Comparison

Skiply vs ILOE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skiply

This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.

Highlights
  • Secure school payments
  • Tuition, uniform, book payments
  • Digital permission slips
  • Email receipts
  • Multiple card support
  • Transaction history access
Features
Read full description

Skip the hassle with easier school payments. Skiply is a mobile payment service powered by RAKBANK that allows parents to make secured payments to schools in UAE with any bank Card. Skiply features include; tuition fee, uniforms, transportation, books payments using a mobile app, signed permission slips for events, email receipts, multiple card support, and much more. Making school payments have never been this easy, say Goodbye to waiting in queues to pay for your Childs’s school fee. Good enough? What if we say, School books for your child is just a login away, ready to get started? Download the app and skip quickly through the long waiting queues. The interface is well-designed and straightforward with impressive offers and push notifications, reminding you of when payments are due. Here are some of Skiply’s features: Seamless user registration, student registration, product catalogue for your school, notifications, order management, Online payment and offers, Email receipts, Multiple card support and much more to explore! With Skiply you can: • Discover all the schools near your location. • Pay online: users can pay off the school products ahead of time, then collect the products or have it delivered to your home. • Parents can pay online for student events arranged by school and sign school permission slip digitally • Create a free MasterPass account: Skiply uses MasterPass, MasterCard’s secure digital wallet solution that accepts MasterCard and Visa. • The Apple Pay/Samsung pay/Google pay checkout option is coming later this year. • Access your eReceipts: now you can easily review your Skiply transaction history in the app. Once you select the school, the app checks for the students registered for that school, Once you click add student you will see your child’s details. Confirm and you are now ready to start exploring the school’s catalogue and make payments for your child’s school needs. You can pay using one of your uploaded payment cards whenever you like. That means you can skip quickly to completion without having to visit the school and spend your precious time waiting in queues. The great thing about Skiply is that family members and guardians who have the app can also use it to pay. All family members will have access to the transaction history. Thanks to Skiply, the payment outstanding is cleared the minute the payment is successfully completed. Is my payment secure? Can someone see my card details? Is it safe to save my card in the Skiply wallet? Well worry no more, the technology provides a single digital storage place for all your payment and shipping information, and encrypts it to keep it out of harm’s way. When you make an online purchase, you simply use the digitally secure checkout option and your payment is processed using the information you have stored.

About

ILOE

This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.

Highlights
  • Involuntary Loss of Employment insurance
  • Financial protection up to 20,000 AED
  • Covers federal government sector
  • Covers private sector
  • Job loss compensation
Features
Read full description

The United Arab Emirates is introducing a new insurance for workers who work in the federal goverment and private sectors known as the Involuntary Loss of Employement or ILOE ,this plan protects you if you ever loose your job,by offering upto 20 thousand dirhams in compensation. For More Information Please visit our website www.iloe.ae or call us on 600 599555.

Screenshots

Skiply4 screens
ILOE4 screens

Verdict

The call

The clearest difference is rating: Skiply at 4.8 against ILOE's 1.1. Skiply also leads on review sentiment (47% vs 8%) and update cadence (fortnightly vs every 3 months). ILOE's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Skiply holds the better App Store score, 4.8 against 1.1. That said, the two scores are not equally well evidenced: Skiply has 454 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 8% of ILOE's.

UpkeepUpdate frequency

Skiply ships an update fortnightly, ILOE every 3 months. The most recent releases landed on September 20, 2026 and August 1, 2026 respectively.

Scorecard5 real differences · 5 level
Skiply versus ILOE: the parameters behind the verdict, then further details
ParameterSkiplyILOE
PriceFreeFree
Rating4.8 (454 ratings) — better1.1 (23 ratings)
Positive reviews47.1% of reviews — better7.5% of reviews
Number of ratings454 — better23
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size40 MB25 MB
Age rating4+17+
DeveloperThe National Bank of Ras Al-Khaimah (P.S.C)DUBAI INSURANCE COMPANY(P.S.C.)

Customer experience

Skiply

All ratings454 ratings
Positive95.8%
Neutral0.7%
Negative3.5%
Written reviews17 reviews
Positive47.1%
Neutral0.0%
Negative52.9%

ILOE

All ratings22 ratings
Positive4.5%
Neutral0.0%
Negative95.5%
Written reviews40 reviews
Positive7.5%
Neutral0.0%
Negative92.5%

Bugs and requests

Skiply

Reported bugs

11 issues
  • Apple Pay and payment flow not working
  • Not receiving OTP for student addition
  • Repetitive student details entry
  • Confusing payment info entry with hidden CVC field
  • Outstanding fees not displayed
Show 6 more
  • App lagging
  • Cannot process payments for multiple children simultaneously
  • Login error: 'couldn't login due to hystrix callback invoked'
  • App freezes during payment selection
  • Back button malfunction
  • Registration failure

Requested features

2 requests
  • Allow multiple kids to be paid for at once
  • Improve payment security

ILOE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Skiply

No in-app purchases

None

ILOE

No in-app purchases

Questions

Is Skiply free?
Skiply is free to download, with no in-app purchases.
Is ILOE free?
ILOE is free to download, with no in-app purchases.
Which has better reviews, Skiply or ILOE?
Skiply is rated higher. Skiply averages 4.8 out of 5 from 454 ratings, while ILOE averages 1.1 from 23 ratings.
Do Skiply or ILOE have ads?
Neither Skiply nor ILOE shows ads.
Which is updated more often, Skiply or ILOE?
Skiply ships an update fortnightly, and ILOE every 3 months. Most recently, Skiply was updated on September 20, 2026 and ILOE on August 1, 2026.

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