  • πŸ‘ Intuitive interface

Room to Improve

  • πŸ› Synchronization issues
  • πŸ› Pricing errors and lack of refunds
  • πŸ› Ads and paywalls for basic features
Intuit QuickBooks for Business#2

Intuit QuickBooks for Business by Intuit Inc.

Accounting & Invoicing with AI
Strong Contender
πŸ’Ό Business
4.7😐(249K ratings)
FreeAdsIn-App Purchases
#4in Business
Intuit QuickBooks for Business screenshot 1
Intuit QuickBooks for Business screenshot 2
Intuit QuickBooks for Business screenshot 3
Intuit QuickBooks for Business screenshot 4
Intuit QuickBooks for Business screenshot 5
Intuit QuickBooks for Business screenshot 6

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

What We Love

  • πŸš€ Efficient invoicing and expense tracking
  • πŸ‘ Intuitive and user-friendly interface
  • πŸ’‘ Helpful mileage tracking feature
  • πŸš€ Seamless bank account integration

Room to Improve

  • πŸ› Frequent crashes and glitches
  • πŸ” Lack of visibility into bank transactions
  • πŸ” Inability to edit or customize invoices
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
πŸ’° Finance
4.7😐(84K ratings)
FreeAdsIn-App Purchases
#9in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • πŸ‘ Useful budgeting tool
  • πŸš€ Helps with financial organization
  • πŸ’‘ Customizable budgeting categories
  • πŸ‘ Easy to use and intuitive

Room to Improve

  • πŸ’° Expensive subscription
  • πŸ› Connectivity issues with Canadian banks
  • πŸ› Bugs and glitches

More Personal Accounting apps to explore

4
Debit & Credit
Debit & Credit
Debit & Credit
Personal Finance Manager
Free

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

All accounts in one appApple Card integrationFast transaction entry
πŸ’° Finance
(197)
free with in-app purchases
5
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
πŸ’° Finance
(18K)
free with in-app purchases
6
Quicken Classic
Quicken Classic
Quicken Classic
Companion App
Free

Manage your finances on the go with this companion app. It syncs with your desktop data, allowing you to view balances, transactions, and spending trends. Enter new transactions offline and even snap photos of receipts for detailed record-keeping.

Syncs desktop and mobile dataView balances, accounts, and transactionsTrack spending trends and budgets
πŸ“Š Productivity
(15K)
free
7
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
πŸ’° Finance
(11K)
free with in-app purchases
8
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
πŸ’° Finance
(61K)
subscription
9
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
πŸ’° Finance
(5.8K)
free with in-app purchases
10
Accounting・Bookkeeping Taxnote
Accounting・Bookkeeping Taxnote
Accounting・Bookkeeping Taxnote
Simple Accounting Manager
Free

This app simplifies accounting and bookkeeping with quick data entry and automatic double-entry journal creation. Easily export your financial data to spreadsheets and monitor your business performance with daily, monthly, and yearly overviews. Features include a calculator, passcode lock, and cloud sync for seamless data management across devices.

Quick data entryAutomatic double-entry journalExport data to CSV/Excel
πŸ’° Finance
(1.4K)
free with in-app purchases
11
Microsoft Excel
Microsoft Excel
Microsoft Excel
Organize Your Data and Budget
Free

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools
πŸ“Š Productivity
(1.4M)
free with in-app purchases
12
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
πŸ’° Finance
(368K)
free with in-app purchases
13
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
πŸ’° Finance
(124K)
free with in-app purchases
14
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
πŸ’° Finance
(18K)
free with in-app purchases
15
Account Manager Expense Track
Account Manager Expense Track
Account Manager Expense Track
Small business ledger book
Free

Manage your finances with a digital ledger and bookkeeping tool. Track income and expenses, create reports, and secure your data offline. Ideal for personal budgeting and small business accounting.

Comprehensive ledger trackingExpense & income chartsProfessional PDF reports
πŸ“Š Productivity
(294)
free with in-app purchases
16
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
πŸ’° Finance
(9.2K)
free with in-app purchases
17
Personal Accounting - AI Money
Personal Accounting - AI Money
Personal Accounting - AI Money
Expense Tracker & Budget AI
Free

This app uses AI to help you manage your finances. Scan receipts, log expenses with your voice, and chat with a financial advisor. Track income, spending, set budgets, and gain insights into your money.

AI receipt and invoice scanningVoice expense trackingAI finance advisor chat
πŸ’° Finance
(0)
free with in-app purchases
18
Pocket Expense 6
Pocket Expense 6
Pocket Expense 6
Personal Finance Assistant
Free

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

Track multiple financial accountsBudget management and spending controlBill tracking with reminders
πŸ’° Finance
(2K)
subscription
19
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
Personal Accounting Software
Free

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

Account tracking (bank, loan, investment, crypto)Automatic transaction downloadsCloud backup and multi-device sync
πŸ’° Finance
(2.1K)
freemium
20
Money Pro: Personal Finance AR
Money Pro: Personal Finance AR
Money Pro: Personal Finance AR
Home Budget & Expense Tracker
$0.99
$4.99 | 80% OFF

Manage your personal and family finances with this comprehensive app. Track expenses, create budgets, and monitor accounts with insightful analytics and optional augmented reality reports. Set financial goals and gain control over your money.

Expense and income trackingBudget planning with custom categoriesAccount management and bank statement import
πŸ’° Finance
(2.3K)
free with in-app purchases

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