Leave a Review Tally
Honestly a scam
Tally changed the terms of the agreement when they sent me an email that my credit line was no longer being funded because they lost the funding and it’s beyond their control. They decided to stop payment on my balances after I had already made a payment for that month for those balances. They just applied my payment to my credit line which has now just turned into a loan I’m paying back. This happened suddenly without any prior warning and really put me in a bad position because I had payments due in days that I was under the impression I had already paid money towards. I had to take out another loan to make my payments on time. Tally also deleted all my credit cards off the app so they aren’t even helping me track the balances all in one place as they claim. Read the fine print and don’t bother with this app if you’re already in a tight situation. They will exploit that.
I’m looking into the legality of their actions but I would not recommend giving them your business.Show lessBHealyum
Developer Response
We sincerely apologize for this experience. We were working to achieve a better outcome which unfortunately was not possible. We truly appreciate you as a member of Tally and understand your disappointment. While this change is permitted by the Line of Credit Agreement you signed at account opening, it was not the outcome we hoped for. Please feel free to add your cards back to your Tally account so we can still assist in monitoring your card due dates. Please reach out to our support team so that we may support you in managing your account and determine how we can ease this transition for you.It’s a scam, stay away
I have been with Tally for over a year, never missing a payment, still, I didn’t see my debt going down. At the end of November 2023, thousands of Tally customers received an email that they will no longer be paying off the debt, effective immediately (turns out they lost an investor).
Communication with them is terrible, they are not taking any responsibility just blame the investor - after reading a lot about the as a result, no wonder the investor pulled out.
So, this ‘debt consolidation’ company that charges $300 a year a membership to offer you a low rate, is now charging me 25%, which is higher than my normal CC.
Myself and hundreds more have been filing complaints with BBB etc, to also warn others. We will be working with a lawyer as this company is clearly in breach of financial laws (of course they will say they are innocent, seems no company these days is at fault, they are so perfect). I have been quite about a lot in this country, but enough is enough. An agreement is an agreement and that’s that.
Stay away from them and more trouble than you need in life.Show lessstells2013
Developer Response
We sincerely apologize for this experience. We were working to achieve a better outcome, which unfortunately was not possible. This is not based on any act or action you’ve taken but is largely a result of the current lending market. We truly appreciate you as a member of Tally and understand your disappointment. Please reach out to our support team so that we may support you in managing your account.Avoid this app
Read carefully before even signing up, not only do you need a good credit score before even getting approved they are deceitful crooks. You put your cards in and select whether you pay or have Tally pay based off your credit line. Mine was $5000 I selected the option to pay the cards myself while they monitor them. Not only did I have to put my bank account information on here they went ahead and kept paying cards for me when I submitted a email to get a further explanation all they had to say was they don’t have the option to select that. Which is a total lie. I already went ahead and submitted a report to the Better Business Bureau about them. They’re crooks who only put you further into debt if you’re looking to get out of the hole just get a personal loan instead this company is shady and should be avoided at all cost. On a further note if you’re behind on payment they claim they’ve reach out which they don’t now they’re sending me emails stating I’m in the collection stage. Good luck since I never signed anything and my credit is shot anyway.Show lesscsimthhy
Developer Response
Hi there. That doesn't sound right! You would need to sign a loan agreement and accept an offer in order for Tally to make payments toward your cards. We also confirm when card payments are made and offer a deadline to cancel. Can you give us more information at support@meettally.com? We can investigate and clarify how Tally works for you in more detail.Decent but needs additional tweaks.
The Tally financial app offers a user-friendly experience, making it convenient to link your Tally account with your bank cards. The app's interface is intuitive, allowing for easy navigation and account management. However, one drawback of the app is the absence of real-time notifications regarding Tally's intention to pay off cards from their line of credit. Instead of receiving immediate alerts, users are informed via email of the transaction. This lack of real-time notifications can be inconvenient for users who prefer to stay updated on their financial transactions. Another area where Tally falls short is its inability to provide an in-app option for users to change their email addresses. This requirement to contact Tally customer support by phone in order to update email information can be time-consuming and inconvenient. Overall, while Tally excels in ease of use and the ability to link accounts, the app could benefit from implementing real-time notifications and offering a more streamlined process for users to change their email addresses within the app.Show lessDmens
Developer Response
Hi there! We're so happy to hear this from you. Our mission is to help our members become less stressed and better off financially. We also appreciate your feedback very much! We are always looking for ways to improve our products and services, and hope to offer new features in our app soon!Not so fast
It was great in the beginning, when they lend you that lump sum of money, to pay down the highest interest rate, credit card, and make the payments were manageable. Then, they decided that in one tally billing cycle, it was a good idea to pay two months of one of the credit cards. This generated a payment that I was not able to afford. Not sure if this was a trap, but they set me up on a payment plan, and stopped paying my credit cards until I caught up. This continues to generate interest rates, and not the discounted one, since I am not up-to-date on my payment, because I owe them money. So they raise your interest rate because you are now at fault. I am now paying three accounts, and I owe two credit cards, plus tally, instead of making one comfortable payment to manage the 2 credit cards I enrolled. At the end of the day, it’s a form of debt consolidation and LOAN, that will only generate more debt for you, especially if you continue to spend on the credit cards. Good luckShow lessDark blossom
Developer Response
Hi there! We are terribly sorry for the frustration. Please know that only Prime Rate changes, which are influenced by the U.S. Federal Reserve, will cause your Tally APR to increase. We would love to connect with you and provide more insight into your interest rate and hopefully clarify some confusion. Send us a message anytime to support@meettally.com.great concept but not worth it
i thought that this was a great way to consolidate my credit cards and have one payment. after having tally for two years, i would recommend seeking a loan elsewhere. my APR goes up every day if not every month. I pay roughly $200-$250 a month, and get charged half of that in interest. as you can imagine, each payment i make basically only pays off $100. it feels like i'm just going backwards and it's frustrating. they also don't have a hardship program. i explained that i was out of work due to surgery and asked if there was something that could help me for the next month or two. and the representative didn't even empathize he straight up just said "no." anyways i feel like tally is marketed as a stress free, debt free solution but i feel more into debt after applying for tally. i would suggest to just do your best to try to pay off your cards individually. you'd pay off less doing it on your own. if i could go back i wouldn't have applied for tally.Show lesscool lady 19
Terrible service
I started on Tally because i needed help getting a few things paid off. When i put all of my cards into the system, it sent me a payment for one but not the others and their system still wont recognize the card that it paid on so instead of having one fast and easy payment that i “qualified for” it just added another payment that i have to add to my monthly bills for no reason because they didnt even pay off the first card. When i called customer support, they pretty much told me i was out of muck because they didnt “support my banks” even though they had made a payment to a card. So now, im reminded every month on the 1st when i spend my $41 minimum payment that i absolutely can’t stand Tally and will never use it again.Show lessJon 0146
HORRIBLE!!!!
Will only pay off the cards that they accept does not pay off cards based off of APR or anything that they say. Automatically pays stuff without authorization. Making my dent and my situation way worse than it already was! Paying on credit cards I had already paid on. Not giving any direction. Just asking me to plug in my cards, then they auto paid whatever credit cards they worked with and left the rest! Didn’t help at all! The money they “lent” went to all the worst places! HORRIBLE COMPANY! HORRIBLE CUSTOMER SERVICE! Reported to BBB. Everything needs to be done to shut these money grabbers down! Offering APR just slightly below my credit cards. Unbelievable! NO HELP FROM CUSTOMER SERVICE! NO ONE KNEW WHAT WAS GOING ON, WHY IT WAS GOING ON, NO ANSWERS! NO HELP! MADE MY SITUATION WORSE!!!! Recommend Self Credit Builder and just using a personal loan from your bank. Your bank can help you better then this horrible company! And they’ll give you better APR!Show lessSir Kushington III
Don’t fall for it
Decided to try this app because I figured why not. I’m relatively responsible and have been trying to be more active in my financial journey but still have struggled with some lingering credit card debt and thought this might be the little help I needed to help me power through. Worst decision I’ve made. Not only is there little to know explanation on how Tally actually works before you commit, the amount you are required to pay (including minimum) fluctuates every month so there’s no way to budget for it. PLUS it adds more interest onto the interest you are already paying on your cards if you continue to use them. Basically unless you plan to not use the credit cards at all until they (and tally) are paid in full, this is a complete scam. You are much better off getting a personal loan with fixed terms and saving yourself the headache.Show lessCooLKat92
I mean, sure…
It swift does make you feel like you have different refit card debts when you see what you owe on here as well as what you still owe on your CC, but I will admit that that is MY doing because I keep using the credit card! One amazingly positive thing I want to say is that since beginning with Tally, my credit score has gone from Okay (or maybe less) to GOOD! It’s great. Yes, my debt is still there and it will be as long as I keep using my cc and keep paying the lowest possible payments to Tally. So take my word for it, if you are able to pay the monthly payments consistently, you will eventually have your credit score go up. Do it, if you indeed continue to pay the suggested payments.Show lessolliefawn
