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Great but I’m leaving because of new fees
I would like to preface by saying I personally recommend a step account to everyone who asks me how to build credit before you turn 18. It really is great! My problem however is that it’s marketed towards teenagers (who by no means make very much money) as a “free” banking app and you can build your credit by using this card……. BUT with the new update for anything less than a 20 transfer will be charged a fee. The vast majority of every teenagers purchase is less than 10 dollars at McDonald’s. This just especially upsetting because there is no financial justification for this new charge! Step has been doing great and growing very steadily and there only one reason to blame for this new fee… money hunger and penny pinching greediness.
I still will continue to recommend step to teens who I know who spend more than 20 dollars at a time but I myself will be leaving for this cause.Show lessDeveloper Response
Hi burnmangames! Thank you for sharing your experience with us. The best way to avoid this fee is to fund more than $20! We understand that the average *spending* amount for teens is less than 20, but having more than that in your account at the time of spending is great banking practice. This way you can keep spending with your Step card to build credit. For more info, please reach out to us! We’ll also be sure to share your feedback with our team. Thanks for being a part of Step 💙💗💛Well Designed and Financially Helpful
I have been banking with Step for 2 years now. And, as a teen myself… being able to get a jumpstart on building credit history before 18 is something I believe is very crucial. I am so glad an app like Step is so available and able to offer that to millions of teens. The card itself is amazing, it is a credit card. However, you can only spend what is in your account, so no over-drafting or debt! Additionally, I haven’t had any issues, refunds are always fast, customer service is always helpful and kind, and the app itself is very thoughtfully planned out and designed. I enjoy it thoroughly. As a result, I have decided to try out their premium program, Step Black. I have been nothing but satisfied and hope they continue to improve. I have recommended this company to many of my friends and colleagues, all so far have been satisfied as well.Show lessDeveloper Response
Thank you so much for your incredible review, AngryAppleBoy#1! We are elated to hear that Step has been a crucial and helpful part of your financial growth. We're also excited to know that you've become a Step Black member! Enjoy those benefits :). Thank you again for your review and for being a part of our #StepFam 💙💗💛Cryptocurrency recovery
I was so impatient to carry out necessary research but i really wanted to jump on the crypto trading and investment buzz. Unfortunately for me, I invested 80,000 GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 280,000 GBP within a couple of weeks. But i didn't realize i was dealing with a scam company, until i tried to make an attempt to withdraw. I made a withdrawal request, and noticed my account was suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because i could not afford to let it go. So i tried all possible means to make sure i recovered my scammed bitcoin. I did a lot of online search for help, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency, funds with the help of itech koa. So i file a report and he was able to help me get back all my lost funds within two weeks. I will recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary options forex, investment and any other form of online scam, reach out to itechkoa@Gmail.Show less