Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.
4.7(390 ratings)
Free
Top Picks for Virtual Credit Cards
4.9😐(12K ratings)
Free
This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.
What We Love
- 🚀 Smooth and easy application process
- 🔒 Robust security features like virtual cards
- 👍 Sleek and user-friendly app
- 💡 Innovative features like weekly reward boosts
Room to Improve
- 🐛 Account freezes and fraud flags causing issues
- 💰 Concerns over changing reward structure and policies
- 🔒 Privacy issues with account monitoring
4.9😐(3.2K ratings)
Free
This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.
What We Love
- 👍 Easy to use app
- 🚀 Payments post immediately
- 💳 Can pay at the pump for gas
- 🆙 Credit limit increases
Room to Improve
- 🔒 Card blocked for no reason
- 💰 High fees
- 🕰️ No auto-pay option
More Virtual Credit Cards apps to explore
4
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free
Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.
Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(26K)
free5
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free
This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.
High approval ratesBuild credit historyAutomatic savings up to 10%
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(242K)
free with in-app purchases6
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free
Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.
Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription7
Oportun: Savings & Loans
Build savings, track your loan
Free
This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.
Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
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subscription8
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free
Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.
Check account balancesMake monthly paymentsMonitor recent transactions
💰 Finance
(571K)
free9
Mission Lane Card
by Mission Lane LLC
Free
Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.
Manage credit card accountCheck account balancePay bills
💰 Finance
(483K)
free10
Petal Card
The Future of Credit
Free
This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.
Build credit historyCash back rewardsNo annual fee (Petal 2)
💰 Finance
(11K)
free with in-app purchases11
Extra
Build credit w/o a credit card
Free
Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.
Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases12
Current - Mobile Banking
Get Paid Early. Build Credit.
Free
Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.
Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free13
Privacy.com: Virtual Cards
Protect Your Payments
Free
Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.
Create virtual payment cardsMerchant-locked cardsOne-time-use cards
💰 Finance
(7.1K)
free with in-app purchases14
Imprint App
Cards & Rewards
Free
This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.
Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
💰 Finance
(25K)
free15
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free
Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.
Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases16
Elan Credit Card
by Elan Financial Services
Free
Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.
Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
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(191K)
free17
Virgin Money Credit Card
Virgin Money
Free
Manage your Virgin Money or Virgin Atlantic credit card with ease. Track your balance and transactions, make payments, transfer balances, and view offers. Securely access your PIN, freeze your card, and get 24/7 chat support.
Track balance and transactionsManage payments and Direct DebitTransfer balances
💰 Finance
(254)
free18
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free
Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.
Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases19
Bip: Simple cardless credit
Spend, save & control money
Free
This app offers cardless credit with no hidden fees, allowing users to manage their spending and finances easily. It provides features like spending caps, instant balance updates, and 24/7 support for a secure and controlled financial experience.
Cardless credit accessSpending caps and controlInstant balance updates
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(7)
free with in-app purchases20
Aqua credit card
Build better credit with Aqua
Free
Easily manage your credit card account on the go. View balances, transactions, and make payments. Set up Direct Debits, manage statements, and update your contact details. Get support and access FAQs directly within the app.
View balance and credit limitTrack transactions (pending and posted)Make payments
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(325)
free