Best Smart Money Book Apps

207+ iOS apps curated and reviewed

4.6 avg rating

20 free apps

Updated June 2026

Looking for free smart money book apps? 20 of our 207+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Smart Money Book

#1

Smart Money Book by 株式会社Smartソフト

Shop location; Monthly summary

Editor's Choice

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

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#2

Ramsey Network by The Lampo Group Incorporated

Podcasts: Money, Life, Budgets

Strong Contender

💰 Finance

4.9😊(25K ratings)

FreeIn-App Purchases

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Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

What We Love

👍 Great content and easy to use
🚀 Awesome practical advice
💡 Life-changing information
👍 Helpful to stay motivated

Room to Improve

🐛 App can be slow to open
🐛 Audio playback issues
🐛 Disconnected device controls

#3

Revolut: Send, spend and save by Revolut Ltd

Change the way you money

Worth Considering

💰 Finance

4.7😐(69K ratings)

Free

#77in Finance

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Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

🚀 Seamless international transactions
💳 Convenient multi-currency accounts
🔒 Robust security features
👍 User-friendly app interface

Room to Improve

🐛 Unreliable account verification process
🤖 Poor customer service and lack of live support
💰 Unexpected fees and account restrictions

More Smart Money Book apps to explore

Quicken: Intelligent Money

Quicken: Intelligent Money

Personal & Business Finances

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff

free with in-app purchases

Wise - Global Money

Wise - Global Money

International finance app

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card

free with in-app purchases

Qapital: The Money Saving App

Qapital: The Money Saving App

Save. Invest. Budget.

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs

NerdWallet: Smart Money App

NerdWallet: Smart Money App

Track, Save & Invest

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow

free with in-app purchases

Expense & Budget App: Spendee

Expense & Budget App: Spendee

Money Tracker & Planner

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking

free with in-app purchases

Ola: Book Cab, Auto, Bike Taxi

Ola: Book Cab, Auto, Bike Taxi

Book Rides & Order Food online

Book affordable rides like bikes, autos, and taxis with just a few taps. This app also offers parcel delivery and food ordering services across many Indian cities.

Book various ride types (bike, auto, sedan, SUV)Outstation and rental cab optionsParcel delivery within city limits

free with in-app purchases

Receipt Scanner・Track Expenses

Receipt Scanner・Track Expenses

OCR Scanning・PDF Reports

Effortlessly track business and personal finances by scanning receipts with OCR technology. Automatically capture details like merchant, date, and total amount. Generate customizable PDF reports for budgeting and accounting.

Automatic receipt scanningOCR technology for smart scanningManual detail adding and categorization

free with in-app purchases

Ameriprise Financial

Ameriprise Financial

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture

Zogo: Learn and Earn

Zogo: Learn and Earn

Learn How Finance Really Works

This app makes learning about personal finance engaging and accessible. It breaks down complex financial topics into easy-to-understand modules, helping users improve their money management skills and financial literacy.

Financial literacy educationBite-sized learning modulesReal-life finance topics

free with in-app purchases

Manage your money easily!

Effortlessly manage your finances and budget in one place. Track expenses and income, predict monthly costs, and define budgets to save money. Your personal financial advocate for easy money management.

Manage costs and incomesTrack average daily costPredict monthly cost

Milo: Your Money Guide

Milo: Your Money Guide

Know where to put your money

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

Custom budget creationGoal timeline planningDaily 'safe to spend' amounts

free with in-app purchases

Smart Spend: Cost Analyzer

Smart Spend: Cost Analyzer

Spending Tracker & Budget

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

Active spending and savings trackingFinancial pattern identificationSpending knowledge trivia game

free with in-app purchases

X-Money: All Your Money Moves

X-Money: All Your Money Moves

Manage your personal finances

Effortlessly track expenses, plan budgets, and gain insights into your spending habits. This app offers advanced tools like multi-currency support and double-entry bookkeeping for comprehensive financial management.

Fast expense loggingSpending insights and reportsBudget planner

free with in-app purchases

Your Money Line

Your Money Line

Your 24/7 smart money coach.

This app provides a comprehensive view of your finances by connecting to your bank accounts. It offers insights into spending, budgeting tools, credit monitoring, and personalized financial strategies from certified coaches. Access is provided through employer benefits.

Connect bank, retirement, and investment accountsReal-time spending insightsPersonalized budgeting tools

Maya – savings, loans, cards

Maya – savings, loans, cards

BSP-licensed banking and more

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards

free with in-app purchases

Invoice2go: Easy Invoice Maker

Invoice2go: Easy Invoice Maker

Invoices & Estimates Generator

Create and send professional invoices and estimates quickly for your small business. Track payments, manage expenses by snapping receipt photos, and get paid faster online. This tool helps freelancers and contractors stay organized and get paid on time.

Create professional invoices and estimatesAdd business logo and brandingConvert estimates to invoices

free with in-app purchases

MONETA Smart Banka

MONETA Smart Banka

Banka výhodných nabídek

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

Remote account openingCheck account balancesMake payments and top up credit