ILOE vs Deem
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ILOE
This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.
- Involuntary Loss of Employment insurance
- Financial protection up to 20,000 AED
- Covers federal government sector
- Covers private sector
- Job loss compensation
Read full descriptionHide full description
The United Arab Emirates is introducing a new insurance for workers who work in the federal goverment and private sectors known as the Involuntary Loss of Employement or ILOE ,this plan protects you if you ever loose your job,by offering upto 20 thousand dirhams in compensation. For More Information Please visit our website www.iloe.ae or call us on 600 599555.
Deem
Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.
- Manage credit card and personal loans
- Apply for new credit cards
- Access benefits and rewards
- Receive customer support
- Secure financial data management
Read full descriptionHide full description
Introducing the all-new Deem Mobile App, a new digital experience to effortlessly manage your Deem Credit Card or Personal Loan. We've completely transformed the way you engage with your finances, delivering an unparalleled & intuitive user experience, with access to a wider range of Deem products and services. Features: Take Control: Seamlessly manage and control your finances with a few taps. You're in charge. Effortless Credit Card Applications: New customers can effortlessly apply for credit cards directly through the app, streamlining the onboarding process. Unlock a world of possibilities at your fingertips. All-in-One Hub: Access all your benefits and rewards in one place, making your financial experience truly comprehensive. Exceptional Customer Support: Our app is designed to provide help when you need it, ensuring you're never alone on your financial journey. Top-tier Security: Your financial data's security is our utmost priority. With state-of-the-art security measures, your information is safeguarded like never before. Download the new Deem Mobile App today and take hold of your financial future. Immerse yourself in the convenience, efficiency, and unwavering reliability of a financial companion that prioritizes your needs. Your path to an effortless digital experience is just a download away.
Screenshots
Verdict
The clearest difference is rating: Deem at 2.6 against ILOE's 1.1. Deem also leads on update cadence (every 3 weeks vs every 3 months). ILOE's advantage is ratings volume (23 vs 5) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Deem holds the better App Store score, 2.6 against 1.1. Both are backed by a comparable volume of ratings — 23 and 5 respectively. Written reviews point the same way: 7% of ILOE's written reviews are positive against 13% of Deem's.
ILOE ships an update every 3 months, Deem every 3 weeks. Both last shipped on October 5, 2026.
| Parameter | ILOE | Deem |
|---|---|---|
| Price | Free | Free |
| Rating | 1.1 (23 ratings) | 2.6 (5 ratings) — better |
| Positive reviews | 7.3% of reviews | 13.3% of reviews — better |
| Number of ratings | 23 — better | 5 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.6 |
| Further details — not scored | ||
| Size | 25 MB | 62 MB |
| Age rating | 17+ | 17+ |
| Developer | DUBAI INSURANCE COMPANY(P.S.C.) | Deem |
Customer experience
ILOE
Deem
User reviews
ILOE
From 23 App Store ratingsWhat we love
- 👍 User friendly policy purchase journey
Room to improve
- 🐛 App is full of bugs
- 🐛 App doesn't work
- 🐛 App doesn't open
- 🐛 Blank white screen
- 🐛 Session expired error
Deem
From 5 App Store ratingsWhat we love
- 👨💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates
Room to improve
- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues
Bugs and requests
ILOE
Reported bugs
18 issues- App not opening
- Blank white screen on opening
- Session expired error during data entry
- App not working when outside UAE/connected to non-UAE network
- App crashes frequently
Show 13 moreShow fewer
- App repeating steps unnecessarily
- Keyboard not appearing for input
- Unable to edit personal details
- Unable to register new users
- API errors preventing functionality
- Request timeout errors
- Login failures
- Support service is unhelpful and provides generic responses
- App charged a user twice for a single transaction
- New user registration fails due to backend issues
- OTP requests fail due to backend issues
- App hangs or freezes on certain devices
- App not working with specific iOS versions (e.g., iOS 17)
Requested features
17 requests- Fix app not opening
- Fix session expired error
- Fix not working abroad
- Fix blank white screen
- Fix app crashes
Show 12 moreShow fewer
- Fix keyboard not appearing
- Fix inability to edit details
- Fix inability to register
- Fix API errors
- Fix request timeout
- Fix login issues
- Improve support service
- Fix double charging issue
- Improve navigation for new users
- Allow app to work outside UAE
- Allow app to work on all devices
- Ensure app works with latest iOS versions
Deem
Reported bugs
20 issues- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen
Show 15 moreShow fewer
- KYC update failing repeatedly
- EID updation showing persistent errors
- Payment transaction rejection despite available balance
- Incorrect balance display and statement information
- Duplicate transactions appearing
- App showing wrong card or no card at all
- Registration page stuck on blank white page
- Excess limit fees charged incorrectly
- Cashback points not reflecting in balance
- Payment not showing in real-time
- App laggy and slow performance
- Error messages: 'Something is wrong, please try again later'
- Buffering issues on payment portal
- Downloaded wrong user statement
- App incompatible with iOS 15.5
Requested features
11 requests- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option
Show 6 moreShow fewer
- Direct manager escalation option in IVR
- Cashback details visibility in app
- Card full limit display in dashboard
- SMS notifications for account deductions
- Auto-logout disable option in settings
- Previous statements and due dates visibility
In-app purchases
ILOE
No in-app purchases
Deem
No in-app purchases
