Best apps like ZEN.COM: Multi-Currency Wallet

11+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated September 2026

ZEN.COM is great, but it's not the only option. Explore 11+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to ZEN.COM

OnePay – Mobile Banking#1

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
πŸ’° Finance
4.9😞(435K ratings)
Free
#7in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • πŸš€ Efficient banking features
  • πŸ”’ Secure transactions
  • πŸ‘ Intuitive user interface
  • πŸ’‘ Useful budgeting tools
  • πŸ€‘ Generous cash back and rewards

Room to Improve

  • πŸ› Unreliable app performance
  • 🀯 Frustrating account changes
  • πŸ€” Lack of transparency
  • πŸ™…β€β™€οΈ Poor customer service
  • πŸ’Έ Unexpected fees and charges
N26 β€” Love your bank#2

N26 β€” Love your bank by N26 SE

Bank, save, and invest
Strong Contender
πŸ’° Finance
4.6😞(12K ratings)
Free
N26 β€” Love your bank screenshot 1
N26 β€” Love your bank screenshot 2
N26 β€” Love your bank screenshot 3
N26 β€” Love your bank screenshot 4
N26 β€” Love your bank screenshot 5
N26 β€” Love your bank screenshot 6

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

What We Love

  • πŸš€ Easy and fast account setup
  • πŸ’³ Great mobile banking app experience
  • 🌍 Convenient for international users
  • πŸ’³ No fees for ATM withdrawals
  • πŸ‘ User-friendly and intuitive interface
  • πŸ•° Early paycheck deposit availability

Room to Improve

  • πŸ› Unreliable customer support
  • πŸ”’ Security and account freezing issues
  • πŸ’³ Limited banking features compared to competitors
  • πŸ•° Slow response times for account verification and transfers
  • 🚫 Inability to use the account in certain regions or stores
4.7(2.4K ratings)
FreeAds
Monese - A banking alternative screenshot 1
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Monese - A banking alternative screenshot 3
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Monese - A banking alternative screenshot 5
Monese - A banking alternative screenshot 6

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

More apps like ZEN.COM

4
bunq
bunq
bunq
Bank, save, invest with ease
Free

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Multiple bank accountsCard managementSavings accounts and term deposits
πŸ’° Finance
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freemium
5
PaysafeCard - prepaid payments
PaysafeCard - prepaid payments
PaysafeCard - prepaid payments
Pay online without credit card
Free

Pay online without a bank account or credit card. This app allows you to use cash for online purchases, buy gift cards, and manage a personal debit Mastercard and IBAN. It offers a secure and convenient way to control your spending.

Pay online with cashBuy prepaid codesUse as a digital wallet
πŸ’° Finance
(254)
free with in-app purchases
6
Wirex: All-In-One Trading App
Wirex: All-In-One Trading App
Wirex: All-In-One Trading App
Trade Invest Currency & Crypto
Free

Manage both cryptocurrency and traditional currency seamlessly. Trade over 100 coins, earn rewards with a linked card, and access savings accounts with competitive interest rates. Offers crypto-backed loans with 0% interest.

Trade over 100 cryptocurrenciesEarn Cryptobackβ„’ rewardsStaking for up to 20% AER
πŸ’° Finance
(847)
free with in-app purchases
7
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
πŸ’° Finance
(2.9K)
subscription
8
TransferGo: Money Transfer
TransferGo: Money Transfer
TransferGo: Money Transfer
Send money abroad fast & wise
Free

Send money internationally quickly, affordably, and securely. This app allows users to transfer funds to 164 countries in 41 currencies with transparent fees and excellent exchange rates. Join millions who trust this service for fast, hassle-free global money transfers.

Fast international money transfersLow fees and excellent exchange ratesSend to 164 countries
πŸ’° Finance
(515)
free with in-app purchases
9
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Grow your wealth globally
Free

This digital banking app offers fee-free multi-currency spending, international transfers, and Sharia-compliant savings accounts. It also provides opportunities for UK property investment and finance, all managed through a smartphone.

Fee-free multi-currency spendingInternational money transfersSharia-compliant savings accounts
πŸ’° Finance
(3.6K)
free
10
Paytend
Paytend
Paytend
by PAYTEND EUROPE UAB
Free

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

SEPA account openingGlobal money transfersCurrency exchange
πŸ’° Finance
(0)
free