Best Universal Lending App

190+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.2โ˜…, the universal lending app category is one of the App Store's strongest. Browse all 190+ apps we track, sorted so the most loved ones surface first.

Top Picks for Universal Lending App

Universal Lending#2

Universal Lending by Lower, LLC

Strong Contender
๐Ÿ’ฐ Finance
5.0(13 ratings)
Free
Universal Lending screenshot 1
Universal Lending screenshot 2
Universal Lending screenshot 3
Universal Lending screenshot 4
Universal Lending screenshot 5

This mobile application connects borrowers, real estate partners, and sales teams within the mortgage process. It aims to provide specialized attention and streamline the real estate financing journey.

More Universal Lending App apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(35K)
free
5
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
๐Ÿ’ฐ Finance
(14K)
free
6
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Manage accountsSend moneySchedule and pay bills
๐Ÿ’ฐ Finance
(873)
free
7
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Instant cash advance requestsConnect with verified supportersFlexible repayment plans
๐Ÿ’ฐ Finance
(92)
free with in-app purchases
8
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
๐ŸŒ Social Networking
(2.3K)
free with in-app purchases
9
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(110K)
free
10
Happen Bank
Happen Bank
Happen Bank
Get more from your money
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
๐Ÿ’ฐ Finance
(8.1K)
free
11
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
๐Ÿ’ฐ Finance
(80K)
free with in-app purchases
12
Beginnings Credit Union
Beginnings Credit Union
Beginnings Credit Union
Beginnings Mobile Banking
Free

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, pay bills, deposit checks, and apply for loans. It offers secure and convenient access to your accounts anytime, anywhere.

View account balancesTransfer money between accountsExternal account transfers
๐Ÿ’ฐ Finance
(2.6K)
free with in-app purchases
13
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
๐Ÿ’ฐ Finance
(3.2K)
free
14
UWM InTouch
UWM InTouch
UWM InTouch
For brokers and correspondents
Free

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

Loan pipeline managementLoan locking and submissionRate checking
๐Ÿ’ฐ Finance
(177)
free
15
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
๐Ÿ’ฐ Finance
(165)
free
16
UVA Community CU Mobile App
UVA Community CU Mobile App
UVA Community CU Mobile App
by University of Virginia Community Credit Union, Inc.
Free

Securely manage your credit union accounts on the go. Transfer funds, view balances and transactions, pay bills, and locate ATMs or branches. Get started easily with your existing online banking credentials.

Review account balances and transaction historySchedule and pay billsTransfer funds between accounts
๐Ÿ’ฐ Finance
(1.3K)
free
17
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders
๐Ÿ’ฐ Finance
(614)
free
18
Regional Finance
Regional Finance
Regional Finance
Manage your loan, your way
Free

Manage your personal loan with ease, from checking your balance to making payments and setting up auto-pay. Apply for loans up to $25,000 for various needs like debt consolidation or home improvements.

Check loan balanceMake and change one-time paymentsSet up/modify AutoPay
๐Ÿ’ฐ Finance
(10)
free
19
Lendmark Mobile
Lendmark Mobile
Lendmark Mobile
Lendmark Financial Services
Free

Manage your loan account conveniently on the go. Make payments, access your transaction history, and go paperless with e-statements. The app offers secure support and customized alerts, making loan management fast and accessible anytime, anywhere.

Manage loan accounts on the goMake paymentsView account and transaction history
๐Ÿ’ฐ Finance
(148)
free
20
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
๐Ÿ’ฐ Finance
(112)
free