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Acorns Early: Kids Money App

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

9.6K ratings
415 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • November 18, 2024
  • August 17, 2026

Features

Developer

Acorns Grow Incorporated
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Acorns Early: Kids Money App screenshot #1 for iPhone
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Acorns Early: Kids Money App screenshot #9 for iPhone
iphone
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About

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

✓Automated allowance
✓Savings goals
✓Chore rewards
✓Financial literacy lessons
✓Kids' debit card
✓Parental controls
✓Fee-free international transactions
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What users say

Summarized from real user reviews of Acorns Early. Based on 9.6K reviews and a 4.6/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Engaging and fun for kids
  • 💡Teaches financial responsibility
  • 🚀Easy to use and user-friendly
  • 👍Helpful for introducing money concepts
  • 💡Motivates kids to do chores
  • 👍Allows kids to have their own debit card

Negative things

  • 🐛Buggy and unreliable app
  • 🔒Poor customer support and account management
  • 🔍Lacks flexibility for managing multiple kids
  • 👎Difficult to use, especially for parents with multiple children
  • 👎Educational content not engaging enough for kids
See all reviews

What's New in Acorns Early

9.7.0

August 17, 2026

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

Events

Read more about Summer Job Starter
Event EndedSpecial Event

Summer Job Starter

Turn skills into allowance this summer.

Aug 6, 2026 — Aug 20, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Why?

It is so hard to login 😒😒😒😒😒😒😒
🍦That girl 🍦🍦That girl 🍦

Acorn

Amazing app for kids and a great way to trader funds from your account into your children’s. Amazing app 8/10
BabygdupBabygdup

Multiple account linking can be improved

Adding more than one bank account, and labeling them properly is difficult or impossible. Small thing, unless you need it for multiple kids
FinanceMumFinanceMum

Customer service

You would expect this so called bank for children to provide excellent customer service because they will be interacting with children, but unfortunately, they do not. They fail to provide any information. FYI, make sure your children do not make any default purchases.
Msgreen93Msgreen93

Not Good but Not Bad/ Perfect for parents who want chores to be done!

🤍 I got this app because I wanted to earn more money. First it was super fun! But present time now, no matter how much chores I check off, I still can’t seem to earn any money on my paycheck day. Developer, please let me know how I can fix this!!🤍
belle🫶🏻🐾🎀belle🫶🏻🐾🎀
See 410 more reviews

Developer apps

Acorns: Save & Invest Money
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ETF, Stock Investing & Savings

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User experience

🐞

Reported Bugs

3 issues

Login and password reset issues

Bug

App crashing and not functioning properly

Bug

Inability to manage and delete family members

Bug
✨

Requested Features

4 requests

Allow more flexible chore scheduling options

Feature

Improve direct funding to kids' cards

Feature

Add more engaging educational content and rewards for kids

Feature

Implement dark mode and customization options

Feature

FAQ

What does Acorns Early do?

Acorns Early is a financial wellness app and debit card designed for kids aged 6-18. It teaches them about earning, saving, and smart spending through features like automated allowance, chore rewards, and educational content. Parents can monitor and control their child's spending with flexible parental controls.

What are the key features of Acorns Early?

Key features include automated allowance to teach budgeting, child-led savings goals, in-app task lists for chore rewards, bite-sized financial literacy lessons called Money Missions, and a prepaid debit card for kids to practice spending. Parents benefit from quick transfers, spending visibility, and flexible controls.

How much does Acorns Early cost?

Acorns Early offers subscription plans. The Lite plan costs $8 per month and supports up to 4 kids, while the Gold plan costs $12 per month and includes additional features.

Is Acorns Early available for all ages?

Acorns Early is designed for young people aged 6-18. Teenagers (13+) can access additional features for greater independence, and direct deposit for wages is available for those aged 14 and above, with a parent or guardian's sign-up.

Can my child use the card abroad?

Yes, the Acorns Early debit card can be used fee-free for transactions when traveling abroad. This makes it convenient for families on vacation and helps children practice managing money in different currencies without incurring extra charges.