Best Test Drive Loan Apps

178+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated June 2026

If you already know Carpay, this is the deeper bench. 178+ test drive loan apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Compare top Test Drive Loan Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CarpayCarpayFree4.8★ (4.9K)NoNoJul 2026
2Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesJul 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoJul 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (133K)YesNoJul 2026
5Car & Auto Payment CalculatorCar & Auto Payment CalculatorFree4.1★ (2.2K)YesYesJul 2026
6EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6★ (398)NoNoJul 2026
7Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoJul 2026
8Kredyt-Ekspert TOV payday loanKredyt-Ekspert TOV payday loanFree4.3★ (86)NoNoJul 2026

Top Picks for Test Drive Loan

Carpay#1

Carpay by CARPAY, INC

Car loan management made easy
Editor's Choice
💰 Finance
4.8😞(4.9K ratings)
Free
Carpay screenshot 1
Carpay screenshot 2
Carpay screenshot 3
Carpay screenshot 4
Carpay screenshot 5

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

What We Love

  • ⭐ Convenient and easy to use
  • ⭐ Secure payment method
  • ⭐ Helpful for making car payments remotely

Room to Improve

  • 💰 Excessive and unexpected fees
  • 🔒 Security issues with login and payment processing
  • 🐛 Buggy and unreliable app functionality
Loan Calculator - Loan2Me#2

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Strong Contender
💰 Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(38K ratings)
Free
#74in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Test Drive Loan apps to explore

4
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
5
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
💰 Finance
(2.2K)
free with in-app purchases
6
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
7
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
8
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
Kredyt-Ekspert TOV payday loan
cash advance, instant loan
Free

This app provides quick and easy access to cash advances and short-term loans. Secure instant funds with competitive interest rates and flexible repayment options tailored to your financial needs.

Effortless loan applicationInstant approvalCompetitive interest rates
💰 Finance
(86)
free
9
Genesis Finance
Genesis Finance
Genesis Finance
Manage your lease & loan
Free

Manage your Genesis auto loan or lease with this app. Track payments, view account details, and explore refinance or upgrade options. Enjoy a secure and intuitive financial management experience designed for Genesis owners.

Manage Genesis Finance accountSecure vehicle paymentsLoan insights and financial dashboard
💰 Finance
(173)
free
10
Republic Finance
Republic Finance
Republic Finance
Consumer Loans
Free

Manage your consumer loans conveniently from your mobile device. View account details, make payments, and check pre-qualification status without affecting your credit score. Find branches and access loan offer examples.

View account information and detailsMake payments via bank account or debit cardAccess pre-qualification with no credit impact
💰 Finance
(76)
free
11
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
12
CashAdvance Mobile - Loan options on the go
CashAdvance Mobile - Loan options on the go
CashAdvance Mobile - Loan options on the go
by IT MEDIA, INC.
Free

This app helps users find short-term loan options from a network of lenders to manage unexpected expenses. It allows users to review and accept or reject loan offers without penalty, and manage loan history within their account.

Find short-term loan optionsManage loan historyConnect with lender network
💰 Finance
(9)
free
13
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free

This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(85)
ad-supported
14
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
💰 Finance
(146)
free
15
My Grameen
My Grameen
My Grameen
Membership Made Easy
Free

Manage your Grameen America business loans, payments, and attendance with this bilingual app. Request new loans, track your progress, and access educational resources. Stay informed with notifications and connect with your representative.

Manage loan details and historyRequest new loansMake secure loan payments
💰 Finance
(42K)
free
16
Car Loan Calculator + Estimate
Car Loan Calculator + Estimate
Car Loan Calculator + Estimate
Auto Loan Payment Estimator
Free

This tool helps you estimate car loan payments for new and used vehicles. It provides detailed breakdowns of principal, interest, and amortization schedules, allowing you to understand and potentially reduce your monthly expenses.

Calculate monthly car loan paymentsEstimate affordable vehicle priceDetailed amortization table
💰 Finance
(5)
free
17
QuickBucks
QuickBucks
QuickBucks
Access bank loan app
Free

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Instant loan applicationsPayday loansSalary advance
💰 Finance
(95)
free
18
Car Loan Budget Calculator
Car Loan Budget Calculator
Car Loan Budget Calculator
Vehicle Loan and Lease Payment
Free

This app helps you calculate car loan and lease payments with detailed breakdowns. It offers four distinct calculators for loans, leases, affordability, and comparisons, with options to save, share, and manage results.

Loan calculatorLease calculatorAffordability calculator
💰 Finance
(26)
free with in-app purchases
19
Capital Auto Loan
Capital Auto Loan
Capital Auto Loan
by Capital Eleven Auto, LLC
Free

Manage your bills and make payments directly from your mobile device. Securely set up payments using various account types, including credit, debit, checking, and savings.

Mobile bill paymentView billsSet up payments
💰 Finance
(10)
free
20
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Installment Loans & Borrowing
Free

This app connects users with short-term lending options from vetted financial partners. It offers a fast application process with quick replies from potential lenders and transparent terms before you decide. It does not issue loans directly but facilitates introductions to external providers.

Fast application processQuick lender repliesTransparent loan terms
💰 Finance
(3)
ad-supported

FAQ about Test Drive Loan

What are the best test drive loan apps for iPhone?
Carpay tops our test drive loan apps ranking as of June 2026, with a 4.8-star average from 4.9K App Store ratings, and it's free to download.
Yes — 20 of the top test drive loan apps we rank are free to download, including Carpay and Loan Calculator - Loan2Me.
Carpay has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 178+ test drive loan apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Carpay is a mobile application designed to help users manage their car loans. It allows you to easily track your loan details, make payments, and stay informed about your account status.
Key features include the ability to make loan payments, print receipts for your transactions, check your current loan balance, schedule automatic payments, and enable notifications to avoid missing any deadlines.