Best Smart Budget 2 Apps

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our smart budget 2 list covers 228+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Smart Budget 2 Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Smart Budget – Money ManagerSmart Budget – Money ManagerFreeYesYesJun 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
3Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.5★ (1.7K)YesYesJul 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)YesYesJul 2026
5Cart AI: Track Grocery BudgetCart AI: Track Grocery BudgetFree4.5★ (130)YesYesJul 2026
6Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)YesYesJul 2026
7Fudget: Monthly Budget PlannerFudget: Monthly Budget PlannerFree4.7★ (1.5K)YesYesJul 2026
8Budget BestieBudget BestieFree4.7★ (3K)YesYesJul 2026

Top Picks for Smart Budget 2

Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#62in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Expense & Budget App: Spendee#3

Expense & Budget App: Spendee by CLEEVIO s.r.o.

Money Tracker & Planner
Worth Considering
💰 Finance
4.5😐(1.7K ratings)
FreeAdsIn-App Purchases
#90in Finance
Expense & Budget App: Spendee screenshot 1
Expense & Budget App: Spendee screenshot 2
Expense & Budget App: Spendee screenshot 3
Expense & Budget App: Spendee screenshot 4
Expense & Budget App: Spendee screenshot 5
Expense & Budget App: Spendee screenshot 6

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

What We Love

  • 💯 Excellent budgeting tool
  • 👍 User-friendly interface
  • 🎨 Beautiful design
  • 🔍 Detailed expense tracking

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable bank sync
  • 🕰️ Slow transaction loading

More Smart Budget 2 apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
5
Cart AI: Track Grocery Budget
Cart AI: Track Grocery Budget
Cart AI: Track Grocery Budget
Stop Overspending on Groceries
Free

This app helps you avoid overspending by tracking your purchases in real-time. Set a budget for each shopping trip, add item prices, and receive alerts before you exceed your limit. It also helps you understand your shopping habits and track savings.

Set shopping trip budgetsTrack running cart totalReceive overspending alerts
🔧 Utilities
(130)
subscription
6
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
7
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.5K)
freemium
8
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
9
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
10
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
by Hammer Media LLC
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.8K)
free with in-app purchases
11
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(244K)
freemium
12
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(11K)
free with in-app purchases
13
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Smart Simpler Budget Tracker
Free

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions
💰 Finance
(1.7K)
free with in-app purchases
14
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
15
Smart Budget App
Smart Budget App
Smart Budget App
Personalized Budgeting
Free

This personal finance app simplifies budgeting and helps users build better money habits. It offers tools for tracking daily expenses, calculating intelligent budgets, and monitoring savings goals. Users can also explore investment projections and understand their paycheck allocation.

Daily expense trackingIntelligent budget calculationsSavings goal tracking
💰 Finance
(3)
free
16
BridgeBudget: Smart Budgeting
BridgeBudget: Smart Budgeting
BridgeBudget: Smart Budgeting
Expense Tracker & Planner
Free
$9.99 | 100% OFF

This finance app helps you manage your money by tracking bills, subscriptions, and spending by category. It provides a clear overview of upcoming payments and your remaining balance, allowing for better monthly financial planning.

Track recurring bills and subscriptionsView upcoming payments and due datesPlan monthly finances
💰 Finance
(7)
freemium
17
Smart Budget  & Bill Tracker
Smart Budget  & Bill Tracker
Smart Budget & Bill Tracker
Easily Track Your Finances
Free

Effortlessly manage your finances with a simple and intuitive budgeting tool. Track daily expenses, plan monthly budgets, and gain insights into your spending habits with smart financial analysis. Optimize your financial planning and achieve efficient money management.

Simple and fast expense trackingDetailed expense recordsDaily, weekly, and monthly budget management
💰 Finance
(14)
subscription
18
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Your Wallet on Autopilot
Free

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiationSpending insightsCard benefit tracking
💰 Finance
(9.1K)
free with in-app purchases
19
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
20
Cashews
Cashews
Cashews
Expense and Spending Tracker
Free

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

Connect to bank accountsAnalyze income and expensesPredictive cash flow algorithm
💰 Finance
(68)
subscription

FAQ about Smart Budget 2

Are there free smart budget 2 apps for iPhone?
Yes — 20 of the top smart budget 2 apps we rank are free to download, including Smart Budget – Money Manager and Budget app - spending tracker.
Smart Budget – Money Manager shows ads and offers in-app purchases, according to its App Store listing as of May 2026.
We track 228+ smart budget 2 apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.