Best Zaki Pay Apps

218+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good zaki pay apps. We benchmark 218+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Zaki Pay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Zaki PayZaki PayFreeโ€”NoNoJun 2026
2Tamara | Shop Now Pay LaterTamara | Shop Now Pay LaterFree4.7โ˜… (59K)NoNoJul 2026
3Wacky Zaki'sWacky Zaki'sFreeโ€”NoNoMay 2026
4Xpress Bill PayXpress Bill PayFree4.8โ˜… (26K)NoNoAug 2026
5Zapperโ„ข QR Payments & RewardsZapperโ„ข QR Payments & RewardsFree4.8โ˜… (3.9K)YesNoJul 2026
6ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9โ˜… (36K)YesNoAug 2026
7Og Money - Payments&Gift CardsOg Money - Payments&Gift CardsFree4.7โ˜… (28K)NoNoJul 2026
8Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (39K)YesNoAug 2026

Top Picks for Zaki Pay

Tamara | Shop Now Pay Later#2

Tamara | Shop Now Pay Later by Tamara FZE

Pay in up to 24, No late fees
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(59K ratings)
Free
Tamara | Shop Now Pay Later screenshot 1
Tamara | Shop Now Pay Later screenshot 2
Tamara | Shop Now Pay Later screenshot 3
Tamara | Shop Now Pay Later screenshot 4
Tamara | Shop Now Pay Later screenshot 5
Tamara | Shop Now Pay Later screenshot 6

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful payment splitting
  • ๐Ÿš€ Smooth and fast transactions
  • ๐Ÿ™ Excellent customer service

Room to Improve

  • ๐Ÿ› Unreliable payment processing
  • ๐Ÿคฌ Terrible customer support
  • โŒ Unauthorized charges

More Zaki Pay apps to explore

4
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
๐Ÿ’ฐ Finance
(26K)
free
5
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
6
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
๐Ÿ’ฐ Finance
(36K)
free with in-app purchases
7
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
๐Ÿ”ง Utilities
(28K)
free with in-app purchases
8
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
9
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
10
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(186K)
free
11
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
๐Ÿ’ฐ Finance
(118K)
free
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
13
Mobily Pay
Mobily Pay
Mobily Pay
by UNION DIGITAL FINANCIAL COMPANY
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
๐Ÿ’ฐ Finance
(3.5K)
free with in-app purchases
14
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
๐Ÿ’ฐ Finance
(54K)
free
15
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
๐Ÿ›๏ธ Shopping
(1.3K)
free
16
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(840K)
free with in-app purchases
17
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
๐Ÿ’ฐ Finance
(2K)
free with in-app purchases
18
Zap Surveys - Earn Easy Money
Zap Surveys - Earn Easy Money
Zap Surveys - Earn Easy Money
Take a Survey. Get Paid Cash.
Free

Share your opinions with companies and get paid for your advice. Take surveys of varying lengths and types, including logo polling and location-based options. Cash out your earnings via PayPal or various eGift cards once you reach $10.

Take surveys for cashGuaranteed daily surveysLogo polling surveys
๐ŸŒŸ Lifestyle
(265K)
ad-supported
19
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
๐Ÿ’ฐ Finance
(15K)
free
20
Zain KW
Zain KW
Zain KW
by Zain Kuwait
Free

Easily manage your mobile line, shop for new services, and make payments through a streamlined interface. This application puts control of your mobile world directly into your hands.

Manage mobile lineShop for servicesMake payments
๐Ÿ“Š Productivity
(28K)
ad-supported

FAQ about Zaki Pay

Are there free zaki pay apps for iPhone?
Yes โ€” 20 of the top zaki pay apps we rank are free to download, including Zaki Pay and Tamara | Shop Now Pay Later.
Zaki Pay has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 218+ zaki pay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.