Best apps like Caixadirecta

Whether you want more options like Caixadirecta or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Caixadirecta

MB WAY by SIBS FPS

Editor's Choice

2.5(69 ratings)

Free

This app simplifies payments by linking your mobile number to your bank card. Send, request, and receive money, split bills, and pay online or in-store using QR codes or NFC. It also offers virtual cards for secure online shopping and allows cash withdrawals at ATMs.

ActivoBank by Banco ActivoBank (Portugal), SA

Strong Contender

4.7😐(528 ratings)

Free

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

What We Love

👍 Intuitive and user-friendly interface
🚀 Fast and efficient transaction processing
💼 Comprehensive banking functionality
🌐 Available in multiple languages
📱 Modern and attractive design
👥 Accessible customer support via app
📊 Good financial analytics tools

Room to Improve

📢 Intrusive marketing notifications cannot be disabled
🐛 Frequent app crashes and loading failures
🔐 VPN connectivity issues
⏳ Pending transactions display incorrectly
💰 High foreign currency exchange fees
📵 5G network compatibility problems
🌍 Geographic restrictions (non-functional outside Portugal)
🔑 Weak PIN security (4-digit only)
💾 Excessive app storage requirements (300MB+)
🎯 Inconsistent language settings
🔄 3D Secure payment approval hangs indefinitely
🗂️ Hidden balance feature adds unnecessary clicks
⚠️ Discriminatory practices against foreign customers
☎️ Poor customer service responsiveness
🔌 Connectivity error messages despite working network

Millenniumbcp by Millennium bcp

Pay, track, invest

Worth Considering

4.8😐(3.1K ratings)

FreeAds

Manage your bank account securely 24/7, with features for payments, transfers, and investments. Open accounts digitally, use mobile payment services, and track your finances easily. Offers tools for saving, managing cards, and applying for loans.

What We Love

👍 Easy to use
🚀 Quick transfers
🔒 Secure banking
💡 Useful features
🥇 Excellent app overall

Room to Improve

🐛 Bugs and crashes
🤯 Confusing navigation
🚫 Lack of English support
💸 Expensive fees
🤖 Poor customer service

More apps like Caixadirecta

novobanco

by Novo Banco, S.A

Auto-fill for operationsCustomizable display preferencesSuggest new features

This banking app offers a secure, intuitive, and fast experience that adapts to your needs. It simplifies operations with auto-fill, allows for personalized viewing preferences, and lets you suggest new features. Track account activity, manage cards, and make payments easily.

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BPI App

by Banco BPI, S.A.

Account and card balance inquiriesTransfers and payments (including MB Way)Credit card management

Manage your BPI accounts, cards, and savings with a modern and intuitive interface. Perform transfers, payments, and access MB Way features. Track your finances, simulate loans, and even open new accounts online.

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eFatura

Invoice management

Invoice viewing and managementBatch invoice correctionDispute and duplicate resolution

Manage your e-invoices conveniently on your mobile device. View, dispute, and correct invoices, track expenses, and access taxpayer information. An optional PRO version offers ad removal and advanced features.

free with in-app purchases

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Oney Portugal

by Oney Bank

Fingerprint loginCredit simulation and applicationView statements and invoices

Manage your financial products and perform operations on the go. Access all your information, simulate credit, view statements, and track payments easily. Personalize your client area and find nearby stores.

(73)

Universo Mobile Banking

by UNIVERSO, IME, S.A.

Digital card applicationReal-time balance and transaction historyVirtual card creation for secure online payments

Manage your finances, cards, and credit from your mobile device. Access real-time account information, make payments, and apply for loans and insurance.

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by Generali Seguros, S.A.

Generali Tranquilidade

Consult insurance policies and documentsFile and track auto and home claimsRequest domestic assistance

Manage your insurance policies, file and track claims for auto, home, or domestic assistance, and make payments. Access policy documents, simulate new insurance options, and find contact information for support and your insurance broker.

(5)