Best Spotme Apps

64+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our spotme list covers 64+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Spotme Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (147K)YesNoJul 2026
2Eventspace by SpotMeEventspace by SpotMeFree3.7★ (23)NoNoJul 2026
3Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (359K)YesNoJul 2026
4Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (28K)NoNoJul 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (531K)NoNoJul 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (859K)NoNoJul 2026
7Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.5M)YesNoJul 2026
8Lenme: Investing and BorrowingLenme: Investing and BorrowingFree4.4★ (73K)YesYesJul 2026

Top Picks for Spotme

FloatMe: Fast Cash Advance App#1

FloatMe: Fast Cash Advance App by FloatMe Corp

Borrow Money Between Paychecks
Editor's Choice
💰 Finance
4.8😞(147K ratings)
FreeAds
#76in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
Eventspace by SpotMe#2

Eventspace by SpotMe by SpotMe Holding SA

Strong Contender
💼 Business
3.7(23 ratings)
Free
Eventspace by SpotMe screenshot 1
Eventspace by SpotMe screenshot 2
Eventspace by SpotMe screenshot 3
Eventspace by SpotMe screenshot 4
Eventspace by SpotMe screenshot 5
Eventspace by SpotMe screenshot 6

This app transforms events into engaging experiences for attendees and helps accelerate customer relationships. It supports hybrid, virtual, and in-person events with a branded, interactive platform featuring networking, Q&A, polls, and gamification. It also offers accessibility features like live captioning and translations, with seamless CRM integration.

Klover - Instant Cash Advance#3

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Worth Considering
💰 Finance
4.8😐(359K ratings)
FreeAds
#38in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts

More Spotme apps to explore

4
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(28K)
free with in-app purchases
5
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(531K)
free with in-app purchases
6
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(859K)
freemium
7
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
8
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
9
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(34K)
free
10
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(187K)
free with in-app purchases
11
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
12
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
13
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(448K)
subscription
14
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(438K)
free with in-app purchases
15
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
16
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(31K)
free with in-app purchases
17
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(318K)
free with in-app purchases
18
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
Earn Real Cash・Quick Advances
Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.

Quick cash advancesNo credit check requiredNo interest or late fees
💰 Finance
(16K)
free with in-app purchases
19
SpotMe - The Workout App
SpotMe - The Workout App
SpotMe - The Workout App
by SpotMe LLC
Free

Connect with gym partners and share your fitness journey. Plan workouts, track personal records, and find reliable workout buddies to stay motivated and safe.

Find gym partnersShare progressPlan workouts
💪 Health & Fitness
(13)
free
20
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts
💰 Finance
(25K)
free with in-app purchases

FAQ about Spotme

What are the best spotme apps for iPhone?
FloatMe: Fast Cash Advance App tops our spotme apps ranking as of May 2026, with a 4.8-star average from 147K App Store ratings, and it's free to download.
Yes — 20 of the top spotme apps we rank are free to download, including FloatMe: Fast Cash Advance App and Eventspace by SpotMe.
FloatMe: Fast Cash Advance App shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 64+ spotme apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
FloatMe is a financial app designed to help you get, manage, and save money. It provides access to cash advances, money management tools like a cash flow calendar, and low balance alerts to help you avoid overdraft fees. The app aims to bridge small cash gaps and guide users toward financial prosperity.
To get a cash advance, you need to become a member of FloatMe, which costs $4.99 per month. Once you are a member, you can connect your bank account and request a 'Float' to be delivered to your bank account within 3 days. For an additional fee, you can expedite this to receive funds within minutes.

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