bKash vs UCB One

Introducing bKash App, with an elegant look, and exciting features, to make your life simpler and easier. Register a bKash account right from the app in a few minutes, add money from your bank account or card, and get going. Recharge mobile balance, scan QR to pay at your favorite stores, pay utility and other bills from home, send money to people, and get different lifestyle services, all in a highly secure mobile money app. Discover the best bKash offers near you, get suggestions from bKash on what services you can explore next, and use shortcuts for your most frequent transactions in bKash App. FAST ACCOUNT REGISTRATION No bKash account? No worry! You can now explore bKash App, its services, features, and offers without an account. After you are done exploring, you can register a new bKash account in a few minutes right from bKash App, using your National ID. ADD MONEY FROM BANK ACCOUNT & CARD Now you have an account, but you need money in it, right? Transfer funds instantly from your bank account or card, to any bKash account using the Add Money service. SUPER FAST QR TRANSACTIONS Use the Scan QR button in the home screen at stores and shops for Payment, at Agent points for Cash Out or with other bKash users for Send Money – faster and error-free. OFFERS NEAR YOU Get the best bKash offers at your nearest payment points, all in one place under the Offers section in your home screen. TRANSACTION SHORTCUTS In the My bKash section, use shortcuts for your most frequent transactions to make them faster. SUGGESTIONS FOR YOU Find suggestions from bKash on what other services, Merchants, billers, and other partners you can try out. INBOX – TRANSACTIONS & PROMOTIONS Access notifications on your latest bKash transactions and promotional offers, from the Inbox button at the bottom of your home screen. MOBILE RECHARGE Recharge mobile balance or pay postpaid mobile bills for all major mobile network operators very quickly using amount shortcuts: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Let bKash App take care of latest offers and best deals of your mobile operator. View and purchase recharge-based Internet, Voice and Bundle offers of different mobile operators in Mobile Recharge. PAY YOUR BILLS Make payments for your monthly utility bills such as electricity, gas, internet, and other services, right from the comfort of your home. GET DIFFERENT LIFESTYLE SERVICES Want a one-stop-shop for your lifestyle needs? Let bKash app be your companion for food delivery, online shopping, bus, train, launch and air tickets, movie tickets, hotel booking for traveling, and many more. HIGHLY SECURE MOBILE BANKING We take the security of your bKash account very seriously. We send you an OTP to verify your bKash account during first log-in. bKash App also asks for your PIN during both log-in, and transactions. EASE OF ACCESS Use the app in either Bangla or English, and change between the two whenever you want. STATEMENT Exert greater control over your mobile wallet by accessing your detailed transaction history, and a monthly transaction summary. CHECK LIMIT Know how much more you can transact by having a real-time view of your transaction limits. ONE-TAP BALANCE CHECK Checking your balance is just a tap away. We also help protect your data by hiding the balance after a few seconds. GREATER TRANSPARENCY & CONTROL Have greater visibility over your bKash transactions – while entering the amount, you will see your available balance, auto-calculated service charge, and projected new balance – all before completing the transaction.

About UCB One UCB One is the official digital banking app of United Commercial Bank PLC, designed for secure and convenient banking. Open accounts, manage finances, and perform transactions anytime, anywhere. Account Opening Open a bank account directly through the app using your NID, without visiting a branch. Subject to regulatory requirements and verification. Banking Services •⁠ ⁠View and manage accounts, cards, and transactions •⁠ ⁠Transfer funds to UCB and other banks (EFTN/NPSB/RTGS) •⁠ ⁠Send money to MFS wallets (bKash, Nagad, Rocket, upay) •⁠ ⁠Pay bills, mobile top-ups, and schedule payments •⁠ ⁠Download statements and access banking services Tools & Convenience •⁠ ⁠Personal finance tools and EMI calculator •⁠ ⁠Cash by Code for secure cardless ATM withdrawal •⁠ ⁠ATM and branch locator Security •⁠ ⁠Multi-layer authentication and OTP verification •⁠ ⁠Real-time alerts and notifications •⁠ ⁠Secure protection of customer data and transactions Disclaimer Services are subject to applicable regulations, transaction limits, and system availability.