YONO SBI:Banking and Lifestyle

YONO SBI:Banking and Lifestyle

Bank,Invest,Shop,Travel

2.9K ratings
835 reviews
Free

Details

  • Released
  • Updated
  • October 21, 2017
  • July 30, 2026

Features

YONO SBI:Banking and Lifestyle screenshot #1 for iPhone
YONO SBI:Banking and Lifestyle screenshot #2 for iPhone
YONO SBI:Banking and Lifestyle screenshot #3 for iPhone
YONO SBI:Banking and Lifestyle screenshot #4 for iPhone
YONO SBI:Banking and Lifestyle screenshot #5 for iPhone
YONO SBI:Banking and Lifestyle screenshot #6 for iPhone
YONO SBI:Banking and Lifestyle screenshot #7 for iPhone
YONO SBI:Banking and Lifestyle screenshot #8 for iPhone
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About

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital banking
Instant account opening
Seamless UPI and quick-pay
Effortless bill payments
Apply for credit cards, mutual funds, insurance
24x7 fund management
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What users say

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What's New in YONO SBI

2.29.17

July 30, 2026

Key Enhancements and New Features in this Release: • Simplified password implementation for documents generated in Manage Loans, Interest Certificate, E-shield, PAPL, Insta Home Top-up loan, PPF and GPAI Manage. • Joint Account Opening for ETB Customers. • Fund Transfer Functionality for VAN. • UPI widget functionality. • E-pay funding module integration. • Optimized application performance and stability for a seamless customer experience.

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User reviews

International SMS Requirement Makes NRI Signup Difficult

The app registers by sending an SMS from your phone to an Indian number. If you don’t have an international SMS plan, you won’t be able to use it. I’m not sure why they’re marketing it to NRIs when it requires sending an international SMS.

Nobody cares to respond to the emails sent to YONO email support

Can’t register as there’s only one way to register is to send SMS from phone

Can’t pay loan through the new app

I have been trying to pay my education loan through the app but I can see the loan account in the payee section but it doesn’t do anything

Trapped in a forced update loop – Pathetic validation

The latest update makes the YONO app completely incompatible with iOS versions below 17.0. As an iPhone X user, I am locked out entirely. Even if you manage to install a previously compatible version, the app immediately forces a hard stop and demands an update to the latest version—which my phone physically cannot download.

If you are going to drop support for older iOS versions, at least allow legacy versions to continue functioning for essential banking needs, rather than creating a broken, looping user experience. Pathetic validation and terrible customer experience for long-time users.
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Response from developer

Dear User, this change is to enhance security and performance. Older OS versions lack the latest updates, leaving users vulnerable, especially with financial data. By restricting outdated OS versions, YONO ensures a platform that meets current security standards. Please access banking at www.onlinesbi.sbi with your userID n password

Sloppy App

Very sloppy by SBI. The earlier version of the website was much more robust and so much more functionality in terms of the services one could complete online. In a rush to move to the new version, SBI has chosen to completely ignore all of the functionality and put together a new version that looks pretty but lacks many of the earlier online features. With India as a growing economy with so much of tech capability available, it’s lousy when compared to apps of leading financial institutions in the West. Is this all SBI is capable of? Example - App doesn’t work if you are on WiFi in Aeroplane mode - seriously? As long as Face ID and two factor authentication works, does SBI think that blocking usage access with no cellular signal actually improves security? SBI’s leadership team should be ashamed of itself
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Response from developer

We regret the inconvenience you're facing with the app after the update. To help us look into this please email us at appfeedback.yono@sbi.co.in with your registered contact number, error description and ticket no. SBIAPS150726002 in the subject line. Thankyou!

Developer apps

User experience

🐞

Reported Bugs

6 issues

App crashes after updates

Bug

Registration process not working

Bug

Unable to login or register

Bug

App not compatible with eSIM or international numbers

Bug

Blank or unresponsive screens

Bug

Inconsistent behavior across devices

Bug

Requested Features

6 requests

Allow login via internet banking credentials

Feature

Provide option to change password

Feature

Improve UX and UI design

Feature

Add support for biometric authentication

Feature

Optimize app for better performance

Feature

Make the app more user-friendly for NRI customers

Feature

FAQ

What does the YONO SBI app do?

The YONO SBI app is a comprehensive digital banking and lifestyle platform. It allows users to perform banking transactions, make payments, manage investments, apply for loans and credit cards, and access shopping and travel services.

What are the key features of the YONO SBI app?

Key features include an all-in-one digital banking experience for payments, savings, investments, and loans. It also offers simple account opening, effortless bill payments with budget tracking, and the ability to apply for credit cards, mutual funds, and insurance directly within the app.

Is the YONO SBI app free to use?

Yes, the YONO SBI app is available for free. There are no upfront costs to download or use the core banking and lifestyle features provided by the application.

Who is the YONO SBI app designed for?

This app is designed for existing and new SBI customers who want a convenient and integrated way to manage their finances, make payments, invest, shop, and plan their travel all from a single platform.

How does the app help with managing finances?

The app provides 24x7 access to manage funds, monitor spending, and plan finances effectively. It includes features like effortless bill payments, auto reminders, and budget tracking to help users stay on top of their financial goals.