Best Tumia Merchant Apps

223+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

If you already know Tumia Merchant (& Operator), this is the deeper bench. 223+ tumia merchant apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Tumia Merchant Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tumia Merchant (& Operator)Tumia Merchant (& Operator)FreeNoNoMay 2026
2AYA PAY MerchantAYA PAY MerchantFree4.5★ (12)NoNoMay 2026
3PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoJul 2026
5Jumia Online ShoppingJumia Online ShoppingFree4.6★ (64K)YesNoJul 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
7Coupert: Coupons & Cash BackCoupert: Coupons & Cash BackFree4.8★ (24K)NoNoJul 2026
8SIVVI Online Shopping سيفيSIVVI Online Shopping سيفيFree4.6★ (18K)NoNoJul 2026

Top Picks for Tumia Merchant

AYA PAY Merchant#2

AYA PAY Merchant by Ayeyarwady Bank Limited

AYAPay wallet app for Merchant
Strong Contender
💰 Finance
4.5(12 ratings)
Free
AYA PAY Merchant screenshot 1
AYA PAY Merchant screenshot 2
AYA PAY Merchant screenshot 3
AYA PAY Merchant screenshot 4
AYA PAY Merchant screenshot 5

This app empowers AYAPAY merchants to manage their transactions efficiently and securely. Merchants can create payment requests, generate QR codes for quick payments, and track their wallet balance and transaction history. It also facilitates seamless money transfers between their agent wallet and linked bank accounts.

More Tumia Merchant apps to explore

4
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
5
Jumia Online Shopping
Jumia Online Shopping
Jumia Online Shopping
The online shop you can trust
Free

Shop a vast selection of genuine products from fashion to electronics from the comfort of your home. Enjoy exclusive app-only deals, fast shipping, and secure payment options across Africa.

Daily exclusive app-only Flash salesSpecial Treasure hunts with prizesFaster access to deals
🛍️ Shopping
(64K)
free with in-app purchases
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
7
Coupert: Coupons & Cash Back
Coupert: Coupons & Cash Back
Coupert: Coupons & Cash Back
Shopping Savings in Safari
Free

This app automatically finds and applies coupons while you shop online, helping you save money. It also offers cashback rewards and price comparison tools to ensure you get the best deals. Syncs across devices for a seamless savings experience.

Automatic coupon testingEarn up to 40% cashbackPrice comparison and tracking
🛍️ Shopping
(24K)
free with in-app purchases
8
SIVVI Online Shopping سيفي
SIVVI Online Shopping سيفي
SIVVI Online Shopping سيفي
For Men, Women & Kids Fashion
Free

Shop the latest fashion trends for men, women, and kids from top brands in the Middle East. Discover exclusive offers, personalized recommendations, and enjoy fast delivery and easy returns.

Shop top fashion brandsLatest trends and editsPersonalized recommendations
🛍️ Shopping
(18K)
free
9
Platinum smiONE Visa Prepaid
Platinum smiONE Visa Prepaid
Platinum smiONE Visa Prepaid
Platinum & Circle smiONE Visa
Free

Manage your prepaid card finances with this mobile app. Easily check balances, review transactions, lock your card, and transfer funds. Customize alerts and security settings for enhanced control over your spending.

Check account balanceView recent activityLock/unlock card
💰 Finance
(19K)
free
10
Karma: Earn & Shop
Karma: Earn & Shop
Karma: Earn & Shop
Maximize your savings!
Free

This app lets you earn cash by playing games, which you can then spend on purchases. It also helps you save money with smart alerts, automatic coupons, and an AI shopping assistant to find deals and compare products.

Earn cash by playing gamesSpend earnings on purchasesPrice drop and restock alerts
🛍️ Shopping
(15K)
free
11
AppCard - Buy. Earn. Redeem.
AppCard - Buy. Earn. Redeem.
AppCard - Buy. Earn. Redeem.
by AppCard Inc.
Free

Discover personalized offers, digital coupons, and exclusive discounts from your favorite stores. Earn rewards and points on every purchase, redeemable for future savings. Track your benefits and get closer to your next great deal.

Personalized offersDigital couponsDiscounts
🛍️ Shopping
(292)
free
12
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
13
Simma - Shop, Ship & Pay
Simma - Shop, Ship & Pay
Simma - Shop, Ship & Pay
تسوق اون لاين بأمان في العراق
Free

Shop from various international websites securely and conveniently from home. Enjoy a unified shopping experience with features like cash on delivery, transparent pricing, and competitive shipping rates. Track your orders from purchase to doorstep.

Shop from diverse international websitesCash on delivery payment optionTransparent pricing with no hidden fees
🛍️ Shopping
(471)
free
14
Connect & Pay
Connect & Pay
Connect & Pay
by 365 Retail Markets, LLC
Free

This app simplifies shopping at participating service locations. Users can create and fund accounts, pay for purchases, view nutrition information, and track their spending history.

Create and fund accountsPay for purchasesView nutrition information
🛍️ Shopping
(9K)
ad-supported
15
Marketplace  Buy and sell
Marketplace  Buy and sell
Marketplace Buy and sell
Buying and selling locally
Free

This app facilitates local buying and selling of various items, from electronics to fashion. Users can easily list their own items or discover deals nearby through direct chat with other users. It offers a straightforward and fast experience for local commerce.

Post ads in secondsBrowse local listingsDirect chat with buyers/sellers
🛍️ Shopping
(147)
free with in-app purchases
16
Big Cartel
Big Cartel
Big Cartel
Easy Online Stores
Free

Build and manage your online store from your phone. This platform provides all the tools needed to start selling your creations, from adding products and managing inventory to processing orders and running promotions. It's designed for creators to easily turn their passion into profit.

Add and edit productsManage inventory and photosReal-time order notifications
💼 Business
(6.8K)
free with in-app purchases
17
Paystack Merchant
Paystack Merchant
Paystack Merchant
by Paystack Payments Limited
Free

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Request and receive international paymentsSupport for cards, bank accounts, USSD, mobile moneyPayment notifications
💼 Business
(20)
free
18
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Order Food, Shop & Pay Bills
Free

This app offers a convenient way to order food, groceries, and essentials for fast delivery in Ghana. It also facilitates hassle-free money transfers, stress-free bill payments, and instant car insurance purchases, with options to buy now and pay later.

Order food and groceries for deliverySend money across networks and banksPay utility and entertainment bills
🍔 Food & Drink
(3.8K)
free
19
AsiaPay
AsiaPay
AsiaPay
by ASIAHAWALA-NON-BANKING FINANCIAL SERVICES LTD
Free

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

e-WalletsMoney TransfersBill Payments
💰 Finance
(134)
free
20
iTransact Mobile Merchant
iTransact Mobile Merchant
iTransact Mobile Merchant
by Payroc, LLC
Free

Accept credit and debit card payments on the go with this mobile point-of-sale solution. Features include EMV chip processing, electronic receipts, and transaction history. Easily manage multiple accounts from a single application.

Accept credit and debit card paymentsEMV chip card transactionsFull point-of-sale features
💼 Business
(116)
free

FAQ about Tumia Merchant

Are there free tumia merchant apps for iPhone?
Yes — 20 of the top tumia merchant apps we rank are free to download, including Tumia Merchant (& Operator) and AYA PAY Merchant.
Tumia Merchant (& Operator) has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 223+ tumia merchant apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.