Best Personal Loan App

246+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good personal loan app. We benchmark 246+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Personal Loan App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (37)NoNoNov 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (48K)NoNoNov 2026
3Loan App: Lend & BorrowLoan App: Lend & BorrowFree—NoNoOct 2026
4Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (473K)NoNoNov 2026
5Cash Loan: Loan Emi CalculatorCash Loan: Loan Emi CalculatorFree4.4★ (182)YesNoOct 2026
6Instant Loan - Money App CalcInstant Loan - Money App CalcFree4.2★ (30)YesNoOct 2026
7Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026
8iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (70K)NoNoNov 2026

Top Picks for Personal Loan App

PayMe - Personal loan app#1

PayMe - Personal loan app by Huey Tech Private Limited

Instant personal loan app
Editor's Choice
💰 Finance
3.5(37 ratings)
Free
PayMe - Personal loan app screenshot 1
PayMe - Personal loan app screenshot 2
PayMe - Personal loan app screenshot 3
PayMe - Personal loan app screenshot 4

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(48K ratings)
Free
#79in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Borrow money for personal needs or debt consolidation with fast approvals and flexible repayment options. Access funds quickly through personal loans or a revolving credit line. Manage your account, compare offers, and get support 24/7.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Personal Loan App apps to explore

FAQ about Personal Loan App

What is the best personal loan app for iPhone?
PayMe - Personal loan app tops our personal loan app ranking as of October 2026, with a 3.5-star average from 37 App Store ratings, and it's free to download.
Yes — 20 of the top personal loan app we rank are free to download, including PayMe - Personal loan app and Upstart: Personal Loans + More.
PayMe - Personal loan app has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ personal loan app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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