Skiply vs ILOE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Skiply
This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.
- Secure school payments
- Tuition, uniform, book payments
- Digital permission slips
- Email receipts
- Multiple card support
- Transaction history access
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Skip the hassle with easier school payments. Skiply is a mobile payment service powered by RAKBANK that allows parents to make secured payments to schools in UAE with any bank Card. Skiply features include; tuition fee, uniforms, transportation, books payments using a mobile app, signed permission slips for events, email receipts, multiple card support, and much more. Making school payments have never been this easy, say Goodbye to waiting in queues to pay for your Childs’s school fee. Good enough? What if we say, School books for your child is just a login away, ready to get started? Download the app and skip quickly through the long waiting queues. The interface is well-designed and straightforward with impressive offers and push notifications, reminding you of when payments are due. Here are some of Skiply’s features: Seamless user registration, student registration, product catalogue for your school, notifications, order management, Online payment and offers, Email receipts, Multiple card support and much more to explore! With Skiply you can: • Discover all the schools near your location. • Pay online: users can pay off the school products ahead of time, then collect the products or have it delivered to your home. • Parents can pay online for student events arranged by school and sign school permission slip digitally • Create a free MasterPass account: Skiply uses MasterPass, MasterCard’s secure digital wallet solution that accepts MasterCard and Visa. • The Apple Pay/Samsung pay/Google pay checkout option is coming later this year. • Access your eReceipts: now you can easily review your Skiply transaction history in the app. Once you select the school, the app checks for the students registered for that school, Once you click add student you will see your child’s details. Confirm and you are now ready to start exploring the school’s catalogue and make payments for your child’s school needs. You can pay using one of your uploaded payment cards whenever you like. That means you can skip quickly to completion without having to visit the school and spend your precious time waiting in queues. The great thing about Skiply is that family members and guardians who have the app can also use it to pay. All family members will have access to the transaction history. Thanks to Skiply, the payment outstanding is cleared the minute the payment is successfully completed. Is my payment secure? Can someone see my card details? Is it safe to save my card in the Skiply wallet? Well worry no more, the technology provides a single digital storage place for all your payment and shipping information, and encrypts it to keep it out of harm’s way. When you make an online purchase, you simply use the digitally secure checkout option and your payment is processed using the information you have stored.
ILOE
This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.
- Involuntary Loss of Employment insurance
- Financial protection up to 20,000 AED
- Covers federal government sector
- Covers private sector
- Job loss compensation
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The United Arab Emirates is introducing a new insurance for workers who work in the federal goverment and private sectors known as the Involuntary Loss of Employement or ILOE ,this plan protects you if you ever loose your job,by offering upto 20 thousand dirhams in compensation. For More Information Please visit our website www.iloe.ae or call us on 600 599555.
Screenshots
Verdict
The clearest difference is rating: Skiply at 4.8 against ILOE's 1.1. Skiply also leads on review sentiment (47% vs 7%) and update cadence (fortnightly vs every 3 months). ILOE's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Skiply holds the better App Store score, 4.8 against 1.1. That said, the two scores are not equally well evidenced: Skiply has 454 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 7% of ILOE's.
Skiply ships an update fortnightly, ILOE every 3 months. The most recent releases landed on October 12, 2026 and October 5, 2026 respectively.
| Parameter | Skiply | ILOE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (454 ratings) — better | 1.1 (23 ratings) |
| Positive reviews | 47.1% of reviews — better | 7.3% of reviews |
| Number of ratings | 454 — better | 23 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 40 MB | 25 MB |
| Age rating | 4+ | 17+ |
| Developer | The National Bank of Ras Al-Khaimah (P.S.C) | DUBAI INSURANCE COMPANY(P.S.C.) |
Customer experience
Skiply
ILOE
User reviews
Skiply
From 454 App Store ratingsWhat we love
- 👍 Good for paying school fees
- 👍 Simple and easy to use
- 👍 Nice app for school payments
- 👍 Cool and easy to manage school fees
Room to improve
- 🐛 Update has broken payments features
- 🐛 No OTP received
- 🐛 Repetitive and long sign-up process
- 🐛 Payment info entry is confusing and potentially insecure
- 🐛 Outstanding fees not showing
ILOE
From 23 App Store ratingsWhat we love
- 👍 User friendly policy purchase journey
Room to improve
- 🐛 App is full of bugs
- 🐛 App doesn't work
- 🐛 App doesn't open
- 🐛 Blank white screen
- 🐛 Session expired error
Bugs and requests
Skiply
Reported bugs
11 issues- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed
Show 6 moreShow fewer
- App lagging
- Cannot process payments for multiple children simultaneously
- Login error: 'couldn't login due to hystrix callback invoked'
- App freezes during payment selection
- Back button malfunction
- Registration failure
Requested features
2 requests- Allow multiple kids to be paid for at once
- Improve payment security
ILOE
Reported bugs
18 issues- App not opening
- Blank white screen on opening
- Session expired error during data entry
- App not working when outside UAE/connected to non-UAE network
- App crashes frequently
Show 13 moreShow fewer
- App repeating steps unnecessarily
- Keyboard not appearing for input
- Unable to edit personal details
- Unable to register new users
- API errors preventing functionality
- Request timeout errors
- Login failures
- Support service is unhelpful and provides generic responses
- App charged a user twice for a single transaction
- New user registration fails due to backend issues
- OTP requests fail due to backend issues
- App hangs or freezes on certain devices
- App not working with specific iOS versions (e.g., iOS 17)
Requested features
17 requests- Fix app not opening
- Fix session expired error
- Fix not working abroad
- Fix blank white screen
- Fix app crashes
Show 12 moreShow fewer
- Fix keyboard not appearing
- Fix inability to edit details
- Fix inability to register
- Fix API errors
- Fix request timeout
- Fix login issues
- Improve support service
- Fix double charging issue
- Improve navigation for new users
- Allow app to work outside UAE
- Allow app to work on all devices
- Ensure app works with latest iOS versions
In-app purchases
Skiply
No in-app purchases
ILOE
No in-app purchases








