Oportun: Savings made easy

Oportun: Savings made easy

Build savings, track your loan

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Details about Oportun

  • Released
  • Updated
  • iOS Version
  • Age Rating
  • Size
  • Devices
  • Languages

Developer of Oportun

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Summary of user reviews

Version History of Oportun

4.101.0

November 22, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.100.0

November 15, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.98.0

November 8, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.97.0

October 23, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.96.0

October 17, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.95.0

October 9, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.94.0

September 25, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.93.0

September 11, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.92.0

August 28, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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4.91.0

August 15, 2024

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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Price History of Oportun

Description of Oportun

Rated best savings app in 2024 by Bankrate and Forbes Advisor. Reach your savings goals, big and small. Our savings app is built around you: your spending habits, your income, and when it makes the most sense for you to save money. We’ve taken the stress out of saving by automatically putting aside your money toward custom goals that you set. Little by little, and day by day, it adds up faster than you think. Our members save over $1,800 per year on average*. Formerly known as Digit, our finance app helps you save without thinking about it and budget smarter. Have a loan through Oportun? We’ve also added the ability to check your balance, make payments, set up recurring payments, and more. If you’re ready to borrow money, please visit Oportun.com to apply for a personal loan. SAVE MONEY EFFORTLESSLY From setting up an emergency fund to saving for regular monthly bills, Oportun can help you manage your finances. We learn your spending habits and save personalized amounts that add up fast. Set your savings goals with how much and by when, and we’ll help you get there. If you don’t have specific goals, save toward a Rainy Day Fund and have savings on hand for whatever comes your way. Use our money-saving app as a progress tracker for your financial goals, and watch your finances improve over time. Your money, your rules: You’ll give us guidance on how to save for you, and you can move your money from the app back into your linked bank account whenever you want. HOW IT WORKS 1. Get set up in minutes by linking your bank account to the app, and setting savings goals 2. We learn your spending habits and income to find smart times to save amounts you can afford 3. We’ll get to work saving toward your goals little by little by automatically pulling from your connected bank account and into the app GET STARTED WITH A FREE TRIAL See how much you can save with a 30 day free trial of our savings app. After that, enjoy effortless savings for just $5/month. Cancel your subscription anytime. Available in English and Spanish. TRUSTED AND SECURE - Your savings funds are FDIC insured.** - We’ve helped our members save more than $1,800 per year on average* - Oportun has an A+ rating by the Better Business Bureau (BBB) MANAGE YOUR LOAN Do you already have a loan through Oportun? Easily and quickly manage it using our app. Make payments, set up autopay, and check the status of your loan at any time. The Oportun app is free for members to use for the purpose of monitoring and paying their loan. Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090. - - - - - - - Oportun offers personal loans in certain states through its partner Pathward ®, N.A. and those products are subject to credit approval. Standard data charges may apply when downloading the app. *Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending. **Oportun is not a bank. Your savings funds are held at partner banks, Members FDIC. Funds are FDIC insured, subject to applicable limitations and restrictions. Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.
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Oportun: FAQ

Does Oportun offer an iPad version?

Oportun is not iPad-compatible.

Who is responsible for the creation of the Oportun app?

Oportun, Inc. built the Oportun app.

What’s the minimum iOS version supported by the Oportun app?

Your iOS device must have at least iOS 11.0 installed to use the app.

What is the overall user rating for Oportun?

With an overall rating of 4.7 out of 5, Oportun is a must-have app for users.

What app category is Oportun?

Finance Is The App Genre Of The Oportun App.

What Oportun application version is the latest one?

4.101.0 is the most recent version of Oportun.

When was the most recent Oportun update released?

The Oportun app was last updated on November 30, 2024.

When did the app first launch?

Oportun was released on February 5, 2023.

What age rating is assigned to the Oportun app?

Child-friendly content, no violence or scary images.

What are the languages offered by Oportun?

The Oportun app can be used in English, Spanish.

Is Oportun one of the titles available through Apple Arcade?

No, Oportun is not part of Apple Arcade.

Does Oportun feature in-app purchases?

No, you won't find in-app purchases featured in Oportun.

Can I utilize Oportun with Apple Vision Pro?

No, you cannot utilize Oportun with Apple Vision Pro.

Are ads featured prominently in Oportun?

Yes, ads are featured prominently in Oportun.

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Reviews of Oportun

taking $300-$600 out a month

i have used digit (oportun) since 2018. when i first used it i was super broke and it helped so much. it wouldn’t save too much that it hurt me but enough where i met my goals. id have anywhere from $1,000-$3,000 in it!

now im much older and i make more money. ive always had a savings through my bank and used digit for small random goals (christmas presents, tattoos) the past 2 months oportun has taken up to $600!!!!! a month out. we’re talking $20 DAILY. this is insanity. yes, i’ve had to set daily max goals. but i have about 6 goals. so now they take $6 a day out. that’s still almost $200 a month. i DONT need that much taken out. before the buy out, it would take the amount out every few days, maybe once a week. now it’s DAILY??? every single day i wake up to a charge. there’s no way to set an overall daily/weekly/monthly. you can’t see what u previously have set as ur daily goal, u have to reset it every time. this is such an incredibly huge over sight i can’t help to think that it’s intentional.

digit has helped me save for so much stuff. i’ve reached so many goals with it. i love that it’s out of sight out of mine. ive been using it since i was 19. im going to have to learn how to budget without it at this point. id be fine putting only $100-$150 a month in but im unable to actually set it correctly. i’m disappointed. anytime an app you love is bought out, just start looking for a replacement. i’m switching to rocket money soon. rip :(
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Response from developer

Hi there, I do apologize for any issues here! Please email us at help@digit.co and we can take a closer look for you. Thank you and talk to you soon!

Update: Good Bye! Had to Leave!

***Update to November 25, 2024 Review

I wrote the review over a month ago. Tried working with Oportun staff to fix the issue, but they continued to give me the same instructions on how to connect. I’d remove the account, then reconnect. It didn’t work. Staff was responsive, but the connectivity issue continued. I just don’t have time everyday to go through the process. Sad to go, Oportun was a good app, but it’s just not working with my BMO bank. Hopefully the issue will be resolved someday and I’ll give it another try. Until then, so long!

Been using Oportun (formerly Digit, formerly Hello Digit) for over eight years. The feature of the app to auto save from my own has been my preferred service, even after it started charging me $5 per month for the service. It has helped me save for vacations, Christmas, and other surprise expenses. My bank switched from Bank of the West to BMO. Since the switch, Oportun continuously loses the connection with my BMO and I’m having to reestablish the connection EVERYDAY. I love the app, but I can’t keep this up much longer having to log in to my bank account through the Oportun app. I even created a daily reminder on my phone to go through this tedious process. I don’t mind paying the $5 monthly fee, but it doesn’t seem fair for me to work this hard to use your app and still have to pay. Please fix the connection instability between Oportun and BMO! I don’t want to delete it.
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Response from developer

We are sorry to hear that you are experiencing this type of inconvenience, this is not the service we want to provide. Please contact us at help@oportun.com and we will gladly follow up on your case.

Not saving enough

I’ve been using this app since 2016 and used to love it. It has saved me so much money and I relied on it for setting goals and setting aside funds for when I needed it. Lately, it has not been saving enough. I have more money in my bank account now than I have ever had, and it takes out such small amounts that it’s not making any progress towards my goals. My last 4 goals did not save enough at the date of the deadline. I contacted their customer service months ago and they said it was a known issue and they would fix it. To be honest, I did see a fix for a few weeks, where it was saving a lot of money for me, and then it continued to save 10 cents here, $1 there, when I have a few goals that are ending soon and I’m no where near my goal. I emailed them again and was basically told to just set the deadlines for sooner than I need it. Even doing that, I’m not going to be meeting my goals. It simply is not saving enough, despite there being more than enough money in my account to transfer. There are other reviews and social media posts about this same issue. I will be looking for a new app to replace this one because an app that is supposed to save money, now with a monthly fee, but isn’t saving much for me is not worth it. And it’s a shame since I’ve been using and relying on this app for so long. In the meantime, fix the algorithm! Make this app useful again.
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Response from developer

Hi there, I am so sorry if Oportun has not been able to help you save enough recently. I totally understand how concerning this could be. Please send over an email to help@oportun.com and we can take a more closer look at your account for you. Thank you and talk to you soon!