Best Who Owes Who App

205+ iOS apps curated and reviewed

4.2 avg rating
19 free apps
Updated June 2026

Finding the right who owes who app app can be overwhelming with so many options. We've analyzed 205+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Who Owes Who App

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Roman Voglhuber

Remember debts & split costs
Editor's Choice
💰 Finance
4.6😐(769 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
Debes: Who owes me? Do I owe?#3

Debes: Who owes me? Do I owe? by Tomas Chyly

Worth Considering
💰 Finance
4.0(1 ratings)
Free
Debes: Who owes me? Do I owe? screenshot 1
Debes: Who owes me? Do I owe? screenshot 2
Debes: Who owes me? Do I owe? screenshot 3
Debes: Who owes me? Do I owe? screenshot 4
Debes: Who owes me? Do I owe? screenshot 5
Debes: Who owes me? Do I owe? screenshot 6

This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.

More Who Owes Who App apps to explore

4
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Aven Advisor: Credit Check App
Financial Advisor
Free

This app is a financial advisor that offers an easy way to understand your finances by providing instant access to your real credit score, home equity monitoring, personalized loan offers, and more. It includes the world's first credit card that quickly unlocks home equity, saving time, effort, and money, all conveniently accessible from your phone.

💰 Finance
(3.8K)
5
Who Owes Me - LentPal
Who Owes Me - LentPal
Who Owes Me - LentPal
Track loans, IOUs, & payments
Free

This application helps you track personal loans, IOUs, and payments with friends, family, or coworkers, providing a clear overview of balances and sending reminders to ensure you never miss a payment. By using this app, you can easily log loans, sync with your contacts, and manage casual debts in a simple and organized way.

💰 Finance
(4)
6
Payout: Claim Class Actions
Payout: Claim Class Actions
Payout: Claim Class Actions
Settlements Claims - Get Paid
Free

Turn overlooked class action settlements into cash with just a few taps. Select the brands you've purchased from and discover which claims you can file in minutes, earning extra money without the hassle.

💰 Finance
(7K)
7
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

💰 Finance
(1.4K)
8
Nationwide Mobile
Nationwide Mobile
Nationwide Mobile
by Nationwide Mutual Insurance Company
Free

Easily manage your insurance policies and claims on the go with features like photo uploads for policies, choosing service providers for claims, and tracking your claims progress. Download now for a seamless insurance experience.

💰 Finance
(69K)
9
ClaimWise: Class Actions
ClaimWise: Class Actions
ClaimWise: Class Actions
Find unclaimed money fast
Free
🔧 Utilities
(318)
10
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

A convenient mobile payment app for restaurants and bars that allows users to pay for their orders directly from their phones. Say goodbye to waiting for the check – pay seamlessly and securely with Rooam.

🍔 Food & Drink
(3K)
11
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free
💰 Finance
(92)
12
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

💰 Finance
(17K)
13
Silend App
Silend App
Silend App
Peer to Peer Giving App
Free

Silend is a peer-to-peer giving app that allows you to anonymously give back to those in need within a one-mile radius of your location. With a focus on basic needs like food, clothing, and shelter, users can receive up to $100 without any interest rates or loans. Join Silend to rebuild a sense of community through small acts of kindness and generosity.

🌐 Social Networking
(20)
14
Cheddar Up
Cheddar Up
Cheddar Up
Group Payments and Fundraising
Free

Easily manage group payments and fundraising with our intuitive and versatile application. Create collections quickly, accept various payment options, and track contributions seamlessly – all without requiring contributors to create an account. Simplify your payment process today with just a few clicks.

📊 Productivity
(3.6K)
15
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
16
Citizens Pay
Citizens Pay
Citizens Pay
by Citizens Bank, N.A.
Free

Manage your accounts anytime, anywhere with our mobile app! Get secure 24/7 access, paperless statements, one-time payments, Auto Pay, and easy tracking of your finances. Download now for convenient account management.

💰 Finance
(14K)
17
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

💰 Finance
(5.3K)
18
Who owes Whom
Who owes Whom
Who owes Whom
Settle Up & Split Bills Fast
$1.99
💰 Finance
(1)
19
WOW - Who Owes What
WOW - Who Owes What
WOW - Who Owes What
Trip & Event Expense Splitting
Free

Manage your group trip expenses easily with this user-friendly app, allowing everyone to track and split costs, and see who owes what. Download now and take the hassle out of sharing expenses with friends on your next trip or event.

✈️ Travel
(2)
20
Lendmark Mobile
Lendmark Mobile
Lendmark Mobile
Lendmark Financial Services
Free

Access your loan account anytime, anywhere with Lendmark Mobile. Make payments, view your account information, get alerts, and manage contacts easily on your iPhone or iPad. Download now to experience convenient and personalized loan services from Lendmark Financial.

💰 Finance
(148)