Best apps like XCel Business

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated August 2026

Whether you want more options like XCel Business or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to XCel Business

Revolut Business#1

Revolut Business by Revolut Ltd

Go beyond business as usual
Editor's Choice
💰 Finance
4.9😐(2.8K ratings)
Free
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Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

What We Love

  • 🚀 Fast and easy to use
  • 👍 Intuitive and modern interface
  • 💳 Seamless multi-currency and international payments
  • 📊 Helpful financial insights and reporting

Room to Improve

  • 🔒 Concerns about account security and freezes
  • 🕰️ Slow customer support and resolution of issues
  • 💰 Unexpected fees and changes to pricing plans
Yunlen#2

Yunlen by Bilitech LL

Global finance
Strong Contender
💰 Finance
2.4(31 ratings)
Free
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Manage your money globally with this secure fintech app. It offers instant US & EU bank accounts, virtual cards for online shopping, and a multi-currency wallet. Send money internationally with transparent fees and fast delivery.

Mercuryo Bitcoin Cryptowallet#3

Mercuryo Bitcoin Cryptowallet by MoneyAmber UAB

Your Go-to Bitcoin wallet
Worth Considering
💰 Finance
4.7(1.1K ratings)
Free
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Easily buy, sell, and exchange cryptocurrencies like Bitcoin and Ethereum using your bank card. This licensed European wallet offers instant cash-out to your bank card and secure transactions with PCI DSS compliance. Manage your crypto portfolio with features like transaction history and multi-language support.

More apps like XCel Business

4
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
💰 Finance
(2.4K)
free with in-app purchases
5
YouTrip
YouTrip
YouTrip
Best rates all day
Free

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Multi-currency mobile walletMastercard for global spendingBest exchange rates
💰 Finance
(385)
free with in-app purchases
6
Kontist by Shine
Kontist by Shine
Kontist by Shine
Business Banking
Free

This app provides a free online business account with integrated accounting and expense management tools for SMEs and freelancers. It offers features like a German IBAN, Visa card, real-time transfers, and automatic tax calculation. Secure banking is ensured through a partnership with a BaFin-regulated institution.

Free online business accountIntegrated accountingExpense management
💰 Finance
(20)
free with in-app purchases
7
Ampere Mobile Business Account
Ampere Mobile Business Account
Ampere Mobile Business Account
Money Transfer and Online Pay
Free

Open a business bank account in minutes with a comprehensive banking solution. Send and receive money internationally, manage multiple currencies, and utilize a free corporate debit card. Includes tools for online payments and invoice management.

Open business account in minutesSend/receive money internationallyMulti-currency account with UK/EU IBANs
💰 Finance
(57)
free with in-app purchases
8
Tap - Mobile Finance
Tap - Mobile Finance
Tap - Mobile Finance
Money, social and more.
Free

Manage your money globally with ease. This app offers borderless spending in multiple currencies, effortless money tracking, and simple international money transfers. Enjoy secure transactions, instant notifications, and 24/7 customer support for a seamless financial experience.

Borderless spending in multiple currenciesEffortless money management and spending trackingSimple and secure global money transfers
💰 Finance
(25)
free with in-app purchases
9
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

Check account balancesPay bills and transfer moneyTrack and cancel subscriptions
💰 Finance
(20K)
free
10
Ecobank Mobile App
Ecobank Mobile App
Ecobank Mobile App
by ECOBANK
Free

Manage your bank accounts and perform financial transactions instantly and securely on your mobile device. Access banking services 24/7, send money across 33 African countries, and open a digital account.

Send money to 33 African countriesOpen Ecobank Xpress AccountCheck account balances and history
💰 Finance
(1.3K)
free