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Monese - A banking alternative

Monese - A banking alternative

The money app

2.4K ratings
335 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • September 2, 2016
  • July 12, 2026

Features

Developer

Monese Ltd
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About

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

✓Multi-currency accounts (GBP, EUR, RON)
✓Contactless Mastercard debit card
✓International money transfers
✓Virtual card for online payments
✓Savings pots
✓Real-time spending notifications
✓Credit score building (UK only)
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What's New in Monese

11.4.0

July 12, 2026

To get our app in tip-top shape, we’ve been busy making 4 bug fixes and improvements.

User reviews

Most RecentHighest RatedLowest Rated

Never use this

Trusth me never use it
Christopher0002Christopher0002

Worst bank account

I’m trying to open new account they keep on showing your account is blocked message . I haven’t done any scam and fraud but still. I contact with customer service which is also very lazy , uncaring and doesn’t solve problems. I do so many email even done complaints but nothing happen . In my opinion , this bank need to be closed down
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John ku marJohn ku mar

App rubbish

Can’t even connect ur bank says there issue. Keep getting logged out. Not great
Mitzy2013Mitzy2013

Impossible to onboard

I have all the proper documents, but never succeeded in onboarding due to their weird onboarding algorithms and terrible customer support
imagedezachimagedezach

Closed my account for no reason

Closed my account for no reason. Although I had it for years and didn’t do anything wrong with it. Support was terrible. Would not recommend to anyone!
MrgrayukMrgrayuk
See 330 more reviews

FAQ

What does this app do?

This app provides a digital banking alternative that allows you to open GBP, EUR, or RON accounts directly from your phone. You can manage your money across different currencies, send and receive money locally and internationally, and use a contactless debit card globally. It also offers budgeting tools, real-time notifications, and savings features.

What are the key features of this banking alternative?

Key features include the ability to open multiple currency accounts, a contactless Mastercard debit card for global use with no extra fees on spending, quick local and international money transfers, virtual cards for secure online payments, and savings pots. It also offers real-time notifications, a detailed spending overview, and direct debit management.

How much does this app cost?

The app is free to download and use for its core banking functionalities. While the description mentions 'free with in-app purchases' and 'hasAds: true', specific details on what constitutes an in-app purchase or the extent of ads are not provided. However, it emphasizes a fuss-free and easy experience.

Who can open an account with this app?

You can open an account with this app if you are at least 18 years old and live in the European Economic Area (EEA), regardless of your citizenship or financial history. This makes it accessible for many individuals who may have difficulty opening traditional bank accounts.

What are common use cases for this app?

Common use cases include managing money while living, working, or studying abroad, easily switching between currencies for travel or international transactions, sending money to friends and family overseas, and budgeting effectively with real-time spending insights. It's also useful for setting up direct debits and receiving salary payments.