Best Udhaarbook Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

The best udhaarbook apps on iPhone average 4.6★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Udhaarbook Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Udhaar Book – Digi Khata BookUdhaar Book – Digi Khata BookFree4.0★ (55)YesNoJul 2026
2UdhaarbookUdhaarbookFreeNoJul 2026
3DigiKhata - Money ManagerDigiKhata - Money ManagerFree3.1★ (63)NoYesAug 2026
4Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
5Shop: Track, Pay, DiscoverShop: Track, Pay, DiscoverFree4.8★ (7.1M)NoNoAug 2026
6Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (16K)NoNoAug 2026
7Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
8Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026

Top Picks for Udhaarbook

Udhaar Book – Digi Khata Book#1

Udhaar Book – Digi Khata Book by Toko Lab Inc.

No. 1 Khata app of Pakistan
Editor's Choice
💼 Business
4.0(55 ratings)
FreeAds
Udhaar Book – Digi Khata Book screenshot 1
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Udhaar Book – Digi Khata Book screenshot 3
Udhaar Book – Digi Khata Book screenshot 4
Udhaar Book – Digi Khata Book screenshot 5
Udhaar Book – Digi Khata Book screenshot 6

This app digitizes your business records, acting as a digital ledger for credit, cash, and salaries. It helps manage inventory, generate invoices, and send payment reminders, all while ensuring your data is securely backed up.

DigiKhata - Money Manager#3

DigiKhata - Money Manager by Digi Khata

Manage Money, Budget & Expense
Worth Considering
💼 Business
3.1(63 ratings)
FreeIn-App Purchases
DigiKhata - Money Manager screenshot 1
DigiKhata - Money Manager screenshot 2
DigiKhata - Money Manager screenshot 3
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DigiKhata - Money Manager screenshot 5
DigiKhata - Money Manager screenshot 6

This app helps manage personal and business finances, including expenses, budgets, and transactions. It offers features like digital ledgers, staff management, inventory tracking, and instant bill generation. Secure your financial data with PIN or fingerprint lock.

More Udhaarbook apps to explore

4
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
5
Shop: Track, Pay, Discover
Shop: Track, Pay, Discover
Shop: Track, Pay, Discover
Shopping app & package tracker
Free

Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

Shop favorite brands and local storesPrice drop and restock alertsSave and organize items into collections
🛍️ Shopping
(7.1M)
ad-supported
6
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(16K)
free with in-app purchases
7
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
9
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
10
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
11
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(882K)
freemium
12
Roznamcha
Roznamcha
Roznamcha
Roznamcha
Free
💼 Business
(0)
13
Avant
Avant
Avant
by Avant, LLC (US)
Free

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Schedule or cancel paymentsView transaction historyAdd or remove payment methods
💰 Finance
(111K)
free
14
MySynchrony
MySynchrony
MySynchrony
by Synchrony Financial
Free

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Manage credit cards in one placeSecure biometric loginSchedule and manage payments
💰 Finance
(102K)
free
15
Credit Reminder
Credit Reminder
Credit Reminder
by Chipsy Information Technology Services
Free

This app assists shopkeepers in managing customer credit. It allows for tracking credit and debit transactions, ensuring accurate record-keeping for all customer accounts.

Track customer credit amountsRecord credit transactionsRecord debit transactions
🔧 Utilities
(0)
free
16
Progressive Leasing
Progressive Leasing
Progressive Leasing
by Prog Leasing, LLC
Free

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Apply from home or on the goLease-to-own purchase optionInstant decision for applications
🛍️ Shopping
(34K)
free with in-app purchases
17
CitiManager – Corporate Cards
CitiManager – Corporate Cards
CitiManager – Corporate Cards
For corporate card users only
Free

Manage your corporate credit card account on the go. View statements, balances, credit limits, and recent transactions. Enhanced security features like biometric authentication and one-time passwords are included for convenient and secure access to your account information.

View account summariesAccess previous statementsCheck current balances
💰 Finance
(18K)
free
18
OkCredit - Udhar Bahi Khata
OkCredit - Udhar Bahi Khata
OkCredit - Udhar Bahi Khata
Most Trusted Udhar Khata App
Free

This app helps small and medium businesses manage credit transactions, send payment reminders, and track customer dues. It offers automatic backups and offline functionality for seamless business operations.

Manage credit and paymentsSend automatic payment remindersTrack customer dues
💼 Business
(27)
ad-supported
19
Wasoolo: Udhaar Khata Book
Wasoolo: Udhaar Khata Book
Wasoolo: Udhaar Khata Book
Udhar ledger, qist & invoices
Free
💼 Business
(0)
20
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases

FAQ about Udhaarbook

What are the best udhaarbook apps for iPhone?
Udhaar Book – Digi Khata Book tops our udhaarbook apps ranking as of August 2026, with a 4.0-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top udhaarbook apps we rank are free to download, including Udhaar Book – Digi Khata Book and Udhaarbook.
Udhaar Book – Digi Khata Book shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ udhaarbook apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Udhaar Book is a comprehensive digital business management tool. It functions as a Khatabook for credit transactions, a cashbook for daily income and expenses, a salary book for managing staff payroll, an invoice maker for creating professional bills, and an inventory manager for tracking stock.
The app allows you to send free SMS reminders to your customers for outstanding credit payments. This feature is designed to increase recovery rates significantly, helping you get paid faster and manage your credit book more effectively.