Best Kids Bank Account Apps

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

Free

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

GoHenry by Acorns Kids Banking

Debit Card, Allowance, Chores

Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Cash App

Money. Debit Card. Bitcoin.

Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Revolut — Teen Finance

The money app for teens

Free

This app helps teens manage their money by offering a customizable debit card, virtual cards, and the ability to send and receive funds. It includes savings features and spending analytics, with parental supervision and controls available.

Step: All-In-One Money App

Build, Spend, Save, and Borrow

Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Chime® – Mobile Banking

The #1 Choice for Banking

Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Piggy Bank Kids - Bomad

Money & allowance tracker

Free

This app acts as a virtual piggy bank and allowance tracker, helping children learn financial literacy. Parents can manage pocket money, track spending, and set up allowances, while kids receive notifications and monitor their progress towards savings goals.

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Current - Mobile Banking

Get Paid Early. Build Credit.

Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

OneBank Kid

by Banque Pour Le Commerce Exterieur Lao Public

Free

This app provides a secure and educational platform for parents to introduce children to financial concepts. It allows parents to create and manage accounts for their kids, facilitating easy money transfers and payment options.

PenFed Mobile

by Pentagon Federal Credit Union

Free

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

BusyKid

Money Management for Kids

Free

This app teaches children and teens valuable money management skills. Kids can earn, save, donate, spend using a prepaid card, and even learn to invest in real stocks. Parents can approve all transactions, making it a safe way to gain hands-on financial experience.

My Kids Bank

by Peter Hunt

Free

Manage your children's bank accounts and track their daily interest earnings. This app helps you monitor their finances with ease.

Capital One Mobile

Easy account access anywhere.

Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.