Step: Bank & Build Credit

Step: Bank & Build Credit

Get 5% on Savings

Details about Step

  • Released
  • Updated
  • iOS Version
  • Age Rating
  • Size
  • Devices
  • Languages
  • February 1, 2019
  • September 30, 2024
  • 13.4+
  • 4+
  • 237.61MB
  • iPhone, iPod
  • American English

Features

Developer of Step

🙌70K
Ratings
🗣❌ unsupported
Your locale
🖼️Download
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Summary of user reviews for Step

Version History of Step

24.3.0

September 23, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

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24.2.0

August 24, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

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24.1.0

August 4, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

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24.0.0

July 29, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

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2.3.291

July 4, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

More

2.3.290

June 28, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

More

2.3.286

June 22, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

More

2.3.282

June 1, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

More

2.3.280

May 16, 2024

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

More

2.3.279

May 3, 2024

Feast your eyes on a gallery of fresh finance images in our latest update. These visuals aren't just beautiful black and white money images; they're portals to a world where numbers dance and dollars sing. We've also added some nifty new terms for those late-night legal reads and kicked out the flickering background to the curb. Sayonara, screen disco party!

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Price History of Step

Description of Step

Step is your go-to free banking app for better credit, better savings, and better rewards. With Step Black, you can get up to 8% cashback and build credit history with the Step Visa Card – with no risk of overspending. Plus, earn 5.00% on your FDIC-insured savings and cash in on $500 in annual perks that let you do more for less. Join over 5+ million people who trust Step to help them build credit. This is banking the way it should be. Benefits of Step: - Build credit: Safely build credit with every purchase and monitor your credit score right from the Step app. The average annual credit score increase for Step users in their 20s is 57 points! - Earn up to 8% cashback: Use your Step Card everywhere Visa is accepted – online, in-store, worldwide – and earn up to 8% cashback on purchases. - Earn 5.00% on your savings: Create Savings Goals and automatically add spare change to them with Round Ups to earn 5.00% on every penny. - Get paid early: Get paid up to 2 days early with direct deposit. Plus, enter to win monthly prizes – cash, laptops, shopping sprees – with direct deposits of $150 or more. - Move money: Instantly send and receive money, deposit cash at 70,000+ retail locations nationwide, and access over 30,000 fee-free ATMs. - Invest with as little as $1: Buy and sell thousands of stocks, ETFs, and bitcoin for as little as $1. Turn your spare change into smart investments with Round Ups. ¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC. ²Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. ³Out-of-network ATM withdrawal fees apply. ⁴Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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Step: FAQ

Is the Step app compatible with iPads?

No, Step does not work on iPads.

Who is the developer of the Step app?

Step was created by Step Mobile Inc.

What minimum version of iOS does Step need?

The Step app requires iOS 13.4 or later.

What do users think of the Step app?

The Step app has a consumer rating of 4.7 and gets a lot of positive feedback.

What genre is the Step app?

The App Category Of Step Is Finance.

What Step application version is the current one?

24.3.0 is the most recent version of the Step app.

When did the new Step update come out?

The latest Step update was released on September 30, 2024.

When did Step come out?

The Step app originally came out on February 5, 2023.

What content advisory rating does Step have?

Step doesn’t contain potentially objectionable material and is rated Step Mobile Inc.

What are the languages supported by the Step app?

Currently, Step supports American English.

Is Step featured among Apple Arcade's game offerings?

Sorry, Step is not part of Apple Arcade.

Does Step contain in-app purchases?

Sorry, there are no in-app purchases available in Step.

Is Step designed for Apple Vision Pro integration?

Sorry, Step is not designed for integration with Apple Vision Pro.

Are ads featured prominently in Step?

Yes, ads are featured prominently in Step.

Screenshots of Step

Step: Bank & Build Credit screenshot #1 for iPhone
Step: Bank & Build Credit screenshot #2 for iPhone
Step: Bank & Build Credit screenshot #3 for iPhone
Step: Bank & Build Credit screenshot #4 for iPhone
Step: Bank & Build Credit screenshot #5 for iPhone
Step: Bank & Build Credit screenshot #6 for iPhone
Step: Bank & Build Credit screenshot #7 for iPhone
Step: Bank & Build Credit screenshot #8 for iPhone
Step: Bank & Build Credit screenshot #9 for iPhone
iphone

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Reviews of Step

Leave a Review Step
  • Great but I’m leaving because of new fees

    I would like to preface by saying I personally recommend a step account to everyone who asks me how to build credit before you turn 18. It really is great! My problem however is that it’s marketed towards teenagers (who by no means make very much money) as a “free” banking app and you can build your credit by using this card……. BUT with the new update for anything less than a 20 transfer will be charged a fee. The vast majority of every teenagers purchase is less than 10 dollars at McDonald’s. This just especially upsetting because there is no financial justification for this new charge! Step has been doing great and growing very steadily and there only one reason to blame for this new fee… money hunger and penny pinching greediness.

    I still will continue to recommend step to teens who I know who spend more than 20 dollars at a time but I myself will be leaving for this cause.
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    Developer Response

    Hi burnmangames! Thank you for sharing your experience with us. The best way to avoid this fee is to fund more than $20! We understand that the average *spending* amount for teens is less than 20, but having more than that in your account at the time of spending is great banking practice. This way you can keep spending with your Step card to build credit. For more info, please reach out to us! We’ll also be sure to share your feedback with our team. Thanks for being a part of Step 💙💗💛
  • Well Designed and Financially Helpful

    I have been banking with Step for 2 years now. And, as a teen myself… being able to get a jumpstart on building credit history before 18 is something I believe is very crucial. I am so glad an app like Step is so available and able to offer that to millions of teens. The card itself is amazing, it is a credit card. However, you can only spend what is in your account, so no over-drafting or debt! Additionally, I haven’t had any issues, refunds are always fast, customer service is always helpful and kind, and the app itself is very thoughtfully planned out and designed. I enjoy it thoroughly. As a result, I have decided to try out their premium program, Step Black. I have been nothing but satisfied and hope they continue to improve. I have recommended this company to many of my friends and colleagues, all so far have been satisfied as well.
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    Developer Response

    Thank you so much for your incredible review, AngryAppleBoy#1! We are elated to hear that Step has been a crucial and helpful part of your financial growth. We're also excited to know that you've become a Step Black member! Enjoy those benefits :). Thank you again for your review and for being a part of our #StepFam 💙💗💛
  • Cryptocurrency recovery

    I was so impatient to carry out necessary research but i really wanted to jump on the crypto trading and investment buzz. Unfortunately for me, I invested 80,000 GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 280,000 GBP within a couple of weeks. But i didn't realize i was dealing with a scam company, until i tried to make an attempt to withdraw. I made a withdrawal request, and noticed my account was suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because i could not afford to let it go. So i tried all possible means to make sure i recovered my scammed bitcoin. I did a lot of online search for help, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency, funds with the help of itech koa. So i file a report and he was able to help me get back all my lost funds within two weeks. I will recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary options forex, investment and any other form of online scam, reach out to itechkoa@Gmail.
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