Best Xcrosscash Apps

184+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated June 2026

Finding the right xcrosscash apps can be overwhelming with so many options. We've analyzed 184+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Xcrosscash Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoAug 2026
2MonibacMonibacFree2.7★ (61)NoNoAug 2026
3Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
4EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6★ (398)NoNoAug 2026
5GCashGCashFree3.3★ (2.8K)NoNoAug 2026
6Copper: Earn CashCopper: Earn CashFree4.7★ (94K)YesNoAug 2026
7Changelly Exchange・Buy CryptoChangelly Exchange・Buy CryptoFree4.6★ (6.3K)NoNoAug 2026
8OKX: Buy Bitcoin BTC & CryptoOKX: Buy Bitcoin BTC & CryptoFree4.6★ (22K)NoNoAug 2026

Top Picks for Xcrosscash

Kredi – Loan, Savings & Bills#1

Kredi – Loan, Savings & Bills by KREDI MONEY MICROFINANCE BANK LIMITED

Save, pay bills, & get loan
Editor's Choice
💰 Finance
3.0😐(120 ratings)
Free
Kredi – Loan, Savings & Bills screenshot 1
Kredi – Loan, Savings & Bills screenshot 2
Kredi – Loan, Savings & Bills screenshot 3
Kredi – Loan, Savings & Bills screenshot 4
Kredi – Loan, Savings & Bills screenshot 5

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

What We Love

  • 🚀 Fast and reliable services
  • 👍 User-friendly interface
  • 💡 Easy to use
  • ✅ Nice banking platform

Room to Improve

  • ❌ Invalid account errors
  • 📉 Loan eligibility issues
  • 🚫 No customer care response
Monibac#2

Monibac by Prime Zone Limited

Get access to loans on Monibac
Strong Contender
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
Monibac screenshot 2
Monibac screenshot 3
Monibac screenshot 4
Monibac screenshot 5

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Carbon: Mobile Banking & Loans#3

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Worth Considering
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
Carbon: Mobile Banking & Loans screenshot 2
Carbon: Mobile Banking & Loans screenshot 3
Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates

More Xcrosscash apps to explore

4
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
5
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.8K)
free with in-app purchases
6
Copper: Earn Cash
Copper: Earn Cash
Copper: Earn Cash
Receipts, Surveys & More!
Free

Earn real cash rewards by playing games and completing other opportunities. Get a guaranteed bonus for downloading your first game. Cash out quickly with no hidden fees.

Earn cash rewardsGuaranteed bonus for first game downloadPlay games to earn
💰 Finance
(94K)
ad-supported
7
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Changelly Exchange・Buy Crypto
Bitcoin BTC・USDT・Litecoin・ETH
Free

This platform allows users to exchange, buy, and sell over 1,000 cryptocurrencies with competitive rates and transparent fees. It supports various payment methods, including credit cards and bank transfers, and offers 24/7 support. Stay updated with the latest crypto news and market data.

Exchange 1,000+ cryptocurrenciesBuy crypto with credit card/bank transferSell crypto via Visa/Mastercard/bank transfer
💰 Finance
(6.3K)
free with in-app purchases
8
OKX: Buy Bitcoin BTC & Crypto
OKX: Buy Bitcoin BTC & Crypto
OKX: Buy Bitcoin BTC & Crypto
Bitcoin, Crypto, & Web3 Wallet
Free

Buy, sell, and trade Bitcoin, Ethereum, and a wide range of cryptocurrencies with a leading global exchange. Manage digital assets, discover collectibles, and access Web3 features with advanced security and trading tools.

Buy and sell Bitcoin and cryptoTrade thousands of digital assetsManage CEX and DEX in one app
💰 Finance
(22K)
free with in-app purchases
9
Metal Pay: Buy Bitcoin and ETH
Metal Pay: Buy Bitcoin and ETH
Metal Pay: Buy Bitcoin and ETH
Buy Bitcoin. Send to Friends.
Free

Easily buy, send, and trade popular cryptocurrencies like Bitcoin and Ethereum. Fund your account with a linked bank card and transact with friends for free. Instantly acquire crypto even while cash transactions are pending.

Buy Bitcoin and EthereumSend crypto to friendsTrade USDC with 0% fees
💰 Finance
(4.3K)
free with in-app purchases
10
BingX: Buy Crypto & Stocks
BingX: Buy Crypto & Stocks
BingX: Buy Crypto & Stocks
AI-Powered BTC, ETH, Gold, Oil
Free

This platform offers a global cryptocurrency exchange for trading Bitcoin, Ethereum, and other digital assets. It provides spot and futures trading, copy trading, and demo trading features for users of all experience levels. Access diverse Web3 products and enjoy low trading costs with real-time market monitoring.

Spot and futures tradingCopy trading with successful tradersDemo trading for practice
💰 Finance
(3K)
free with in-app purchases
11
Mixin - Private Crypto Wallet
Mixin - Private Crypto Wallet
Mixin - Private Crypto Wallet
Trade BTC, ETH, SOL, USDT, XMR
Free

This app is an open-source cryptocurrency wallet that integrates private messaging features. It supports a wide range of digital assets and offers advanced trading capabilities. Users maintain full control over their private keys for enhanced security and privacy.

Multi-chain crypto walletPrivate end-to-end encrypted messagingCross-chain asset swaps
💰 Finance
(1.1K)
free with in-app purchases
12
XENEA Wallet
XENEA Wallet
XENEA Wallet
by XENEA INITIATIVE DMCC
Free

This blockchain wallet offers a simplified onboarding process using social login, eliminating the need for traditional seed phrases. Engage with interactive quizzes to enhance your knowledge of crypto assets and participate in referral missions with friends.

Easy social login onboardingNo seed phrases requiredCrypto asset quizzes
💰 Finance
(74)
free
13
XT.com: Buy Bitcoin & Ethereum
XT.com: Buy Bitcoin & Ethereum
XT.com: Buy Bitcoin & Ethereum
Bitcoin & Crypto Exchange
Free

This platform offers a secure and simple way to buy, store, trade, and sell over 1,000 cryptocurrencies with low fees. It supports various trading options including spot, futures, and P2P, along with earning opportunities like staking and lending.

Buy, store, trade, and sell cryptoOver 1,000 cryptocurrencies availableLow trading fees
💰 Finance
(1.4K)
free with in-app purchases
14
BYDFi: Buy BTC, XRP & SOL
BYDFi: Buy BTC, XRP & SOL
BYDFi: Buy BTC, XRP & SOL
Crypto Spot & Futures Trading
Free

Trade a wide range of cryptocurrencies, including mainstream assets and emerging memecoins, with advanced trading tools and low fees. This platform offers features like copy trading, automated bots, and a Web3 gateway for seamless crypto and DeFi exploration.

Trade 1000+ spot tokens including BTC, ETH, XRP, SOLTrade 500+ perpetual pairs with up to 200x leverageExplore 500,000+ on-chain memecoins via Web3 gateway
💰 Finance
(1.2K)
free with in-app purchases
15
Wirex: All-In-One Trading App
Wirex: All-In-One Trading App
Wirex: All-In-One Trading App
Trade Invest Currency & Crypto
Free

Manage both cryptocurrency and traditional currency seamlessly. Trade over 100 coins, earn rewards with a linked card, and access savings accounts with competitive interest rates. Offers crypto-backed loans with 0% interest.

Trade over 100 cryptocurrenciesEarn Cryptoback™ rewardsStaking for up to 20% AER
💰 Finance
(847)
free with in-app purchases
16
BitKan: Buy Bitcoin & Crypto
BitKan: Buy Bitcoin & Crypto
BitKan: Buy Bitcoin & Crypto
Trade BTC, ETH, DOGE & Crypto
Free

This app aggregates trading liquidity from over 10 top exchanges, offering access to 2000+ cryptocurrencies. Trade, earn rewards on idle assets, and utilize automated trading bots. It provides market alerts, copy trading, and a Web3 wallet for DeFi engagement.

Aggregated trading liquidity from 10+ exchangesTrade 2000+ cryptocurrenciesAutomated intelligent bot trading
💰 Finance
(51)
free
17
Biconomy- Buy Bitcoin & Crypto
Biconomy- Buy Bitcoin & Crypto
Biconomy- Buy Bitcoin & Crypto
BTC, ETH & Crypto Exchange
Free

Trade over 300 cryptocurrencies with ultra-low fees on a leading global platform. Earn passive income through a lucrative referral program by inviting friends to trade.

Low trading feesSupport for 300+ cryptocurrenciesReferral rewards program
💰 Finance
(152)
free
18
Bitrue - Buy BTC XRP & Crypto
Bitrue - Buy BTC XRP & Crypto
Bitrue - Buy BTC XRP & Crypto
Trade Bitcoin & Crypto Wallet
Free

This app is a cryptocurrency exchange platform where users can trade and store a wide variety of digital assets, including Bitcoin and XRP. It offers features for passive income generation through crypto investments, DeFi participation, and instant crypto loans, all with low transaction fees and robust security measures.

Trade hundreds of cryptocurrenciesSecure crypto storageEarn passive income with crypto
💰 Finance
(1.1K)
free with in-app purchases
19
ChangeNOW: Crypto Exchange
ChangeNOW: Crypto Exchange
ChangeNOW: Crypto Exchange
Buy Bitcoin, Ethereum & Coins
Free

Securely exchange over 1400 cryptocurrencies instantly with competitive rates and low fees. Buy Bitcoin, Ethereum, and altcoins using credit cards or bank transfers without registration. This non-custodial service ensures you retain full control of your digital assets.

Exchange 1400+ cryptocurrenciesBuy crypto with credit card/bank transferInstant, non-custodial swaps
💰 Finance
(2.3K)
free
20
Innixx: Giftcards & Pay Bills
Innixx: Giftcards & Pay Bills
Innixx: Giftcards & Pay Bills
by Innixx Concepts Ltd
Free

Easily trade gift cards in any currency, pay bills like electricity and subscriptions, and purchase airtime and data. The platform also facilitates fast and reliable bank transfers with 24/7 customer support.

Gift card tradingBill paymentsAirtime purchase
💰 Finance
(75)
ad-supported

FAQ about Xcrosscash

What are the best xcrosscash apps for iPhone?
Kredi – Loan, Savings & Bills tops our xcrosscash apps ranking as of June 2026, with a 3.0-star average from 120 App Store ratings, and it's free to download.
Yes — 20 of the top xcrosscash apps we rank are free to download, including Kredi – Loan, Savings & Bills and Monibac.
Kredi – Loan, Savings & Bills has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 184+ xcrosscash apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Kredi is an all-in-one finance app designed for users in Nigeria. It allows you to take out instant loans, set up automated savings plans with competitive interest rates, and pay various bills such as cable TV, utilities, and betting services. It also facilitates money transfers and receiving payments.
Key features include nano loans up to ₦50,000, multiple savings products like Kredi Vault (up to 23% interest) and Kredi Safelock (18% interest), fast intrabank and interbank transfers, seamless bill payments, airtime top-ups, and the ability to manage your Kredi Mastercard. It also offers insurance options for phones, POS devices, and health.