Best Wave Payment Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.5★, the wave payment category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Wave Payment Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Wave: Small Business SoftwareWave: Small Business SoftwareFree4.4★ (6.6K)NoYesSep 2026
2WavePayWavePayFree3.8★ (1.8K)YesNoSep 2026
3Wave - Mobile MoneyWave - Mobile MoneyFree4.6★ (3.5K)NoNoSep 2026
4Wave MerchantWave MerchantFree4.2★ (10)NoNoAug 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
6Wave BusinessWave BusinessFree4.2★ (24)NoNoSep 2026
7Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (85K)NoNoSep 2026
8Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026

Top Picks for Wave Payment

Wave: Small Business Software#1

Wave: Small Business Software by Wave Financial Inc

Invoice, scan receipts & more
Editor's Choice
💼 Business
4.4😐(6.6K ratings)
FreeIn-App Purchases
#60in Business
Wave: Small Business Software screenshot 1
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Wave: Small Business Software screenshot 3
Wave: Small Business Software screenshot 4
Wave: Small Business Software screenshot 5
Wave: Small Business Software screenshot 6

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

What We Love

  • 🚀 Easy to use
  • 🚀 Professional invoicing
  • 🚀 Great for small businesses
  • 👍 Convenient mobile app
  • 🚀 Seamless integration between devices

Room to Improve

  • 🐛 Buggy app with crashes
  • 🔒 Poor customer service and support
  • 💰 Expensive payment processing fees
  • 🔒 Unreliable payouts and fund holds
  • 🐛 Missing key features in mobile app
WavePay#2

WavePay by Wave Money

Digital Payments
Strong Contender
💰 Finance
3.8😞(1.8K ratings)
FreeAds
WavePay screenshot 1
WavePay screenshot 2
WavePay screenshot 3
WavePay screenshot 4
WavePay screenshot 5
WavePay screenshot 6

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure payment system
  • 👍 Colorful and user-friendly UI
  • 💡 Device authorization feature

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Difficult account recovery process
  • 👎 Poor customer service
  • 💰 Deduction of remaining balance
4.6😊(3.5K ratings)
Free
Wave - Mobile Money screenshot 1
Wave - Mobile Money screenshot 2
Wave - Mobile Money screenshot 3
Wave - Mobile Money screenshot 4

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

What We Love

  • 🚀 Fast and efficient
  • 🔒 Secure and reliable
  • 👍 User-friendly interface
  • 💰 Free money transfers
  • 🤑 Affordable fees

Room to Improve

  • 🐛 Occasional crashes and bugs
  • 🤖 Poor customer service
  • 💳 Lack of international payment options
  • 🔍 Difficulty finding account details
  • 🙈 Lack of privacy/transaction visibility

More Wave Payment apps to explore

FAQ about Wave Payment

What are the best wave payment apps for iPhone?
Wave: Small Business Software tops our wave payment apps ranking as of September 2026, with a 4.4-star average from 6.6K App Store ratings, and it's free to download.
Yes — 20 of the top wave payment apps we rank are free to download, including Wave: Small Business Software and WavePay.
Wave: Small Business Software has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ wave payment apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides an integrated, on-the-go solution for small business owners to manage their finances. It allows users to send professional invoices and estimates, track business expenses by scanning receipts, and monitor key business insights through an intuitive dashboard. It also facilitates faster payments through optional online processing.
Key features include creating and sending customized invoices and estimates, scanning receipts with OCR technology to track expenses, accepting online credit card and bank payments, and accessing an at-a-glance business dashboard with profit and loss statements and invoicing metrics. The Pro Plan offers additional features like auto-importing bank transactions and automated late payment reminders.