Best Smart Money Book Apps

207+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Looking for free smart money book apps? 20 of our 207+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Smart Money Book Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Smart Money BookSmart Money BookFreeβ€”NoYesJul 2026
2Ramsey NetworkRamsey NetworkFree was $4.994.9β˜… (25K)NoYesJul 2026
3Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7β˜… (70K)NoNoJul 2026
4Quicken: Intelligent MoneyQuicken: Intelligent MoneyFree4.5β˜… (11K)YesYesJul 2026
5Wise: Global Money TransferWise: Global Money TransferFree4.6β˜… (107K)NoNoJul 2026
6Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8β˜… (86K)NoNoJul 2026
7NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8β˜… (124K)YesNoJul 2026
8Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.5β˜… (1.7K)YesYesJul 2026

Top Picks for Smart Money Book

Ramsey Network#2

Ramsey Network by The Lampo Group Incorporated

Podcasts: Money, Life, Budgets
Strong Contender
πŸ’° Finance
4.9😊(25K ratings)
FreeIn-App Purchases
Ramsey Network screenshot 1
Ramsey Network screenshot 2
Ramsey Network screenshot 3
Ramsey Network screenshot 4
Ramsey Network screenshot 5

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

What We Love

  • πŸ‘ Great content and easy to use
  • πŸš€ Awesome practical advice
  • πŸ’‘ Life-changing information
  • πŸ‘ Helpful to stay motivated

Room to Improve

  • πŸ› App can be slow to open
  • πŸ› Audio playback issues
  • πŸ› Disconnected device controls
Revolut: Send, spend and save#3

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Worth Considering
πŸ’° Finance
4.7😐(70K ratings)
Free
#65in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • πŸš€ Seamless international transactions
  • πŸ’³ Convenient multi-currency accounts
  • πŸ”’ Robust security features
  • πŸ‘ User-friendly app interface

Room to Improve

  • πŸ› Unreliable account verification process
  • πŸ€– Poor customer service and lack of live support
  • πŸ’° Unexpected fees and account restrictions

More Smart Money Book apps to explore

4
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
πŸ’° Finance
(11K)
free with in-app purchases
5
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
πŸ’° Finance
(107K)
free with in-app purchases
6
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
πŸ’° Finance
(86K)
subscription
7
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
πŸ’° Finance
(124K)
free with in-app purchases
8
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
πŸ’° Finance
(1.7K)
free with in-app purchases
9
Ola: Book Cab, Auto, Bike Taxi
Ola: Book Cab, Auto, Bike Taxi
Ola: Book Cab, Auto, Bike Taxi
Book Rides & Order Food online
Free

Book affordable rides like bikes, autos, and taxis with just a few taps. This app also offers parcel delivery and food ordering services across many Indian cities.

Book various ride types (bike, auto, sedan, SUV)Outstation and rental cab optionsParcel delivery within city limits
✈️ Travel
(69K)
free with in-app purchases
10
Receipt Scanner・Track Expenses
Receipt Scanner・Track Expenses
Receipt Scanner・Track Expenses
OCR Scanning・PDF Reports
Free

Effortlessly track business and personal finances by scanning receipts with OCR technology. Automatically capture details like merchant, date, and total amount. Generate customizable PDF reports for budgeting and accounting.

Automatic receipt scanningOCR technology for smart scanningManual detail adding and categorization
πŸ’° Finance
(3.8K)
free with in-app purchases
11
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise Financial, Inc.
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
πŸ’° Finance
(37K)
free
12
Zogo: Learn and Earn
Zogo: Learn and Earn
Zogo: Learn and Earn
Learn How Finance Really Works
Free

This app makes learning about personal finance engaging and accessible. It breaks down complex financial topics into easy-to-understand modules, helping users improve their money management skills and financial literacy.

Financial literacy educationBite-sized learning modulesReal-life finance topics
πŸ“š Education
(58K)
free with in-app purchases
13
Smart Wallet
Smart Wallet
Smart Wallet
Manage your money easily!
Free

Effortlessly manage your finances and budget in one place. Track expenses and income, predict monthly costs, and define budgets to save money. Your personal financial advocate for easy money management.

Manage costs and incomesTrack average daily costPredict monthly cost
πŸ’° Finance
(5)
free
14
Milo: Your Money Guide
Milo: Your Money Guide
Milo: Your Money Guide
The money app for your 20s
Free

This app acts as a personal finance assistant, analyzing your income and spending to create a personalized budget and a clear timeline for your financial goals. It provides daily insights into your spending and helps you allocate funds towards savings or debt repayment without the complexity of traditional budgeting tools.

Custom budget creationGoal timeline planningDaily 'safe to spend' amounts
πŸ’° Finance
(684)
free with in-app purchases
15
Smart Spend: Cost Analyzer
Smart Spend: Cost Analyzer
Smart Spend: Cost Analyzer
Spending Tracker & Budget
Free

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

Active spending and savings trackingFinancial pattern identificationSpending knowledge trivia game
πŸ’° Finance
(257)
free with in-app purchases
16
X-Money: All Your Money Moves
X-Money: All Your Money Moves
X-Money: All Your Money Moves
Manage your personal finances
Free

Effortlessly track expenses, plan budgets, and gain insights into your spending habits. This app offers advanced tools like multi-currency support and double-entry bookkeeping for comprehensive financial management.

Fast expense loggingSpending insights and reportsBudget planner
πŸ’° Finance
(109)
free with in-app purchases
17
Your Money Line
Your Money Line
Your Money Line
Your 24/7 smart money coach.
Free

This app provides a comprehensive view of your finances by connecting to your bank accounts. It offers insights into spending, budgeting tools, credit monitoring, and personalized financial strategies from certified coaches. Access is provided through employer benefits.

Connect bank, retirement, and investment accountsReal-time spending insightsPersonalized budgeting tools
πŸ’° Finance
(12)
free
18
Maya – savings, loans, cards
Maya – savings, loans, cards
Maya – savings, loans, cards
BSP-licensed banking and more
Free

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards
πŸ’° Finance
(3.8K)
free with in-app purchases
19
Invoice2go: Easy Invoice Maker
Invoice2go: Easy Invoice Maker
Invoice2go: Easy Invoice Maker
Invoices & Estimates Generator
Free

Create and send professional invoices and estimates quickly for your small business. Track payments, manage expenses by snapping receipt photos, and get paid faster online. This tool helps freelancers and contractors stay organized and get paid on time.

Create professional invoices and estimatesAdd business logo and brandingConvert estimates to invoices
πŸ’Ό Business
(53K)
free with in-app purchases
20
MONETA Smart Banka
MONETA Smart Banka
MONETA Smart Banka
Banka vΓ½hodnΓ½ch nabΓ­dek
Free

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

Remote account openingCheck account balancesMake payments and top up credit
πŸ’° Finance
(485)
free

FAQ about Smart Money Book

Are there free smart money book apps for iPhone?
Yes β€” 20 of the top smart money book apps we rank are free to download, including Smart Money Book and Ramsey Network.
Smart Money Book has no ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 207+ smart money book apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.