Best Union Pay Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated August 2026

Finding the right union pay apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Union Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UnionPay APPUnionPay APPFree1.9★ (570)NoNoAug 2026
2Alipay - Simplify Your LifeAlipay - Simplify Your LifeFree2.9★ (4.2K)NoYesAug 2026
3Nihao ChinaNihao ChinaFree3.5★ (19)NoNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5Apple WalletApple WalletFree4.8★ (6.7M)YesNoAug 2026
6Union - Own the NightUnion - Own the NightFree4.8★ (17K)NoNoAug 2026
7Western Union: Send MoneyWestern Union: Send MoneyFree4.8★ (1.3M)YesNoAug 2026
8云闪付商户通云闪付商户通Free1.0★ (2)NoNoMay 2026

Top Picks for Union Pay

UnionPay APP#1

UnionPay APP by 中国银联

一键查卡,银行卡管理专家
Editor's Choice
💰 Finance
1.9😞(570 ratings)
Free
UnionPay APP screenshot 1
UnionPay APP screenshot 2
UnionPay APP screenshot 3
UnionPay APP screenshot 4
UnionPay APP screenshot 5

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

What We Love

  • 🚀 Fast payment processing
  • 🔒 Secure payment methods
  • 👍 Convenient account management

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🤖 Poor user experience design
  • 💳 Difficulty binding bank cards
2.9😞(4.2K ratings)
FreeIn-App Purchases
#52in Lifestyle
Alipay - Simplify Your Life screenshot 1
Alipay - Simplify Your Life screenshot 2
Alipay - Simplify Your Life screenshot 3
Alipay - Simplify Your Life screenshot 4
Alipay - Simplify Your Life screenshot 5
Alipay - Simplify Your Life screenshot 6

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

What We Love

  • 🚀 Convenient payment method
  • 🚀 Widely accepted in China
  • 🚀 Integrates various services
  • 👍 Easy to set up and use

Room to Improve

  • 🐛 Buggy and unreliable
  • 🔒 Security and privacy concerns
  • 👎 Difficult for non-Chinese users
Nihao China#3

Nihao China by 中国银联

One-stop service for visitors.
Worth Considering
💰 Finance
3.5(19 ratings)
Free
Nihao China screenshot 1
Nihao China screenshot 2
Nihao China screenshot 3

This app provides international visitors with a comprehensive suite of services for navigating China. It simplifies payments, travel, communication, and essential tourist tasks like visa appointments and tax refunds.

More Union Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
6
Union - Own the Night
Union - Own the Night
Union - Own the Night
Pay Your Tab On Your Phone
Free

Skip the wait and order food and drinks directly to your table. Manage your tab, reorder favorites, and pay seamlessly from your phone. Enjoy exclusive offers and leave when you're ready.

Order food and drinks to your tablePay tab with Apple Pay or credit cardMobile ordering for tableside delivery
🍔 Food & Drink
(17K)
ad-supported
7
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases
8
云闪付商户通
云闪付商户通
云闪付商户通
by China Unionpay Co.,Ltd.
Free
💰 Finance
(2)
9
UnionBank Online
UnionBank Online
UnionBank Online
Secure, Easy & Smart
Free

Manage your finances conveniently from your mobile device. Open accounts, deposit checks, transfer funds, and pay bills with ease. Securely monitor your accounts, cards, and loans with advanced features like biometrics and OTP.

Open accounts in-appDeposit checks 24/7Manage accounts and cards
💰 Finance
(3.7K)
free with in-app purchases
10
My Union
My Union
My Union
by Paul Denmead
Free
💼 Business
(0)
11
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(55K)
free
12
Union Strong IBEW
Union Strong IBEW
Union Strong IBEW
by LetsAllDoGood, Inc.
Free
🌟 Lifestyle
(0)
13
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
14
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(108K)
free with in-app purchases
15
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
16
Mobily Pay
Mobily Pay
Mobily Pay
by Etihad Digital Financial Company
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
💰 Finance
(3.6K)
free with in-app purchases
17
5Point Credit Union
5Point Credit Union
5Point Credit Union
by Fivepoint Credit Union
Free

Manage your finances on the go with this mobile banking application. Check balances, review transactions, transfer funds, and pay bills. Locate ATMs and branches, and activate cash back offers.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(5.1K)
free
18
Bantam Chef Of Union
Bantam Chef Of Union
Bantam Chef Of Union
Easy ordering & rewards
Free
🍔 Food & Drink
(0)
19
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2.3K)
free with in-app purchases
20
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases

FAQ about Union Pay

What are the best union pay apps for iPhone?
UnionPay APP tops our union pay apps ranking as of August 2026, with a 1.9-star average from 570 App Store ratings, and it's free to download.
Yes — 20 of the top union pay apps we rank are free to download, including UnionPay APP and Alipay - Simplify Your Life.
UnionPay APP has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ union pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It offers comprehensive management of your bank cards and consolidates all card discounts and special offers in one convenient location.
Key features include a scan-to-pay function with UnionPay's financial-grade security protection for worry-free fund security. It also provides comprehensive management of your bank cards and brings together all card discounts and special offers.

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