Best Wave Payment Apps

60+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.7★, the wave payment category is one of the App Store's strongest. Browse all 60+ apps we track, sorted so the most loved ones surface first.

Compare top Wave Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Wave: Small Business SoftwareWave: Small Business SoftwareFree4.4★ (6.6K)NoYesJul 2026
2WavePayWavePayFree3.8★ (1.8K)YesNoJul 2026
3Wave MerchantWave MerchantFree4.2★ (10)NoNoMay 2026
4Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (83K)NoNoJul 2026
5Wise - Global MoneyWise - Global MoneyFree4.6★ (106K)YesNoJul 2026
6MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (679K)YesNoJul 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoJul 2026
8Remitly: Send money abroadRemitly: Send money abroadFree4.9★ (2.6M)YesNoJul 2026

Top Picks for Wave Payment

Wave: Small Business Software#1

Wave: Small Business Software by Wave Financial Inc

Invoice, scan receipts & more
Editor's Choice
💼 Business
4.4😐(6.6K ratings)
FreeIn-App Purchases
#47in Business
Wave: Small Business Software screenshot 1
Wave: Small Business Software screenshot 2
Wave: Small Business Software screenshot 3
Wave: Small Business Software screenshot 4
Wave: Small Business Software screenshot 5
Wave: Small Business Software screenshot 6

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

What We Love

  • 🚀 Easy to use
  • 🚀 Professional invoicing
  • 🚀 Great for small businesses
  • 👍 Convenient mobile app

Room to Improve

  • 🐛 Buggy app with crashes
  • 🔒 Poor customer service and support
  • 💰 Expensive payment processing fees
WavePay#2

WavePay by Digital Money Myanmar Limited

Digital Payments
Strong Contender
💰 Finance
3.8😞(1.8K ratings)
FreeAds
WavePay screenshot 1
WavePay screenshot 2
WavePay screenshot 3
WavePay screenshot 4
WavePay screenshot 5
WavePay screenshot 6

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure payment system
  • 👍 Colorful and user-friendly UI
  • 💡 Device authorization feature

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Difficult account recovery process
  • 👎 Poor customer service
Wave Merchant#3

Wave Merchant by Digital Money Myanmar Limited

Merchant App for Wave Merchant
Worth Considering
💰 Finance
4.2(10 ratings)
Free
Wave Merchant screenshot 1
Wave Merchant screenshot 2
Wave Merchant screenshot 3
Wave Merchant screenshot 4

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

More Wave Payment apps to explore

4
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
5
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(106K)
free with in-app purchases
6
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
8
Remitly: Send money abroad
Remitly: Send money abroad
Remitly: Send money abroad
Send for Personal or Business
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.6M)
free with in-app purchases
9
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
💼 Business
(252K)
subscription
10
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
💰 Finance
(69K)
free
11
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases
12
Invoice Maker; Invoice Simple
Invoice Maker; Invoice Simple
Invoice Maker; Invoice Simple
Receipt Generator & Templates
Free

Create and send professional invoices, estimates, and receipts quickly from your mobile device. This app helps individuals and growing businesses get organized, look professional, and get paid faster by accepting online payments.

Create invoices, estimates, and receiptsSend documents via email, text, or WhatsAppAccept online payments
💼 Business
(123K)
free with in-app purchases
13
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases
14
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Invoicing, Estimates, Bills
Free

Create and send professional invoices and estimates quickly. Accept various payment methods, send automatic reminders, and track payments in real-time. Manage your business finances efficiently on the go.

Invoice and estimate makerAccept various payment methodsAutomatic payment reminders
💼 Business
(92K)
free with in-app purchases
15
Flutterwave
Flutterwave
Flutterwave
by Flutterwave Inc,
Free

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

Mobile POS functionalityAccept card paymentsMultiple payment methods
💰 Finance
(863)
free
16
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast, secure low-cost transfer
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases
17
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
18
PayAngel: Fast Money Transfers
PayAngel: Fast Money Transfers
PayAngel: Fast Money Transfers
Send money home instantly
Free

Send money home instantly and securely with zero fees and unbeatable exchange rates. This app offers free life insurance on every transaction and 24/7 human support, making it ideal for diasporans supporting loved ones abroad.

Instant money deliveriesZero transfer feesUnbeatable exchange rates
💰 Finance
(648)
free with in-app purchases
19
Receipt Scanner・Track Expenses
Receipt Scanner・Track Expenses
Receipt Scanner・Track Expenses
OCR Scanning・PDF Reports
Free

Effortlessly track business and personal finances by scanning receipts with OCR technology. Automatically capture details like merchant, date, and total amount. Generate customizable PDF reports for budgeting and accounting.

Automatic receipt scanningOCR technology for smart scanningManual detail adding and categorization
💰 Finance
(3.8K)
free with in-app purchases
20
Accounting App - Zoho Books
Accounting App - Zoho Books
Accounting App - Zoho Books
Small Business Bookkeeping
Free

Manage your business finances on the go with this comprehensive accounting tool. Track income and expenses, send invoices, accept payments, and gain valuable business insights. Collaborate with your accountant and manage multiple currencies seamlessly.

Create and send invoicesAccept online paymentsRecord and categorize expenses
💼 Business
(5K)
free with in-app purchases

FAQ about Wave Payment

What are the best wave payment apps for iPhone?
Wave: Small Business Software tops our wave payment apps ranking as of July 2026, with a 4.4-star average from 6.6K App Store ratings, and it's free to download.
Yes — 20 of the top wave payment apps we rank are free to download, including Wave: Small Business Software and WavePay.
Wave: Small Business Software has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 60+ wave payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides an integrated, on-the-go solution for small business owners to manage their finances. It allows users to send professional invoices and estimates, track business expenses by scanning receipts, and monitor key business insights through an intuitive dashboard. It also facilitates faster payments through optional online processing.
Key features include creating and sending customized invoices and estimates, scanning receipts with OCR technology to track expenses, accepting online credit card and bank payments, and accessing an at-a-glance business dashboard with profit and loss statements and invoicing metrics. The Pro Plan offers additional features like auto-importing bank transactions and automated late payment reminders.