IDFC FIRST Bank: MobileBanking

IDFC FIRST Bank: MobileBanking

Savings, Payments, and Loans

3K ratings
128 reviews
Free

Details

  • Released
  • Updated
  • December 7, 2020
  • September 7, 2026
IDFC FIRST Bank: MobileBanking screenshot #1 for iPhone
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IDFC FIRST Bank: MobileBanking screenshot #10 for iPhone
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About

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account management
Instant payments and UPI transfers
Zero fee banking services
Expense tracking and categorization
Investment portfolio management
Instant personal loans
In-app flight & hotel booking
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What users say

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What's New in IDFC FIRST Bank

2.73

September 7, 2026

* Current Account holders can now upgrade their account from the app! * Choose from World Business Current Account, WBA – Gold Current Account, Gold Current Account, or Silver Current Account. * Compare account types and review key features, including Digital Collection services, Average Monthly Balance requirements, Cash Limits, and Debit Card transaction limits to choose the right account for your business.

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User reviews

Excellent service

I’hv had a very good experience that IDFC FIRST Bank. Mainly digital facilities and app iOS app banking facilities with transparent approach. I love it and highly recommend.

IDFC FIRST app

It’s a very comfortable and convenient app . Next level app

Response from developer

Thank you for the 5-star review! With the IDFC FIRST Mobile Banking App, managing your credit card, applying for instant loans, and exploring investment options are just a tap away.

App Crashing

App Keeps crashing. This is the case for the past 20 days since IOS UPDATE TO 26.6 there is no way to fix it.

Response from developer

We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!

Great app but has bugs

The app is almost perfect. But lately I have found a few bugs. When I access the Net Worth section, I can view the balances for savings, stocks and ETFs, mutual funds, EPFO, and other categories. However, when I try to refresh the mutual fund or EPFO details, I receive the following error:

“Service temporarily unavailable - External MF tracking is paused for system enhancements. We’ll notify you once it’s back.”

I was previously able to refresh these details without any issues, but this error has persisted for approximately six months. Similarly, applying for pre-approved credit cards work smooth till the last step and just gives error before the final submission.
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Response from developer

We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!

Best UI ever!!

The bank has its sights on the right issues. Superb banking ease

Developer apps

User experience

🐞

Reported Bugs

4 issues

Login screen freezes and infinite loops

Bug

App not working on WiFi, only on mobile data

Bug

Issues with adding payees and transferring funds

Bug

Notifications and app updates not working properly

Bug

Requested Features

4 requests

Display exchange rates for NRE/NRO account transfers

Feature

Add support for iPads and larger screen devices

Feature

Improve security without compromising user experience

Feature

Provide better options for international customers

Feature

FAQ

What can I do with the IDFC FIRST Bank mobile banking app?

The app allows you to perform a wide range of banking activities including viewing account balances, making instant payments and transfers, tracking expenses, building wealth through investments, applying for personal loans, and purchasing insurance. It offers a seamless online banking experience with integrated services.

Are there any fees for using the banking services in the app?

The app promotes 'Zero Fee Banking' for many services. This includes free savings account services like money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals. There are also zero fees on DD & Pay order issuance and 3rd party withdrawals, as well as no ECS return fee or decline fee at ATMs for low funds.

How can I manage my investments through the app?

The app provides a 'Building Wealth' feature where you can view your entire investment portfolio on one screen. It offers curated investment recommendations based on your risk profile and allows you to invest in Mutual Funds online with Instant SIP, equity, debt, large-cap & multi-cap funds, ELSS, ULIPs, and Sovereign Gold Bonds.

Is the app compatible with all devices?

While the description doesn't explicitly state compatibility, mobile banking apps are typically designed for both Android and iOS smartphones and tablets. It's recommended to check the specific app store listing for your device's operating system and version compatibility.

What are the benefits of linking my credit card with UPI?

By linking your FIRST WOW! & Digital Rupay Credit Card with UPI, you can earn cashback and rewards on every payment made. This allows you to leverage your credit card benefits for everyday transactions made through UPI.