IDFC FIRST Bank: MobileBanking

IDFC FIRST Bank: MobileBanking

Savings, Payments, and Loans

2.9K ratings
121 reviews
Free

Details

  • Released
  • Updated
  • December 7, 2020
  • July 20, 2026
IDFC FIRST Bank: MobileBanking screenshot #1 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #2 for iPhone
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IDFC FIRST Bank: MobileBanking screenshot #7 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #8 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #9 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #10 for iPhone
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About

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account management
Instant payments and UPI transfers
Zero fee banking services
Expense tracking and categorization
Investment portfolio management
Instant personal loans
In-app flight & hotel booking
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What users say

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What's New in IDFC FIRST Bank

2.71

July 20, 2026

International payments just got better! * View and track all international payments in one place * Save your payment drafts and resume anytime * Add funds to your NRE/NRO account from overseas * Enjoy quick and secure banking across borders

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User reviews

Very professionally designed

App is easy to use and customer friendly bank

Misleading Claims Regarding the “Paperless” NRI Account Opening Process

The institution advertises its NRI account opening process as a completely digital, paperless banking experience. However, the reality is markedly different. Applicants are ultimately required to visit a bank or authorized institution in their country of residence to complete document verification and authentication, rendering the process far from fully online. Marketing such a service as “paperless” and “seamless” is, in my view, misleading, as it creates expectations of an entirely digital onboarding experience while, in practice, customers are compelled to undertake additional administrative procedures and in-person formalities. Greater transparency regarding these requirements would enable prospective customers to make informed decisions and avoid unnecessary inconvenience.
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Good user friendly app but support from bank needs to improve

The support channels from bank need to improve especially when any App related issue becomes a problem blocking access to your funds or inability to pay.

The standard channels that the bank developers are asking people to report are slow in response both phone and email. They need to either setup proper error reporting mechanisms via App itself or setup dedicated support channel for the App instead of routing everything through generic email or generic phone channels.

Just putting this out if anyone encounters this issue of App not launching at all.

If you get this error immediately after biometric verification.

“Aw-snap!
An unexpected error occurred.
Please close the app and retry, while we resolve this issue.”

Do the following.

Goto Settings - General - iPhone storage - search for IDFC app. Delete the documents listed there usually this would be old data and documents. The app will ask you to login again and authenticate again.

The error condition is not traceable in the backend it seems. Also the error message issued implies that this error is on their side and not in the App itself localized to the user device. This is misleading where the user will wait hopelessly trying now and then to see if this gets fixed. Spent a day just uselessly trying. This is not user friendly at all and does not guide the user to appropriate means to fix this or even prompt the user to report this.
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Easy way to transfer money

Very fast service

Excellent

It’s an great bank good service superb credit cards

Developer apps

User experience

🐞

Reported Bugs

4 issues

Login screen freezes and infinite loops

Bug

App not working on WiFi, only on mobile data

Bug

Issues with adding payees and transferring funds

Bug

Notifications and app updates not working properly

Bug

Requested Features

4 requests

Display exchange rates for NRE/NRO account transfers

Feature

Add support for iPads and larger screen devices

Feature

Improve security without compromising user experience

Feature

Provide better options for international customers

Feature

FAQ

What can I do with the IDFC FIRST Bank mobile banking app?

The app allows you to perform a wide range of banking activities including viewing account balances, making instant payments and transfers, tracking expenses, building wealth through investments, applying for personal loans, and purchasing insurance. It offers a seamless online banking experience with integrated services.

Are there any fees for using the banking services in the app?

The app promotes 'Zero Fee Banking' for many services. This includes free savings account services like money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals. There are also zero fees on DD & Pay order issuance and 3rd party withdrawals, as well as no ECS return fee or decline fee at ATMs for low funds.

How can I manage my investments through the app?

The app provides a 'Building Wealth' feature where you can view your entire investment portfolio on one screen. It offers curated investment recommendations based on your risk profile and allows you to invest in Mutual Funds online with Instant SIP, equity, debt, large-cap & multi-cap funds, ELSS, ULIPs, and Sovereign Gold Bonds.

Is the app compatible with all devices?

While the description doesn't explicitly state compatibility, mobile banking apps are typically designed for both Android and iOS smartphones and tablets. It's recommended to check the specific app store listing for your device's operating system and version compatibility.

What are the benefits of linking my credit card with UPI?

By linking your FIRST WOW! & Digital Rupay Credit Card with UPI, you can earn cashback and rewards on every payment made. This allows you to leverage your credit card benefits for everyday transactions made through UPI.