RightTrack is rigged against you
Our insurance agent convinced us to switch to Safeco for lower premiums now that our daughter is driving. We’ve always been safe, defensive drivers with a clean record. But RightTrack penalizes us for driving defensively and only seems to go down, affecting our final rate. My daughter had to stop somewhat quickly for kids who crossed an intersection while she had a green. My wife was penalized for getting up to speed in a short merge lane. And if we don’t “aggressively” decelerate or accelerate in our increasing number of roundabouts in our area we’ll never be able to enter one. This app will drive you crazy and make you a more nervous driver. It certainly is making me second guess switching to Safeco.
Edit: was told to avoid roundabouts, and take the phone out of our pockets and put in a holder to keep it steady (pocket is more defensive). That’s terrible advice from an insurance company! RightTrack is flawed and I’ll be looking to drop it.Right Track is woefully inaccurate
Avoid using. The app uses GPS data to track acceleration and braking. Insurance rates aren’t determined by your actual driving record, but rather by isolated data points that don’t account for road conditions, amount of traffic, or the fact that as a driver much of what you do is in response to other drivers’ actions. To make matters worse, the app consistently records hard braking or rapid acceleration when no such thing has occurred. It definitely does not measure whether or not you are a “safe driver.” It doesn’t even accurately measure the level of risk of risk that the company is taking on when they insure you. For example, if someone runs stop lights, that’s totally fine, just so long as they brake incredibly gently. If someone stops abruptly in front of you or cuts into your lane, then your score takes a significant hit because you responded appropriately. And there’s no way to raise your score. Once your score drops a percentage point, no amount of “good” driving will raise it, you’ve merely lowered the ceiling on your score, which will be used as justification to raise rates in the future.Safe co
Safe co has been a good insurance company for me. Meeting my needs. I just got my new registration and my policy renews in May. Feel comfortable with safe co. Knowing I’m prepared on the hwy. company cares about me. I feel I’m talking with a father figure when I talk about my needs. They care about not only my driving and safety but the vehicle as well. I learned a lot over the years about safely maintaining my vehicle. They’ll even go as far as to replace a windshield or tow you if needed for maintenance. As a result I was able to see my son through high school. He’s onto college now. And they’ve ensured everyone in my home. Thank you.