Best 365.bank alternatives: apps like 365.bank

3.2😞(56 ratings)

Free

Securely manage your finances, cards, and loans with this banking app. Features include cardless ATM withdrawals, secure digital code authorization, and instant SEPA payments. Personalize your banking experience with an intuitive interface.

What We Love

🎨 Modern visual design and interface refresh
🔒 Enhanced security features (6-digit PIN, card locking)
⚡ Quick payment notifications
📱 Responsive design for mobile devices

Room to Improve

🐢 Extremely slow performance and loading times
🗺️ Confusing and chaotic navigation
📉 Significant loss of features from previous app
🔄 Unreliable transaction history and delayed updates
❌ Missing business account support
🔔 Broken or delayed push notifications
📊 Poor information density and cluttered layout
🚫 Difficult account and payment management
💔 Forced migration from working legacy app
🔐 Activation and reactivation issues
⚠️ Multiple bugs and crashes
🌐 Limited language options

Smart Banking by UniCredit Bank Czech Republic and Slovakia, a.s.

Strong Contender

4.6😐(421 ratings)

Free

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, manage standing orders, and control your cards. Features include biometric login, card management, and ATM/branch locators.

What We Love

👍 Intuitive and clean interface
🚀 Fast payments and transfers
👍 Easy to navigate
🔒 Strong security features
👍 Bilingual app functionality
👍 Useful widget for account balance
👍 Clear communication about planned outages
👍 Good overview of spending categories
👍 No intrusive ads/loan offers
👍 Stable and reliable over time (for some users)
👍 Good for managing finances in one place
👍 Smart banking experience

Room to Improve

🐛 Slow UI/backend performance
🐛 Submitted payments not showing in history
🐛 App shows errors during payment entry
🐛 Accidental double payments due to errors
🐛 Forced updates at inconvenient times
🐛 Broken App Store support link
🐛 Unintuitive and confusing interface (for some users)
🐛 Long wait times for app interaction
🐛 App activation process is difficult
🐛 PIN requirements are overly complex/weakening security
🐛 App crashes on newer iOS versions
🐛 App not working with latest iOS
🐛 Login issues ('please wait' forever)
🐛 App crashes after login on older iOS versions
🐛 App doesn't work with iOS 10.3.1
🐛 No English option until login (for new users)

PaysafeCard - prepaid payments by paysafecard.com Wertkarten GmbH

Pay online without credit card

Worth Considering

3.7😞(256 ratings)

Free

PaysafeCard - prepaid payments screenshot 1

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PaysafeCard - prepaid payments screenshot 5

PaysafeCard - prepaid payments screenshot 6

Pay online without a bank account or credit card. This app allows you to use cash for online purchases, buy gift cards, and manage a personal debit Mastercard and IBAN. It offers a secure and convenient way to control your spending.

What We Love

🚀 Great way to pay
💡 Allows cash payments without sharing personal info
👍 Easy to use
🚀 Convenient payment option

Room to Improve

🐛 Issues with login and accessing account
🔒 Concerns about security and fraud
💰 Unexpected fees and money disappearing
🤔 Limited use cases and vendors

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TransferGo: Money Transfer

Send money abroad fast & wise

Fast international money transfersLow fees and excellent exchange ratesSend to 164 countries

Send money internationally quickly, affordably, and securely. This app allows users to transfer funds to 164 countries in 41 currencies with transparent fees and excellent exchange rates. Join millions who trust this service for fast, hassle-free global money transfers.

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Go beyond business as usual

Revolut Business

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

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subscription

Bank, save, invest with ease

bunq

Multiple bank accountsCard managementSavings accounts and term deposits

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

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