Best UPI Merchant alternatives: apps like UPI Merchant

9+ similar apps compared and reviewed

3.7 avg rating

9 free apps

Updated October 2026

UnionPay International Co., Ltd.

Whether you want more options like UPI Merchant or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to UPI Merchant

#1

AppoQR by Stuffrs S.A

Global NFC & QR Hub

Editor's Choice

0.0(0 ratings)

Free

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#2

Aleta Planet by ALETA PLANET PTE. LTD.

Live Local, Spend Smart

Strong Contender

0.0(0 ratings)

Free

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Manage your money globally with this comprehensive finance app. It offers seamless payments, international money transfers, and global eSIM services. Securely spend worldwide with a Visa card and utilize unified QR payments across supported markets.

#3

BHIM SBIPay by State Bank of India

Worth Considering

3.0😞(99 ratings)

Free

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This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

What We Love

👍 User-friendly interface design
🔒 Strong security features
💳 Easy money transfer functionality
⚡ Quick payment processing when working
📱 Convenient UPI payment option

Room to Improve

🐛 Frequent app crashes and freezes
❌ Poor performance on iOS platform
🌐 Persistent communication errors
⏱️ Extremely slow app loading times
🔐 Problematic OTP verification process
📵 No eSIM support for international users
🚫 Non-functional for NRI/overseas accounts
🔄 Constant re-verification loops
💥 Session expiration issues
🌍 No support for international phone numbers
📱 Incompatible with older iPhone models
🔌 Forced minimization restrictions during registration
❌ Missing SMS autofill feature
🔋 Device blocking after verification failures
📊 Inconsistent transaction limits
🎯 Unreliable payment mandate handling

More apps like UPI Merchant

Cheq:UPI for Foreigners & NRIs

Cheq:UPI for Foreigners & NRIs

Cheq:UPI for Foreigners & NRIs

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

Fast and secure UPI paymentsScan QR codes to pay merchantsOnline payments with UPI handle

Compare with UPI Merchant

Paytm for Business

Paytm for Business

Paytm for Business

Accept & Manage Payments

This app allows businesses to easily accept digital payments from customers through various methods like UPI, cards, and wallets. Merchants can generate QR codes, create payment links, track transactions in real-time, and manage customer ledgers. It also offers instant bank settlements and GST invoice generation.

Accept payments via UPI, cards, walletsGenerate All-In-One QR CodeCreate payment links

free with in-app purchases

Compare with UPI Merchant

BigPay – financial services

BigPay – financial services

BigPay – financial services

Spend, send, receive, track

Manage your finances effortlessly with this app. Track expenses, save money, and make payments globally using physical or virtual cards and QR codes. It offers fast international remittances and seamless bill payments.

Simple expense trackingSave money with StashesPhysical and virtual Visa card payments

free with in-app purchases

Compare with UPI Merchant

slice: UPI credit card & bank

slice: UPI credit card & bank

slice: UPI credit card & bank

A new bank, for a new India

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns

Compare with UPI Merchant

PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges

free with in-app purchases

Compare with UPI Merchant

by 中国银行股份有限公司

Manage your finances on the go with a user-friendly mobile banking platform. Access account details, make transfers, pay bills, and manage credit cards. Supports international users with multiple languages and global account management.

Account enquiryTransfer & remittanceBill payment

Compare with UPI Merchant