Leave a Review Tally
Sounds like a great idea
Sounds like a great idea but was denied for only being 3 credits away from having the qualified credit score. I know I wasn’t denied for other reasons because I have never been late on a payment but I’m drowning in the high APR and whenever I make a payment it pretty much takes me back to where I was the previous month with interest. They want to help you pay off your debt and save on APR but how do they do that if you have to have a certain credit score. I’m drowning myself in high APR and would have loved the help but I don’t understand why you need a perfect score when your obviously struggling to even get a perfect credit score in the first place. Doesn’t make any sense to me. If you have that perfect of a credit score to be able to qualify for tally then you don’t really need to be using tally because you seem to already be able to pay off your cards pretty well already. Tally needs to help the ones who are obviously struggling and they obviously know whose struggling.Show lessisarlog
Developer Response
Hello! We're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at support@meettally.com.Not enough info in the app or online
The app and website don’t provide enough instruction on how to use the app and credit line. I am furious because the info provided lead me to believe that only one of my credit cards was compatible with the app and that that was the only card I could use my credit line with. WRONG. Every card you enter works with the credit line. I was also lead to believe that if a card had 0% interest (or lower APR than Tally) and a promotional balance that the app would not use the credit line to pay off that card. WRONG. I added a credit card with a $1200 balance that had 0% APR and a set $40/month payment plan for two more years. I obviously did not want the credit line to pay off this card, I just wanted to keep track of all of my cards in the app, which I was lead to believe was also a money management app. Imagine my surprise and fury when the credit line with 26% interest paid off my 0% interest credit card!! What a scam!
On top of all of that, the commercials and app convinced me I would have a credit line that completely paid off my high interest cards and it would have lower APR. Nope. I got $2k and 26% APR. My credit score is right around the 700 mark, which is considered ‘good’, but I guess Tally considers it bad.
Conclusion: pay attention to what cards you add and if your credit isn’t perfect don’t expect much of a credit line.Show lessEdyboo
Developer Response
Hello! We apologize for the difficulties you experienced while registering with us! Our team would like to chat with you with regard to your experience with us. Can you provide us with more details in a message to support@meettally.com so that we can reach out?I can breathe easier
Reading some of the negative comments is scary but everyone’s situation is different. Tally works for me. I fell on hard times and had accrued high balances on my credit cards and since my interest rates were so high, I struggled so much trying to pay them down. My credit score sucked. Since I’ve downloaded Tally, they issued me a great line of credit at a lower interest rate to pay off my highest balances. I don’t have to worry about due dates since Tally does all of the work and now all I have to do is make one payment to Tally instead of making several different payments towards all my credit cards. My credit score is literally up by 45 points! To be clear, I have no negative factors on my credit other than high credit card balances so Tally’s line of credit was just the relief I needed. If you’re struggling with credit card debt, consider Tally. It’s definitely a life saver.Show lessLeft hand shame
Developer Response
Hi there! Thanks so much for the feedback and 5 star review! We are thrilled to hear about your positive experience. If you come across any questions, please do not hesitate to reach back out.Great idea except after inputting all your info. They hold your account
They give you an approval but after you’re all excited and everything ready to get started they hold your account until you sent three months of w-2s, bank statements, Proof of all income and much much more! they will not release your account until you give all this information.
Even if 2020 your business was not up and running they want all proof every last document before they release your account and after submitting and attaching all your credit cards and banks still waiting for them to release the hold I will update later.Show lessml19791
Using for a while now. Updated review
I highly dislike this service and app. I was hopeful about it but ran into some issues shortly after signing up as their system, even for connected cards, can not detect the special amount due. It only can tell full balance or minimum due. Only way to add a custom payment is talk to them, and depending on who you get, this will be a simple or complex process. Now, my cards never stay connected and will disconnect each month. So they are not being paid. And when they ARE being paid, they are sending double payments. I caught one of them but missed one. Now I have to fight my cc company to get the payment reversed without paying fees.
CLEVER TALLY. Great way to make me pay more and accrue more interest with your “glitches”.
This was the biggest mistake ever. I collected some cc debt during my remodel and was debating using this or taking out a HELOC. Use this if you absolutely desperate. I wanted to try it because I found their system and app attractive and it was easier than the HELOC. It seemed like it would be easy and simple to use. I should have taken out a HELOC since I have no mortgage. Be smarter than me, folks. Do better.Show lessJinnybinny
Developer Response
Hi there! We are so sorry for the frustration that you have experienced with our app! We would love the opportunity to review your account and answer any questions you may have. Please send a message to support@meettally.com and our team would be happy to help!Beware
I downloaded the app with high expectations…sorry I didn’t read the reviews first….I became a little scepticle for not having done the research so I wanted to take my cards out of the app. Low and behold I found out that you cannot do this from the app. So when I finally found a phone number and called about the account…besides the fact that they push the $100 deal on you for a $5.95 fee…you get pushed around from rude person to rude person and then try to get you to verify info you never gave in the first place. Customer service is key and when someone feels uncomfortable with your service..yelling at them won’t make it easier. So my review is based on the unprofessional people they have working for them. I actually had to call my bank and get new cards. SHAME ON YOUR BAD SERVICE!Show lessjade0131
Terrible experience so far
So I download Tally thinking I’ll be paying about the same per month as I was when just paying two different credit cards. I thought, cool I’ll pay the same amount but at a lower APR and therefore pay them off quicker. I was VERY wrong and wish I looked into the fine print more…I now have debt on both credit cards still, owe Tally a ridiculous amount of money per month and am still not sure how my cards are actually getting paid off other than Tally saying the minimum payment is about double what I was previously paying. Like, AWESOME if I wanted to or could afford to be paying that much per month without Tally being involved I’d be lowering my debt just the same 😂
10/10 do NOT recommend.Show lessBethAnneS.
Not worth it
I had 2 cards with less than $2000 combined. I say it’s not worth it because right off the bat they charge you $300. I could’ve just paid $300 towards my original debt. Then as I was making my payments I realized that I wasn’t covering as much ground as I was when I didn’t have Tally. Can this app work for some and not others? Sure. As with everything in life it’s trial and error. Also my fault with this one, but once your cards are linked any incurring charges you put on those cards are paid by Tally and adds onto the credit line they have for you. Yeah I know.. that’s the whole premise but I thought it was worth reiterating. Admittedly I downloaded it because of Tiktok/YouTube. Their app is ok. Pretty intuitive and straightforward.Show lessGigiluv15
Sanity Saver
I love that I don’t have to worry about my due dates; I just keep some money in the bank and Tally does the rest. (Not all of my accounts have autopay, so this is really handy.) Tally also allows you to choose a pay down strategy, select which cards Tally pays and which you manage yourself, and opt-in to an extra weekly payment on one of your accounts. My only real gripe with the app is that your weekly extra doesn’t allow you to choose what day the payment is made; I understand the appeal of “Tally Tuesday” as a catchy name, but as someone who gets paid weekly on Wednesdays, “Tally Thursday” would be better. ;) But for real, it would be a 5-star app if I had that tiny bit of extra control over when money gets pulled out of my bank account.Show lessKaitlyn Fife
Unable to use the service.
The first and most important of my issues is that they claim they pay off your cards for you so you don’t have to worry about it, which is false. All it really does is allow you to see all of the cards you have in one place (which also presents its own issues, I will discuss next), but you still have to decide how much to pay towards each card yourself (they don’t even give you the most basic of help in how much/how you should split up what money you have to go toward what cards). On top of that, I have 4 cards, two of which aren’t able to be connected, which is whatever because I was able to manually update the APR and balances of them. However, I have two checking accounts, Members first federal credit union, and BB&T which recently changed to Truist, and neither of these checking accounts are able to be linked, essentially making the entire app pointless because I couldn’t make any payments, even if I wanted to. If you’re going to have an app like this, maybe at least make sure that you give the most basic of help that you are advertising.Show lessLyssa773!
