Comparison

Accolade, Inc. vs Credence

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accolade, Inc.

Access personalized healthcare with integrated benefits and clinical guidance. Connect with virtual primary and urgent care physicians, therapists, and specialists. Get answers about coverage, bills, and find local providers easily.

Highlights
  • Personalized health assistant
  • Virtual urgent and primary care
  • Access to therapists and specialists
  • Secure messaging and phone support
  • Answers to coverage and benefits questions
  • Virtual wallet for health cards
  • Prescription benefit card access
Features
Read full description

Personalized Healthcare focused on integrated access to benefits and clinical guidance right from your phone. Your Accolade Health Assistant® now adds our best-in-class virtual urgent and primary care physicians. You also gain access to our own therapists and medical specialists right at your fingertips. Our goal is to provide you with the best whole-person care in a way that meets your goals and your schedule. * Message your health assistant securely, with an easy way to connect by phone if needed * Get answers to coverage and benefits * Speak to a physician virtually 24 hours a day * Connect with mental health providers * Get a second opinion with access to our nation-wide specialists * Ask your health assistant for help finding a nearby local physician or facility * Get answers to your questions regarding your healthcare bills * Use the Accolade virtual wallet - share cards with your doctor right from the app * Also use your prescription benefit card from the app Don’t have an Accolade Health Assistant® yet? When you send your first secure message from the app, you’ll be assigned a dedicated health assistant for your entire family. Your health assistant gets to know you and understand your needs and goals. They will help you make the best decisions for you and your family.

About

Credence

Access your health plan details, claims, and benefits on the go. Easily view your member ID card, track spending, and find in-network providers. Securely communicate with customer service for a streamlined experience.

Highlights
  • Log in with Touch/Face ID
  • Check claims and benefits
  • View member ID card
  • Track deductible and out-of-pocket spend
  • Find in-network providers
  • Secure customer service communication
Features
Read full description

The Credence mobile app is now available for your iPhone intended for use by all Credence Blue Cross and Blue Shield members. Save time, and get your plan details on the go. Features for members: • Log in easily with Touch/Face ID options • Check your claims and benefits • View or email your member ID card • Track your deductible and out-of-pocket spend • Find an in-network provider with the Find Care tool • Communicate securely with Customer Service Use your Credence username and password to access your online account from the app. You can also set up Touch or Face ID for quicker access. *There is no charge from Credence Blue Cross and Blue Shield to download the Credence mobile app, but rates from your wireless provider may apply. This Information is for educational purposes only and is not a substitute for personal care from a licensed physician. Please consult your physician for diagnosis and treatment options.

Screenshots

Accolade, Inc.4 screens
Credence4 screens

Verdict

The call

The clearest difference is rating: Accolade, Inc. at 4.8 against Credence's 3.9. Accolade, Inc. also leads on review sentiment (36% vs 10%) and ratings volume (42K vs 474). Credence's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accolade, Inc. holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Accolade, Inc. has 42K ratings behind it against 474, so its average is the more settled of the two. Written reviews point the same way: 36% of Accolade, Inc.'s written reviews are positive against 10% of Credence's.

UpkeepUpdate frequency

Accolade, Inc. ships an update fortnightly, Credence every 2 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
Accolade, Inc. versus Credence: the parameters behind the verdict, then further details
ParameterAccolade, Inc.Credence
PriceFreeFree
Rating4.8 (42K ratings) — better3.9 (474 ratings)
Positive reviews35.6% of reviews — better10.0% of reviews
Number of ratings42K — better474
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size242 MB29 MB
Age rating12+12+
DeveloperAccolade, Inc.UTIC Insurance Company

Customer experience

Accolade, Inc.

All ratings41,976 ratings
Positive96.8%
Neutral1.7%
Negative1.5%
Written reviews233 reviews
Positive35.6%
Neutral1.7%
Negative62.7%

Credence

All ratings474 ratings
Positive71.5%
Neutral2.5%
Negative25.9%
Written reviews30 reviews
Positive10.0%
Neutral6.7%
Negative83.3%

User reviews

Accolade, Inc.

From 42K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Helpful service
  • 💡 Convenient app features
  • 🙌 Excellent customer service

Room to improve

  • 🐛 Unreliable notifications
  • 🕰️ Slow response times
  • 🤖 Scripted/unhelpful responses
  • 🤯 Frustrating user experience

Credence

From 474 App Store ratings

What we love

  • 👍 On-the-go information access
  • 👍 Virtual card is nice
  • 🚀 Faster experience (one review)
  • 👍 Good so far (two reviews)

Room to improve

  • 🐛 App never works
  • 🐛 App is terrible
  • 🐛 App is not user friendly
  • 🐛 App is archaic
  • 🐛 App is useless

Bugs and requests

Accolade, Inc.

Reported bugs

3 issues
  • Login/password reset issues
  • Inability to access PDF documents
  • Disconnections during telehealth appointments

Requested features

3 requests
  • Option to call representative directly from app
  • Improved search and filtering for providers
  • 24/7 availability of agents

Credence

Reported bugs

13 issues
  • App will not let me view network
  • App never works for looking up doctors
  • Unable to see claims submitted over a month ago
  • ID verification via text/email does not work
  • App freezes and does not load properly
Show 8 more
  • App stays on loading screen and never loads
  • App perpetually hangs on loading screen after login
  • Login credentials result in an indefinite loading screen
  • App gets stuck on the load screen
  • Dual factor authentication screen does not work
  • Find care and claims sections show a buffering circle indefinitely
  • App times out
  • Benefits shut off unexpectedly

Requested features

8 requests
  • Invest in human-centered design for better UX
  • Improve ID verification process (text/email)
  • Allow adding ID card to Apple Wallet
  • Provide clear information on what is paid and owed
  • Display deductible and OOP status
Show 3 more
  • Enable viewing of pharmacy claims
  • Include dependent suffixes in the app
  • Ensure benefits are active when they should be

In-app purchases

None

Accolade, Inc.

No in-app purchases

None

Credence

No in-app purchases

Questions

Is Accolade, Inc. free?
Accolade, Inc. is free to download, with no in-app purchases.
Is Credence free?
Credence is free to download, with no in-app purchases.
Which has better reviews, Accolade, Inc. or Credence?
Accolade, Inc. is rated higher. Accolade, Inc. averages 4.8 out of 5 from 42K ratings, while Credence averages 3.9 from 474 ratings.
Do Accolade, Inc. or Credence have ads?
Neither Accolade, Inc. nor Credence shows ads.
Which is updated more often, Accolade, Inc. or Credence?
Accolade, Inc. ships an update fortnightly, and Credence every 2 months. Most recently, Accolade, Inc. was updated on September 24, 2026 and Credence on September 22, 2026.

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