IDFC FIRST Bank: MobileBanking

IDFC FIRST Bank: MobileBanking

Savings, Payments, and Loans

2.9K ratings
126 reviews
Free

Details

  • Released
  • Updated
  • December 7, 2020
  • August 17, 2026
IDFC FIRST Bank: MobileBanking screenshot #1 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #2 for iPhone
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IDFC FIRST Bank: MobileBanking screenshot #7 for iPhone
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IDFC FIRST Bank: MobileBanking screenshot #9 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #10 for iPhone
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About

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account management
Instant payments and UPI transfers
Zero fee banking services
Expense tracking and categorization
Investment portfolio management
Instant personal loans
In-app flight & hotel booking
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What users say

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What's New in IDFC FIRST Bank

2.72

August 17, 2026

All international payments now in one place: Send money faster with: * New shortcut for faster payments * Quick access to recent payees * One place for all payment channels * Track payments in real time More ways to send money: * From India to 100+ countries * From Singapore, Hong Kong or Australia to an Indian A/c * From UK or Europe to your own IDFC FIRST Bank A/c * From NRO to NRE More features: * Zero-fee payments * Lock in rate for 72 hrs * Conversion calculator * RM support

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User reviews

App Crashing

App Keeps crashing. This is the case for the past 20 days since IOS UPDATE TO 26.6 there is no way to fix it.

Great app but has bugs

The app is almost perfect. But lately I have found a few bugs. When I access the Net Worth section, I can view the balances for savings, stocks and ETFs, mutual funds, EPFO, and other categories. However, when I try to refresh the mutual fund or EPFO details, I receive the following error:

“Service temporarily unavailable - External MF tracking is paused for system enhancements. We’ll notify you once it’s back.”

I was previously able to refresh these details without any issues, but this error has persisted for approximately six months. Similarly, applying for pre-approved credit cards work smooth till the last step and just gives error before the final submission.
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Response from developer

We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!

Best UI ever!!

The bank has its sights on the right issues. Superb banking ease

Unable to register

The app was crashing continuously so I uninstalled and reinstalled it. Now I’m unable to register again. Every time the SMS is sent, the app just throws an error saying try after sometime or that the registration could not be completed at this point in time. Tried several times but no luck. Back to a browser and a computer for online banking, since this app has become totally useless.
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Send international verification SMS

Extremely disappointing experience. Every time I try to register or set up the app, I have to send an SMS from my UK mobile number to an Indian number just for verification. This is an outdated, inconvenient, and unnecessary process that costs money every single time.
In 2026, almost every bank provides secure verification through OTPs, email, biometric authentication, or in-app verification. Requiring customers to send an international SMS just to activate the app is unacceptable.
This process is especially frustrating for NRIs and customers living abroad. If IDFC FIRST Bank offers NRI services, it should also provide a modern and hassle-free digital experience instead of relying on such outdated verification methods.
If this issue is not resolved, I will have no option but to close my IDFC FIRST Bank account and move to a bank that values its customers and provides a better digital banking experience.
Please modernize your verification process. This is a basic expectation from a bank in 2026.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Login screen freezes and infinite loops

Bug

App not working on WiFi, only on mobile data

Bug

Issues with adding payees and transferring funds

Bug

Notifications and app updates not working properly

Bug

Requested Features

4 requests

Display exchange rates for NRE/NRO account transfers

Feature

Add support for iPads and larger screen devices

Feature

Improve security without compromising user experience

Feature

Provide better options for international customers

Feature

FAQ

What can I do with the IDFC FIRST Bank mobile banking app?

The app allows you to perform a wide range of banking activities including viewing account balances, making instant payments and transfers, tracking expenses, building wealth through investments, applying for personal loans, and purchasing insurance. It offers a seamless online banking experience with integrated services.

Are there any fees for using the banking services in the app?

The app promotes 'Zero Fee Banking' for many services. This includes free savings account services like money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals. There are also zero fees on DD & Pay order issuance and 3rd party withdrawals, as well as no ECS return fee or decline fee at ATMs for low funds.

How can I manage my investments through the app?

The app provides a 'Building Wealth' feature where you can view your entire investment portfolio on one screen. It offers curated investment recommendations based on your risk profile and allows you to invest in Mutual Funds online with Instant SIP, equity, debt, large-cap & multi-cap funds, ELSS, ULIPs, and Sovereign Gold Bonds.

Is the app compatible with all devices?

While the description doesn't explicitly state compatibility, mobile banking apps are typically designed for both Android and iOS smartphones and tablets. It's recommended to check the specific app store listing for your device's operating system and version compatibility.

What are the benefits of linking my credit card with UPI?

By linking your FIRST WOW! & Digital Rupay Credit Card with UPI, you can earn cashback and rewards on every payment made. This allows you to leverage your credit card benefits for everyday transactions made through UPI.