X1 Card

Smart Credit Card

63 reviews

Utilities

Finance

Free

About X1 Card

Released
Updated
iOS Version
Age Rating
Size
Devices
Languages

August 19, 2021
January 4, 2025
13.0+
4+
69.78MB
iPhone, iPod
English

Features

Developer of X1 Card

X1 Inc.

📦~ in 1 week

Updates frequency↘︎

📝7+ topics

Topics↘︎

📌15 available

Review highlights↘︎

🖼️Download

Icons↘︎

To apply for X1 Card, please visit x1.co. X1 Card The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card. - 17g of pure stainless steel - Higher credit limits - Points on every single purchase - No annual fee - No foreign transaction fee - No late fee X1 App The technology powering X1's smart features. - View your transactions balance and limit at a glance - Take control of your spending with virtual cards - Earn up to 5X Points on every dollar spent with boosts - Earn up to 10X Points when you shop in the app Cardholder Support Please contact support within the app, and we'll respond as soon as possible. Disclosures X1 is a financial technology company, not a bank. X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.

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Summary of user reviews

Positive highlights

🤩

This app hasSleek and clean app design

💳

This app hasAbility to create virtual and one-time use cards

💰

This app hasGenerous credit limits

🏆

This app hasImpressive rewards program with 3% cash back

📱

This app hasSeamless integration with digital wallets

🤖

This app hasResponsive and helpful customer service

🔒

This app hasSecure account monitoring and fraud protection

🔁

This app hasEasy to manage recurring subscriptions with virtual cards

Negative highlights

⚠️

This app hasInconsistent and changing rewards structure

📞

This app hasLack of phone-based customer support

🔒

This app hasOverzealous account monitoring and closures

🕰️

This app hasSlow response times for account reviews and issues

🤔

This app hasConfusing and unclear policies around credit limits

💳

This app hasRedemption value for points is lower than advertised

🚫

This app hasLimited merchant partnerships for maximum rewards

What's New in X1 Card

1.0.550

July 10, 2024

Bug fixes and performance improvements.

Reviews of X1 Card

Most Recent Highest Rated Lowest Rated

Not had any issues

I’ve been a card holder since shortly before they left ‘beta’. I’ve really never had an issue. I’ve had to contact support a few times for questions regarding promos or my account, and they have been helpful and decent. Having the text chat is super nice as it is fast. I have not had any issues with credit limits or billing after the sell to Robinhood either.

I’m not the biggest fan of how they monetize the product now. For example, you have to pay monthly to have an auth user with access to the app and credit reporting… otherwise they only get a card This isn’t really BAD, as it is on par with the norm, but it feels bad since you expect those things.

Overall, good financial product and I’ve enjoyed the metal card 😏

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