Best Union Pay Apps

235+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

Finding the right union pay apps can be overwhelming with so many options. We've analyzed 235+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Union Pay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1云闪付-银行业统一移动支付App云闪付-银行业统一移动支付AppFree1.9★ (569)NoNoJul 2026
2Alipay - Simplify Your LifeAlipay - Simplify Your LifeFree2.9★ (4.2K)NoYesJul 2026
3Nihao ChinaNihao ChinaFree4.1★ (17)NoNoJul 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
5Union - Own the NightUnion - Own the NightFree4.8★ (17K)YesNoJul 2026
6Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
7云闪付商户通云闪付商户通Free1.0★ (2)NoNoMay 2026
8Western Union: Send MoneyWestern Union: Send MoneyFree4.8★ (1.3M)YesNoJul 2026

Top Picks for Union Pay

云闪付-银行业统一移动支付App#1

云闪付-银行业统一移动支付App by 中国银联

一键查卡,银行卡管理专家
Editor's Choice
💰 Finance
1.9😞(569 ratings)
Free
云闪付-银行业统一移动支付App screenshot 1
云闪付-银行业统一移动支付App screenshot 2
云闪付-银行业统一移动支付App screenshot 3
云闪付-银行业统一移动支付App screenshot 4
云闪付-银行业统一移动支付App screenshot 5
云闪付-银行业统一移动支付App screenshot 6

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

What We Love

  • 🚀 Fast payment processing
  • 🔒 Secure payment methods
  • 👍 Convenient account management

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🤖 Poor user experience design
  • 💳 Difficulty binding bank cards
2.9😞(4.2K ratings)
FreeIn-App Purchases
#63in Lifestyle
Alipay - Simplify Your Life screenshot 1
Alipay - Simplify Your Life screenshot 2
Alipay - Simplify Your Life screenshot 3
Alipay - Simplify Your Life screenshot 4
Alipay - Simplify Your Life screenshot 5
Alipay - Simplify Your Life screenshot 6

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

What We Love

  • 🚀 Convenient payment method
  • 🚀 Widely accepted in China
  • 🚀 Integrates various services
  • 👍 Easy to set up and use

Room to Improve

  • 🐛 Buggy and unreliable
  • 🔒 Security and privacy concerns
  • 👎 Difficult for non-Chinese users
Nihao China#3

Nihao China by 中国银联

One-stop service for visitors.
Worth Considering
💰 Finance
4.1(17 ratings)
Free
Nihao China screenshot 1
Nihao China screenshot 2
Nihao China screenshot 3

This app provides international visitors with a comprehensive suite of services for navigating China. It simplifies payments, travel, communication, and essential tourist tasks like visa appointments and tax refunds.

More Union Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
Union - Own the Night
Union - Own the Night
Union - Own the Night
Pay Your Tab On Your Phone
Free

Skip the wait and order food and drinks directly to your table. Manage your tab, reorder favorites, and pay seamlessly from your phone. Enjoy exclusive offers and leave when you're ready.

Order food and drinks to your tablePay tab with Apple Pay or credit cardMobile ordering for tableside delivery
🍔 Food & Drink
(17K)
ad-supported
6
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
7
云闪付商户通
云闪付商户通
云闪付商户通
by China Unionpay Co.,Ltd.
Free
💰 Finance
(2)
8
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases
9
UnionBank Online
UnionBank Online
UnionBank Online
Secure, Easy & Smart
Free

Manage your finances conveniently from your mobile device. Open accounts, deposit checks, transfer funds, and pay bills with ease. Securely monitor your accounts, cards, and loans with advanced features like biometrics and OTP.

Open accounts in-appDeposit checks 24/7Manage accounts and cards
💰 Finance
(3.6K)
free with in-app purchases
10
Mobily Pay
Mobily Pay
Mobily Pay
by UNION DIGITAL FINANCIAL COMPANY
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
💰 Finance
(3.5K)
free with in-app purchases
11
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(107K)
free with in-app purchases
12
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
13
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast, secure low-cost transfer
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases
14
Remitly: Send money abroad
Remitly: Send money abroad
Remitly: Send money abroad
Send for Personal or Business
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.6M)
free with in-app purchases
15
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
16
Nexus Card
Nexus Card
Nexus Card
A UnionPay Digital Account
Free

Manage your money with a digital account supporting SGD and USD. Remit money globally in seconds and enjoy competitive FX rates. Pay seamlessly in China and worldwide with a virtual card, even without a local bank account.

Track expenditure with payment dataInstant global remittancesCompetitive FX rates
💰 Finance
(1)
free
17
STC Bank
STC Bank
STC Bank
by Saudi Digital Payments Company
Free

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Manage multiple accountsLocal & international transfersCard management (mada & Visa)
💰 Finance
(41K)
ad-supported
18
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
19
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
20
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases

FAQ about Union Pay

What are the best union pay apps for iPhone?
云闪付-银行业统一移动支付App tops our union pay apps ranking as of May 2026, with a 1.9-star average from 569 App Store ratings, and it's free to download.
Yes — 20 of the top union pay apps we rank are free to download, including 云闪付-银行业统一移动支付App and Alipay - Simplify Your Life.
云闪付-银行业统一移动支付App has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 235+ union pay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It offers comprehensive management of your bank cards and consolidates all card discounts and special offers in one convenient location.
Key features include a scan-to-pay function with UnionPay's financial-grade security protection for worry-free fund security. It also provides comprehensive management of your bank cards and brings together all card discounts and special offers.

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