Acorns Early: Kids Money App

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

9.4K ratings
401 reviews
#100 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • November 18, 2024
  • August 5, 2026

Features

Acorns Early: Kids Money App screenshot #1 for iPhone
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Acorns Early: Kids Money App screenshot #6 for iPhone
Acorns Early: Kids Money App screenshot #7 for iPhone
Acorns Early: Kids Money App screenshot #8 for iPhone
Acorns Early: Kids Money App screenshot #9 for iPhone
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About

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Automated allowance
Savings goals
Chore rewards
Financial literacy lessons
Kids' debit card
Parental controls
Fee-free international transactions
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What users say

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+1

What's New in Acorns Early

9.6.1

August 5, 2026

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

Charts

Top Free

📉 100-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on August 6, 2026.

User reviews

Fat

Fat

Pay Out

I Like The App. It’ll Be Better If Ya’ll Would Take The Money As Soon As I Send The Money Instead Of Waiting Days Later. Everything Comes Out Of My Bank On Autopay And Its Messing Up Mh Daughter’s Allowance Because Ya’ll Wait So Damn Long To Take It Instead Of Taking It Immediately.

Steal your Child’s Money

After Go Henry was bought by Acorns there was a $10 fee per month for the service. So we decided to open accounts through our credit union instead. Acorns makes it nearly impossible to get your child’s money back once it’s in the Acorn account. You have to withdraw it from an ATM. Even the ATMs they say they have a fee free relationship with will charge you per transaction and you are limited to how much you can withdraw at a time, so I’ll have to make several withdrawals and pay a fee each time. This is my 12 year kid’s money that she’s been working hard to save but now it’s being siphoned off by this company. Real nice, jerks!
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Would recommend

It cost a lot of money but like I can’t afford to pay so but it is good for kids older than six years old

Login and Verify Bugs

Stuck in a recursive loop where MFA just keeps sending emails and opening the app but never sending code. Support team responded with unhelpful generic form letter. Cannot login or update account or cancel. Have to revoke authorization through the bank.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login and password reset issues

Bug

App crashing and not functioning properly

Bug

Inability to manage and delete family members

Bug

Requested Features

4 requests

Allow more flexible chore scheduling options

Feature

Improve direct funding to kids' cards

Feature

Add more engaging educational content and rewards for kids

Feature

Implement dark mode and customization options

Feature

FAQ

What does Acorns Early do?

Acorns Early is a financial wellness app and debit card designed for kids aged 6-18. It teaches them about earning, saving, and smart spending through features like automated allowance, chore rewards, and educational content. Parents can monitor and control their child's spending with flexible parental controls.

What are the key features of Acorns Early?

Key features include automated allowance to teach budgeting, child-led savings goals, in-app task lists for chore rewards, bite-sized financial literacy lessons called Money Missions, and a prepaid debit card for kids to practice spending. Parents benefit from quick transfers, spending visibility, and flexible controls.

How much does Acorns Early cost?

Acorns Early offers subscription plans. The Lite plan costs $8 per month and supports up to 4 kids, while the Gold plan costs $12 per month and includes additional features.

Is Acorns Early available for all ages?

Acorns Early is designed for young people aged 6-18. Teenagers (13+) can access additional features for greater independence, and direct deposit for wages is available for those aged 14 and above, with a parent or guardian's sign-up.

Can my child use the card abroad?

Yes, the Acorns Early debit card can be used fee-free for transactions when traveling abroad. This makes it convenient for families on vacation and helps children practice managing money in different currencies without incurring extra charges.