Best Universal Lending App

203+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the universal lending app category is one of the App Store's strongest. Browse all 203+ apps we track, sorted so the most loved ones surface first.

Compare top Universal Lending App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Universal Lending AppUniversal Lending AppFreeNoNoJun 2026
2Universal LendingUniversal LendingFree5.0★ (13)NoNoJul 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoSep 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoSep 2026
5OneMainOneMainFree4.8★ (91K)NoNoSep 2026
6UBA Mobile AppUBA Mobile AppFree2.8★ (898)NoNoSep 2026
7P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
8Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoSep 2026

Top Picks for Universal Lending App

Universal Lending#2

Universal Lending by Lower, LLC

Strong Contender
💰 Finance
5.0(13 ratings)
Free
Universal Lending screenshot 1
Universal Lending screenshot 2
Universal Lending screenshot 3
Universal Lending screenshot 4
Universal Lending screenshot 5

This mobile application connects borrowers, real estate partners, and sales teams within the mortgage process. It aims to provide specialized attention and streamline the real estate financing journey.

SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Universal Lending App apps to explore

FAQ about Universal Lending App

Are there free universal lending app for iPhone?
Yes — 20 of the top universal lending app we rank are free to download, including Universal Lending App and Universal Lending.
Universal Lending App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 203+ universal lending app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.