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Best Which Money Apps

223+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Out of 223+ which money apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Which Money Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Whish MoneyWhish MoneyFree4.3★ (353)NoNoJul 2026
2OMT PayOMT PayFree3.6★ (146)NoNoJul 2026
3Wise: Global Money TransferWise: Global Money TransferFree4.6★ (107K)NoNoJul 2026
4Make Money - Earn Easy CashMake Money - Earn Easy CashFree4.9★ (566K)YesNoJul 2026
5True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (43K)YesNoJul 2026
6MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (679K)YesNoJul 2026
7Monica - Pay, Send, BillsMonica - Pay, Send, BillsFree4.6★ (14K)NoNoJul 2026
8Ramsey NetworkRamsey NetworkFree was $4.994.9★ (25K)NoYesJul 2026

Top Picks for Which Money

Whish Money#1

Whish Money by TecFrac SAL

THE MONEY WHIZ
Editor's Choice
💰 Finance
4.3😐(353 ratings)
Free
Whish Money screenshot 1
Whish Money screenshot 2
Whish Money screenshot 3
Whish Money screenshot 4
Whish Money screenshot 5

This e-wallet facilitates payments and transfers within Lebanon and internationally. It allows users to top up accounts, use a digital Visa card, pay bills, and purchase vouchers and gift cards. The app also supports money transfers, payroll disbursement, and buying mobile devices.

What We Love

  • 🚀 Fast and easy money transfers
  • 👍 User-friendly interface
  • 💰 No hidden fees or transparent pricing
  • 🌍 Wide availability at local stores across Lebanon

Room to Improve

  • 😞 Extremely poor customer support responsiveness
  • 🐛 Frequent transaction errors and failures
  • ❌ Account access issues after reinstallation
OMT Pay#2

OMT Pay by Online Money Transfer SAL

Strong Contender
💰 Finance
3.6(146 ratings)
Free
OMT Pay screenshot 1
OMT Pay screenshot 2
OMT Pay screenshot 3
OMT Pay screenshot 4
OMT Pay screenshot 5
OMT Pay screenshot 6

This app offers a comprehensive mobile wallet for managing finances. It allows for quick setup, multiple funding options, and easy money transfers locally and internationally. Users can also make payments, apply for a virtual card, and access various top-up services.

Wise: Global Money Transfer#3

Wise: Global Money Transfer by Wise Payments Ltd

Send payments internationally
Worth Considering
💰 Finance
4.6😐(107K ratings)
Free
#51in Finance
Wise: Global Money Transfer screenshot 1
Wise: Global Money Transfer screenshot 2
Wise: Global Money Transfer screenshot 3
Wise: Global Money Transfer screenshot 4
Wise: Global Money Transfer screenshot 5
Wise: Global Money Transfer screenshot 6

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

What We Love

  • 🚀 Fast and efficient transfers
  • 💰 Competitive exchange rates and low fees
  • 🌍 Convenient for international money transfers
  • 👍 Easy to use app

Room to Improve

  • 🕰️ Slow or delayed transfers in some cases
  • 🤔 Unclear or confusing account verification process
  • 🔐 Security issues with account deactivation and fund recovery

More Which Money apps to explore

4
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Get paid real cash!
Free

Earn real cash by completing simple tasks like surveys, testing services, and giving opinions. Accumulate credit rewards and redeem them for actual money. It's a quick, easy, and fun way to supplement your income.

Complete simple tasksEarn real cashTake surveys
🌟 Lifestyle
(566K)
ad-supported
5
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
6
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
7
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
💰 Finance
(14K)
free
8
Ramsey Network
Ramsey Network
Ramsey Network
Podcasts: Money, Life, Budgets
Free
$4.99 | 100% OFF

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

Offline episode downloadsBrowse content by topicIn-app audiobook listening
💰 Finance
(25K)
free with in-app purchases
9
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
Earn Real Cash・Quick Advances
Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.

Quick cash advancesNo credit check requiredNo interest or late fees
💰 Finance
(16K)
free with in-app purchases
10
Placid Money Transfer
Placid Money Transfer
Placid Money Transfer
Send money with Placid Express
Free

Easily send money internationally with competitive exchange rates and low fees. Offers special introductory rates for first-time users on transfers to select countries. Supports bank account deposits and cash pickups in various popular destinations.

International money transfersSpecial first-time transfer ratesBank account deposits
💰 Finance
(3.9K)
free with in-app purchases
11
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(244K)
freemium
12
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
13
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
14
CompareRemit
CompareRemit
CompareRemit
by FrontAd Media Inc.
Free

Easily compare money transfer services from major countries to various destinations. Find real-time exchange rates, read reviews, and discover exclusive deals to save money on remittances.

Compare money transfer servicesFind best exchange ratesRead and write reviews
💰 Finance
(1.2K)
free
15
Money-Wise: Budget Tracker
Money-Wise: Budget Tracker
Money-Wise: Budget Tracker
Analyze and Manage Expenses
Free
$7.99 | 100% OFF

Take control of your budget and spending with this comprehensive finance management tool. Track transactions with detailed information, analyze spending patterns through insightful graphs, and customize your experience with various personalization options. Unlock premium features with an optional upgrade.

Detailed transaction loggingReal-time currency conversionAutomated recurring transactions
💰 Finance
(109)
free with in-app purchases
16
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(31K)
free with in-app purchases
17
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(359K)
free with in-app purchases
18
Instarem: Send money abroad
Instarem: Send money abroad
Instarem: Send money abroad
Fast international transfer
Free

Easily send money internationally with competitive exchange rates and low fees. This secure and reliable service supports over 60 countries, offering real-time tracking and flexible payment options. Get started with a special first-time offer.

Send money to over 60 countriesCompetitive foreign exchange ratesLow, transparent fees
💰 Finance
(685)
free with in-app purchases
19
Beyon Money - بيون موني
Beyon Money - بيون موني
Beyon Money - بيون موني
Take Your Money Further
Free

Manage all your finances in one app. Send money internationally at low rates, track spending, set budgets, and get personalized insights. Get a virtual card instantly with no minimum requirements.

Consolidated financial managementLow-rate international money transfersSpending tracking and budgeting
💰 Finance
(43)
free
20
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(9.1K)
free

FAQ about Which Money

What are the best which money apps for iPhone?
Whish Money tops our which money apps ranking as of May 2026, with a 4.3-star average from 353 App Store ratings, and it's free to download.
Yes — 20 of the top which money apps we rank are free to download, including Whish Money and OMT Pay.
Whish Money has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 223+ which money apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Whish Money is an e-wallet that connects various services like mobile operators, app stores, utility providers, and financial services with users and retailers in Lebanon. It allows for easy payments, money transfers, bill payments, and purchasing digital goods.
Key features include topping up your account, using a free digital Visa card, scanning to pay at over 10,000 POS terminals in Lebanon, making local and international money transfers, paying bills and utilities, and purchasing telecom vouchers and gift cards.