Be Warned
Petal can and will cancel your account for no reason. I have been a cardholder with them since 2018, this month I went to do my bills and for some reason my account was closed. I always paid my card off every month, there was no outstanding balance, my credit is good, I don’t know why they would’ve closed my account. I combed through my emails and there wasn’t a single email about my account being closed, no warning emails or emails after they had done it. I reached out several times via email but was only met with automated responses and was unable to find an answer on why they would shut down my account. I also had cash back that I was saving up, guess they didn’t want to cash out.
Edit: After reading through the reviews, it looks like there is now a monthly charge you have to pay if you want a Petal card. They probably closed my account since it was opened before they started charging people.
Edit: After reading through the reviews, it looks like there is now a monthly charge you have to pay if you want a Petal card. They probably closed my account since it was opened before they started charging people.
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At least I found it was a terrible app asap
I make good money. I have a decent credit score, not amazing but nowhere near bad although not that bad credit but owe 300 in one credit account that I’m paying off still so why didn’t pedal or petal or whatever not approve me?? All I gave was my name, address, social and phone number. Craziest thing was according to their website…
“ You are not currently eligible if:
Your current address is a correctional institution
You have previously applied for and were approved, or currently have a Petal card account
You have filed for bankruptcy within the past 48 months”
None of these apply to me even close.
Wanna know when I filling out my pre approval application I did do one thing. Everyone hates to be marketed to especially from a website I might not even be approved for so I went ahead and unchecked the (not required by the way)box that basically says” we’re gonna sell your data for marketing purpose” most likely because they probably love money more than anything and can’t get enough of it. That’s literally the only reason why someone with a credit score and barely any debt would be shot down within 3 seconds of clicking on the button to see if I’m pre approved. So do with that what you will but I wouldn’t check the box.
“ You are not currently eligible if:
Your current address is a correctional institution
You have previously applied for and were approved, or currently have a Petal card account
You have filed for bankruptcy within the past 48 months”
None of these apply to me even close.
Wanna know when I filling out my pre approval application I did do one thing. Everyone hates to be marketed to especially from a website I might not even be approved for so I went ahead and unchecked the (not required by the way)box that basically says” we’re gonna sell your data for marketing purpose” most likely because they probably love money more than anything and can’t get enough of it. That’s literally the only reason why someone with a credit score and barely any debt would be shot down within 3 seconds of clicking on the button to see if I’m pre approved. So do with that what you will but I wouldn’t check the box.
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Randomly Suspends My Account Without Warning
I have had this card for about a month, and it has already suspended my account twice. The first time was less than a week ago, when it was suspended during the weekend. I was only able to get it back working on Monday as their customer support doesn’t work weekends. They said it was suspended due to me “mis-entering” the card information 4 times online when trying a purchase. Both my wife and I attempted to order something several times and we are certain we entered the card details correctly. It is not rocket science. As of today, Wednesday, my card is once more suspended. I have only made one minor purchase in between suspensions, which was at Kroger. I tried to purchase groceries this evening and my card was declined, and an automated email has informed me I have been suspended again. As one may imagine, this card has grown to cause many frustrations in the short time I have had it. For more intel, my account is not overdue, so I am genuinely left confused and disappointed.
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