Comparison

AAMI App vs Qantas Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

About

Qantas Pay

Manage your money and earn Qantas Points on everyday spending, both at home and abroad. Load funds in multiple currencies, lock in exchange rates, and enjoy no foreign transaction fees. Securely access your accounts and track your transactions with ease.

Highlights
  • Earn Qantas Points on spending
  • Load and hold 17 currencies
  • Lock in foreign exchange rates
  • No foreign transaction fees
  • No account fees
  • Add card to Apple Wallet
  • Secure login with Face ID/fingerprint
Features
Read full description

With Qantas Pay, you can earn Qantas Points on your own money at home and overseas. Lock in rates on 16 foreign currencies or load Australian dollars to spend worldwide - anywhere Mastercard® is accepted. Qantas Pay opens up a whole new world of points earning potential. Earn Qantas Points for simply loading your money and spending at home and overseas. • Earn 1 point per AU$1 equivalent loaded in foreign currency. • Earn 1 point per AU$1 spent overseas. • Earn 1 point per AU$4 when using your card at home - plus earn bonus points when spending on Qantas Flights, Marketplace and Wine. Plus, with Qantas Pay you can enjoy no foreign transaction fees and no account fees. Start planning your next adventure and discover how points make it possible with Qantas Pay. Manage your money with the Qantas Pay app • View your balances, transactions, statements and more. • Load funds by bank transfer, BPAY and debit card, or by using Apple Pay. • Hold up to 17 currencies. • Instantly add your Qantas Pay card to your Apple Wallet to shop in-store or online. • Instantly transfer funds between currencies and to other Qantas Pay cards. • Get help locking your card when you need it. • Change your card PIN. • View offers available to you when you use your Qantas Pay card. We take security seriously We take the safety of your data seriously, with advanced processes and systems in place to protect your information. And while logging in is as easy as using Face ID or your fingerprint, there’s extra authentication when you need a little extra peace of mind. Don’t have Qantas Pay? It only takes a few minutes to start enjoying all the great benefits Qantas Pay offers. Download the app and follow the prompts to sign up for free now. Any questions? Visit qantasmoney.com/qantas-pay T&CS apply. See full terms and conditions at www.qantasmoney.com/qantas-pay. Issuer: EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131. Consider PDS, FSG and TMD.

Screenshots

AAMI App4 screens
Qantas Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Qantas Pay at 41% against AAMI App's 17%. Qantas Pay also leads on monetization model (free vs ad-supported). AAMI App's advantage is rating (4.7 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AAMI App holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 29 and 17 respectively. Written reviews complicate that: 17% of AAMI App's written reviews are positive against 41% of Qantas Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AAMI App ships an update every 5 weeks, Qantas Pay monthly. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
AAMI App versus Qantas Pay: the parameters behind the verdict, then further details
ParameterAAMI AppQantas Pay
PriceFreeFree
Rating4.7 (29 ratings) — better4.5 (17 ratings)
Positive reviews17.2% of reviews41.1% of reviews — better
Number of ratings29 — better17
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.617.0 — better
Further details — not scored
Size249 MB132 MB
Age rating4+4+
DeveloperAAI LimitedQantas Airways Limited

Customer experience

AAMI App

All ratings29 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews99 reviews
Positive17.2%
Neutral8.1%
Negative74.7%

Qantas Pay

All ratings17 ratings
Positive88.2%
Neutral5.9%
Negative5.9%
Written reviews107 reviews
Positive41.1%
Neutral7.5%
Negative51.4%

Bugs and requests

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

Qantas Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AAMI App

No in-app purchases

None

Qantas Pay

No in-app purchases

Questions

Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Is Qantas Pay free?
Qantas Pay is free to download, with no in-app purchases.
Which has better reviews, AAMI App or Qantas Pay?
AAMI App is rated higher. AAMI App averages 4.7 out of 5 from 29 ratings, while Qantas Pay averages 4.5 from 17 ratings.
Do AAMI App or Qantas Pay have ads?
Neither AAMI App nor Qantas Pay shows ads.
Which is updated more often, AAMI App or Qantas Pay?
AAMI App ships an update every 5 weeks, and Qantas Pay monthly. Most recently, AAMI App was updated on October 3, 2026 and Qantas Pay on September 30, 2026.

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