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Best BoC Pay+ alternatives: apps like BoC Pay+

10+ similar apps compared and reviewed

3.3 avg rating
10 free apps
Updated November 2026
BoC Pay+
BoC Pay+
Bank of China (Hong Kong) Limited
💰 Finance

BoC Pay+ is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to BoC Pay+

PayMe by HSBC#1

PayMe by HSBC by The Hongkong and Shanghai Banking Corporation Ltd.

Go cashless with PayMe!
Editor's Choice
💰 Finance
4.6😞(2.6K ratings)
Free
PayMe by HSBC screenshot 1
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PayMe by HSBC screenshot 4
PayMe by HSBC screenshot 5
PayMe by HSBC screenshot 6

Go cashless with this payment app, accepted at over 60,000 outlets in Hong Kong. Easily pay businesses, friends, and family, and earn rewards. Top up via bank account or credit card, with auto top-ups available.

What We Love

  • 💳 Great payment app
  • 🚀 Convenient and easy to use
  • 🤝 Useful for splitting bills and group payments

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🔒 Poor security and login issues
  • 📱 Difficult to set up and use
  • 🤖 Unreliable facial recognition and ID scanning
  • 💰 Restrictive payment limits and funding options
EleBank(formerly Airstar Bank)#2

EleBank(formerly Airstar Bank) by Ele Bank Limited

HK Digital Bank
Strong Contender
💰 Finance
3.4(84 ratings)
Free
EleBank(formerly Airstar Bank) screenshot 1
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EleBank(formerly Airstar Bank) screenshot 4
EleBank(formerly Airstar Bank) screenshot 5

A Hong Kong digital bank offering fast account opening and a range of financial services. Manage spending, investments, and global remittances with ease. Enjoy flexible multi-currency management and a customizable Visa Platinum card.

ZA Bank#3

ZA Bank by ZA Bank Limited

Your Future Bank for Now
Worth Considering
💰 Finance
4.8😐(3.8K ratings)
Free
ZA Bank screenshot 1
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This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Fast and efficient services
  • 🔒 Secure banking experience
  • 💡 Innovative features like FPS registration
  • 🤑 Helpful for government cash payout scheme

Room to Improve

  • 🐛 Facial recognition issues
  • 🤯 Confusing and cluttered interface
  • 🔑 Tedious account verification process
  • 🤖 Poor customer service and support
  • 🌍 Limited availability outside of Hong Kong

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4
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This banking app allows users to open accounts, invest globally, manage assets, and perform various financial transactions. It offers real-time market data, global remittance services, and convenient bill payments. The app features a user-friendly interface with enhanced security and personalized settings.

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livi Bank
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Open a business bank account entirely online with no branch visits or documents required. Enjoy fast account approval, earn daily interest with no minimum deposit, and make instant transfers. Scan to pay merchants globally using QR codes.

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HSBC HK Mobile Banking
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All-in-one financial services
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Manage your everyday banking needs on the go with this secure and easy-to-use financial services app. Open accounts, pay bills, transfer funds, and track investments. Offers 24/7 chat support for assistance.

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8
inMotion by CNCBI
inMotion by CNCBI
inMotion by CNCBI
China CITIC Bank International
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Manage your finances and open bank accounts remotely without visiting a branch. Offers a comprehensive suite of banking, saving, investing, payment, and insurance services. Features include account management, biometric login, and various transaction capabilities.

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9
AlipayHK
AlipayHK
AlipayHK
by Alipay Payment Services (HK) Limited
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This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Extensive merchant payment networkCross-border payment servicesPublic transport QR code payments
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Hang Seng Personal Banking
Hang Seng Personal Banking
Hang Seng Personal Banking
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Manage your personal finances with a comprehensive mobile banking app. Perform everyday transactions, access investment information, and manage credit cards securely. Enjoy personalized features and 24/7 support.

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