Best Personal Loan App

243+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good personal loan app. We benchmark 243+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Personal Loan App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (33)NoNoOct 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
4AvantAvantFree4.8★ (124K)NoNoOct 2026
5Big Loan PH Online Utang CashBig Loan PH Online Utang CashFree—NoNoOct 2026
6iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoOct 2026
7Loan Buddy - EMI CalculatorLoan Buddy - EMI CalculatorFree—NoNoAug 2026
8LoanTapLoanTapFree3.7★ (3)NoNoSep 2026

Top Picks for Personal Loan App

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
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SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(46K ratings)
Free
#80in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Personal Loan App apps to explore

FAQ about Personal Loan App

What is the best personal loan app for iPhone?
PayMe - Personal loan app tops our personal loan app ranking as of October 2026, with a 3.5-star average from 33 App Store ratings, and it's free to download.
Yes — 20 of the top personal loan app we rank are free to download, including PayMe - Personal loan app and SoLo Funds: Lend & Borrow.
PayMe - Personal loan app has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 243+ personal loan app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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